All Adequacy articles – Page 2
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NewsGovernment urged to strengthen low-earner protections in Pension Schemes Bill
The Pension Schemes Bill could improve retirement outcomes for low earners, but a new report warns the legislation must be strengthened to deliver on its promise.
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FeaturesAdequacy is top of the industry’s agenda after Pension Schemes Bill published
As the dust settles following the publication of the Pensions Investment Review final report and the release of the Pension Schemes Bill, the industry’s focus has immediately turned to adequacy.
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OpinionWhy payroll savings is a great idea – and how the finance industry can deliver it
Payroll savings, sidecar savings, emergency savings – whatever you call it, the idea is gaining in popularity. Rob Yuille of the Association of British Insurers explores the different proposals and the many questions that need to be addressed.
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NewsMillions face retirement poverty without action on adequacy, report finds
More than a third (39%) of people polled by Scottish Widows for its latest Retirement Report are not on track for a minimum lifestyle in retirement as saving ability has been squeezed and low contribution rates dominate.
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NewsDC retirees risk running out of savings without major reforms, warns IFS
A major new report has called for the government to reform its regulations to support DC savers in retirement.
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OpinionPolicymakers should focus on pension beneficiaries to boost the UK economy
Fiona Reynolds and David Pinkus of the Coller Pensions Institute call for the government to refocus its pension reforms on ensuring the best outcomes for members.
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OpinionThe concerns of Gen Z and the changing landscape for retirement saving
Shantel Okello, a policy researcher at the Pensions Policy Institute, delves into the findings of a new report into the retirement savings challenges faced by young people.
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NewsTorsten Bell: New pensions commission will not solve adequacy issues
Torsten Bell has said people who think a “technocratic” approach to solving adequacy issues were “in la-la land”, and argued that the government needed to make use of its strong majority.
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OpinionDecoding the pensions industry’s ‘alphabet soup’
The PLSA’s Zoe Alexander seeks to decipher some industry jargon and asks how pension professionals can make the retirement savings world clearer for consumers.
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NewsData shows gender pension gap is growing
New studies illustrate that the pension savings gap between men and women is growing and will continue to do so without positive action from employers and policymakers.
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OpinionHow salary exchange can improve women’s retirement outcomes
Susan Hope digs into the detail of Scottish Widows’ latest research into the gender pensions gap, and looks at ways to boost women’s pension savings.
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FeaturesHow to improve pension outcomes without a Pensions Review
Following the government’s decision to postpone the second phase of the Pensions Review, what can the industry do to improve pension outcomes without waiting for more legislation?
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NewsAdequacy stage of Pensions Review ‘delayed by Treasury’
The government has postponed the adequacy phase of its Pensions Review, according to reports, following significant recent increases to business costs.
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NewsSavers lack knowledge of retirement income needs, research shows
Nearly a third of people do not know how much they should save for their pensions, according to new research.
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OpinionIt’s time to shout about exceptional pension schemes
The PLSA’s new director of policy and advocacy Zoe Alexander calls for pension schemes to speak out about best practice and the many ways they are supporting members.
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NewsPPI report sheds light on social inequalities and pension outcomes
Rising inequality is an early warning signal for stark differences in life quality for pensioners, new research suggests.
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OpinionTackling post-enrolment inertia in pensions
Auto-enrolment succeeded by embracing people’s inertia to passively get them saving for retirement. To get them saving enough, though, we will need to break through inertia, as Fairer Finance’s Tim Hogg explains.
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FeaturesOutlook 2025: Pensions adequacy has no easy solutions
In the first of a series of articles looking ahead to next year, Alastair O’Dell investigates how phase two of the Pensions Review will aim to tackle the ticking timebomb of pensions adequacy.
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NewsGeneration Rent retirees could be forced to flee from cities to find housing
Review housing plans and set out a roadmap for improving adequacy, International Longevity Centre tells government
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NewsFind an alternative to DC – or else
We need an alternative to DC for a dignified retirement, former general secretary of the Communication Workers Union warns. Could CDC be the sustainable alternative to DC that society needs?