All Adequacy articles – Page 2
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NewsUnemployed women hit hardest by rise in state pension age, IFS warns
Weekly income fell by £81 for women who were out of work in their 50s compared with a £42 drop for women who were working during that age.
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NewsExperts outline major challenges facing the Pensions Commission
The Pensions Commission should concentrate on improving outcomes for self-employed and low-paid workers, and closing the gender gap, industry experts have agreed.
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OpinionFederation of Small Businesses: Time to address high costs and low transparency in pensions
In the latest instalment of Pensions Expert’ s ‘Dear Pensions Commission’ series, the Federation of Small Businesses’ Tina McKenzie summarises new research revealing the difficulties faced by small employers.
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OpinionMargaret Snowdon: A once-in-a-generation opportunity to reshape retirement saving
In the third instalment of Pensions Expert’s ‘Dear Pension Commission’ series, Retirement Income Taskforce chair Margaret Snowdon outlines her ideas for changing the state pension, auto-enrolment, and contribution rates to better serve more people.
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OpinionIntergenerational Foundation: Play fair with younger generations
In the latest in Pensions Expert’s series of open letters to the Pensions Commission, Liz Emerson of the Intergenerational Foundation asks the commissioners to consider who is being asked to foot the bill for retirement sector reforms.
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OpinionTUC: Pensions Commission should be prepared to go beyond its remit
In the first of a new series, Jack Jones of the Trades Union Congress outlines what the UK’s leading workers’ representative body would like to see from the Pensions Commission.
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News‘Dear Pensions Commission…’: Exploring the future of retirement adequacy
Pensions Expert has invited a range of charities, think tanks, unions and other organisations to set out what they want to see from the relaunched Pensions Commission.
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NewsCost of renting in retirement continues to rise, new data shows
Renting in retirement costs increased by £7,000 year-on-year, Standard Life says, as more than one in 10 people expect to still be leasing a property when they retire.
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OpinionThe Friday Takeaway: The importance of understanding vulnerability
There are many different kinds of vulnerability affecting pension savers, as Pensions Expert editor Nick Reeve discovered on a recent trip to Edinburgh.
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VideosVideo: Sophia Singleton on pension reforms, adequacy, and inclusion
Having recently passed the halfway mark in her presidency of the Society of Pension Professionals, Sophia Singleton looks back on a busy initial period and ahead to the challenges and opportunities facing the pensions sector.
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NewsTPR: Trustees’ role in improving retirement support and adequacy
The regulator wants trustees to improve signposting of support services such as Pension Wise and MoneyHelper in “core communications”, after recent research showed a lack of awareness among savers.
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OpinionA lesson from the past about policymaking for an uncertain future
Pensions UK’s newly appointed deputy director for strategic policy and research Matthew Blakstad reveals a deeply personal insight into the reality of retirement, and frames some of the challenges ahead.
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OpinionTaking positive action to address the LGBTQ+ pensions gap
As the revived Pensions Commission begins its work on inequalities and shortfalls within the pensions system, Travers Smith’s Daniel Gerring and Savannah Adeniyan take a look at the retirement savings gap that exists for LGBTQ+ people.
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OpinionThe Friday Takeaway: Who are the champions of the Premier League of Pensions?
Inspired by Everton FC, editor Nick Reeve argues that it’s time to make working for a sports organisation good for your retirement.
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NewsEverton FC wins Living Pension accreditation
Everton is the first Premier League football club to be awarded Living Pension accreditation, which reflects high employer contributions and minimum annual savings targets.
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FeaturesDC adequacy is ‘number one challenge for the decade ahead’ around the world
The Thinking Ahead Institute’s latest peer study warns that low contributions, cautious defaults and poor decumulation design are leaving members exposed – with income adequacy expected to take decades to resolve.
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NewsOnly half of baby boomers are retirement ready, research shows
Middle-income workers approaching retirement are most at risk of falling short of their pension income goals, according to new research from Vanguard.
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NewsStop tweaking and start transforming pensions, says tech provider
UK policymakers must rethink the meaning of pension adequacy and use established solutions as benchmarks to deliver better retirement outcomes, according to Festina Finance, a European pension administration technology provider.
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FeaturesThe Pension Commission’s challenge in seven charts
The Pensions Commission was (re)launched a week ago, with a broad remit but considerable constraints. Pensions Expert looks at some of the key challenges the commissioners are trying to solve.
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OpinionThe Friday Takeaway: Commission Impossible?
The much-lauded Pensions Commission has been revived to look at retirement income adequacy issues – but will the government be able to act on its recommendations?