All Adequacy articles
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OpinionThe Friday Takeaway: A retirement savings nightmare awaits you!
More frightening statistics about pension savings – or rather, the lack of them – make for unsettling reading this Halloween, writes Pensions Expert editor Nick Reeve.
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NewsOne in five workers faces retirement poverty as adequacy gap widens
Research from Scottish Widows and Fidelity International shows millions risk poverty in retirement, as longer lives and low engagement threaten future income security.
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OpinionAdequacy is the challenge of our time – but what can be done?
Vidett’s Ben Salmons and Mike Birch respond to the regulator’s recent missive on adequacy and decumulation, arguing that the two must be considered separately for reforms to truly be effective.
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NewsPensions Commission: Interim report expected in the spring
Baroness Jeannie Drake and Professor Nick Pearce addressed the Pensions UK Annual Conference this week to outline their approach to assessing and addressing adequacy issues.
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NewsLong-term solutions needed to address adequacy issues
Pensions UK Annual Conference: Improvements in state pension provision have not been matched in the private sector, and the industry faces an uphill battle to solve its adequacy problem.
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NewsPensions industry confident of sector’s resilience in face of major reforms
More than three quarters of pensions industry professionals expect the sector to successfully navigate the significant reforms proposed over the next few years, according to new research from trade body Pensions UK.
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OpinionThe AMNT’s pensions manifesto for 2030 and beyond
With the scope of reforms to the pensions industry becoming apparent, John Flynn of the Association of Member-Nominated Trustees (AMNT) sets out some key priorities for his organisation and policymakers.
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NewsSix key challenges for the revived Pensions Commission
Aon has warned that the government’s revived Pensions Commission will face major structural hurdles if it hopes to deliver meaningful reform to the UK’s pension system.
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OpinionNest Insight: Understanding the context of the Pensions Commission
The final edition of our ‘Dear Pensions Commission’ series sees Nest Insight’s Will Sandbrook explore the economic context of the relaunched Pensions Commission and how it may affect the commissioners’ approach to adequacy.
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OpinionIFoA: Reframing pension adequacy – a collaborative response to structural gaps
Alexandra Miles of the Institute and Faculty of Actuaries introduces new research laying out the realities of the pension system inequalities that the Pensions Commission is seeking to address.
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OpinionFabian Society: To ‘finish the job’, address remaining injustices for low earners
In this instalment of Pensions Expert’s ‘Dear Pensions Commission’ series, the Fabian Society’s Sasjkia Otto outlines what her research shows about what future pensioners need.
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OpinionRailpen: The role of open DB schemes in pensions adequacy
Railpen’s Tim Miller says the resilience of open defined benefit schemes shows that they need to be a part of the Pensions Commission’s thinking on retirement income adequacy, in the latest open letter in our series.
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OpinionPPI: From payslip to pension – getting the full picture on low earners
In this instalment of the ‘Dear Pensions Commission’ series, John Upton of the Pensions Policy Institute explains the organisation’s latest research that sheds light on how auto-enrolment limits affect low earners.
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NewsUnemployed women hit hardest by rise in state pension age, IFS warns
Weekly income fell by £81 for women who were out of work in their 50s compared with a £42 drop for women who were working during that age.
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NewsExperts outline major challenges facing the Pensions Commission
The Pensions Commission should concentrate on improving outcomes for self-employed and low-paid workers, and closing the gender gap, industry experts have agreed.
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OpinionFederation of Small Businesses: Time to address high costs and low transparency in pensions
In the latest instalment of Pensions Expert’ s ‘Dear Pensions Commission’ series, the Federation of Small Businesses’ Tina McKenzie summarises new research revealing the difficulties faced by small employers.
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OpinionMargaret Snowdon: A once-in-a-generation opportunity to reshape retirement saving
In the third instalment of Pensions Expert’s ‘Dear Pension Commission’ series, Retirement Income Taskforce chair Margaret Snowdon outlines her ideas for changing the state pension, auto-enrolment, and contribution rates to better serve more people.
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OpinionIntergenerational Foundation: Play fair with younger generations
In the latest in Pensions Expert’s series of open letters to the Pensions Commission, Liz Emerson of the Intergenerational Foundation asks the commissioners to consider who is being asked to foot the bill for retirement sector reforms.
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OpinionTUC: Pensions Commission should be prepared to go beyond its remit
In the first of a new series, Jack Jones of the Trades Union Congress outlines what the UK’s leading workers’ representative body would like to see from the Pensions Commission.
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News‘Dear Pensions Commission…’: Exploring the future of retirement adequacy
Pensions Expert has invited a range of charities, think tanks, unions and other organisations to set out what they want to see from the relaunched Pensions Commission.