All Adequacy articles – Page 2
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OpinionThe Friday Takeaway: Adequacy lessons from overseas
Pensions Expert editor Nick Reeve looks at a new report on different countries’ pension saving systems for ‘gig’ workers, and asks whether there are lessons to be learned at home as the Pensions Commission continues to explore the adequacy issue.
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NewsHow to bring gig workers into the pension system
A new report from the Coller Pensions Institute has set out a list of recommendations for improving access to pension savings for ‘gig’ workers as part of the effort to address the global adequacy problem.
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NewsGen Z engagement and employer matching gap add to pension adequacy concerns
As policymakers examine long-term savings levels, two pieces of research highlight a gap between how the industry views younger workers and what employees say would encourage them to contribute more.
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OpinionABI: Transitioning to a higher state pension age
Justin Wray of the Association of British Insurers explores the different ways in which the rising state pension age is affecting people approaching retirement, and how employers, pension providers, and policymakers can help.
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OpinionPPI: There’s more than one way for a pension to be inadequate
John Upton, policy analyst at the Pensions Policy Institute, explores the organisation’s latest research into how people can end up with an inadequate pension – and what can be done about it.
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News‘Dashboard health check’ urged as workers unsure of contributions
The Money and Pensions Service (MaPS) should introduce “pensions dashboard health checks” to help savers understand their financial positions, according to a new report from the Social Market Foundation.
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NewsFirst Actuarial offers financial wellbeing tool to charities
In a recent survey of the charity sector, the consultancy highlighted contrasting fortunes among non-profit groups’ pension schemes – something it aims to address through a renewed partnership.
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News‘Urgent need’ for financial education, People’s Pension survey warns
A survey commissioned by the People’s Pension master trust has found that most adults are concerned about a lack of financial education and the impact it could have on current and future generations.
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OpinionPensions and financial inclusion: Time to join forces
Paul Sweeting, president of the Institute and Faculty of Actuaries, calls for joined-up thinking on financial inclusion policy – including, of course, the importance of pension saving.
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OpinionThe Friday Takeaway: Sometimes, pensions aren’t the answer
As Nest Insight research reveals a mixed public view of using pension pots to fund mortgage deposits, Pensions Expert editor Nick Reeve is very much in the ‘no, thanks’ camp.
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NewsShould savers be allowed to use pension pots to access the housing market?
With more and more people expected to have to rent into their retirement, Nest Insight has conducted a year-long study into whether savers should be given early access to their pensions to fund a house purchase.
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OpinionAMNT: When is your pension like a Mars bar?
Maggie Rodger, co-chair of the Association of Member-Nominated Trustees, highlights the effects of changes to accruals and contributions made in the wake of the financial crisis, and how these should influence surplus discussion.
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OpinionClosing the gap between promise and proof on pensions
Archie Pritchett, an analyst at PensionPay, highlights a ‘delivery gap’ as the pensions industry focuses on ‘plumbing’ rather than the end products for consumers.
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FeaturesA Christmas wishlist for the pensions industry
With the festive break upon us, it’s time to find out what the pensions industry really wants for Christmas this year. Pensions Expert asked representatives of 21 organisations from across the UK retirement industry to come up with one ‘Christmas wish’ – something they would like to see over the next 12 months.
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OpinionThe Friday Takeaway: Eat, drink, and be merry, for tomorrow we legislate
Pensions Expert editor Nick Reeve is looking forward to a Christmas break after suffering from a case of legislation overload. Nobody tell him what’s in store next year, please…
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FeaturesDC outlook: Scale, value, and adequacy are top of the agenda
With the Pension Schemes Bill set to reshape the defined contribution (DC) landscape over the next decade, Pensions Expert asked experts about the challenges and opportunities awaiting the sector in 2026.
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NewsPension Schemes Bill: Highlights from the third reading in parliament
Pensions Expert selects key topics, quotes and themes from the third reading of the Pension Schemes Bill, which took place yesterday (3 December) in parliament.
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NewsPension providers call for calm ahead of salary sacrifice changes
The government is expected to legislate before Christmas to restrict the national insurance exemption on employee pension contributions made via salary sacrifice, according to the Financial Times.
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NewsTPR urges action to support millions of people ‘under-saving’ for retirement
Speaking at the Pensions Expert Annual Conference on 26 November, TPR’s Nausicaa Delfas said the UK’s pensions system was “unfinished business”, with approximately 14.6 million people under-saving for retirement.
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NewsMinimum wage hike to aid pension saving for low earners
For a full-time worker on the National Living Wage, the rise means an increase in pay of £900 a year, while for someone on the National Minimum Wage working full-time, it will mean a £1,500 boost.