All adequacy articles – Page 4

  • Phil Farrell
    Opinion

    Companies cannot justify DB for older workers only

    2018-08-03T00:00:00Z

    Central to the evolution of any civilisation throughout the ages has been the development of law and order and, by association, protecting citizens by improving their rights, much of which is enshrined in legislation. In a nutshell, reducing inequality.

  • News

    Improved engagement more urgent than product innovation, says PPI

    2018-07-12T00:00:00Z

    Savers can achieve positive outcomes with the range of products already available to them, according to a Pensions Policy Institute report emphasising the importance of engagement in helping people make more informed decisions.

  • Lesley Carline
    Opinion

    Boost innovation and understanding

    2018-07-09T00:00:00Z

    There needs to be a shift in public policy to create a savings culture and boost understanding, argues Lesley Carline, vice-president of the Pensions Management Institute.

  • News

    PLSA pushes for retirement income targets and AE increases

    2018-07-04T00:00:00Z

    The Pensions and Lifetime Savings Association has set out its final recommendations from its ‘Hitting the Target’ consultation, calling for an increase in minimum auto-enrolment contributions to 12 per cent, and the introduction of retirement income targets.

  • News

    Providers eye departure from defaults in workplace success stories

    2018-06-28T00:00:00Z

    Providers at both ends of the workplace pension market are reporting positive behaviours among their membership, prompting some to suggest that the government should not instigate further increases in minimum contribution rates.

  • Jamie Jenkins
    Opinion

    AE review should silence doom-mongers

    2017-12-18T00:00:00Z

    Standard Life’s Jamie Jenkins, a chair of the external advisory group of the automatic enrolment review 2017, says its package of proposed reforms will make meaningful changes to the savings landscape, while allowing time to monitor the success of contribution uplifts.

  • News

    AE review: Welcome reforms not due until mid-2020s

    2017-12-15T00:00:00Z

    The government will introduce a package of measures to address issues with auto-enrolment, but questions remain over multiple jobholders and the self-employed, while the timescale has drawn criticism.

  • News

    A million older workers fall into unemployment trap

    2017-11-10T00:00:00Z

    An “unemployment trap” preventing older people from finding jobs requires a rethink of pensions and benefits policy, a new report claimed on Tuesday, as state pension age increases threaten to harm those left out of the labour market.

  • Opinion

    Are pensions what the self-employed need?

    2017-10-13T00:00:00Z

    Ben Jennings is not saving into a pension, and neither are his peers. The cartoonist and illustrator, whose work appears in this publication and The Guardian among others, says he and and other self-employed 20-somethings are too busy trying to pay their rent.

  • Emma Douglas
    Opinion

    Practical steps for improving DC savings

    2017-08-07T00:00:00Z

    LGIM’s Emma Douglas says clear member communication and helpful product design must be central to the industry’s efforts to help the DC generation tackle the savings challenge ahead of them.

  • Tim Middleton
    Opinion

    Pensions must not be a matter of luck

    2017-06-19T00:00:00Z

    The scheduled review of auto-enrolment will have many interesting issues to address, but there has already been some industry criticism that its scope is too narrow. 

  • News

    Webb: Tories 'terrified' of AE contribution hike

    2017-06-07T00:00:00Z

    The Conservative party is “terrified” to make changes that will safeguard pensions adequacy and enable older savers to leave work when they want, former pensions minister Sir Steve Webb has said.

  • Opinion

    Blackford: Pension commission could restore consumer trust

    2017-05-09T00:00:00Z

    In the second instalment of our 2017 election pensions spokespeople series, we hear from Ian Blackford, who is standing for re-election as the Scottish National Party representative for Skye, Ross and Lochaber.

  • Bloomberg
    Features

    Could hybrids solve the pensions adequacy problem?

    2017-03-31T00:00:00Z

    One has to feel sorry for members of Generation X. Successive studies have shown that unlike their millennial counterparts, whose quality of retirement it is entirely within the reach of policymakers to decide, defined contribution has failed Gen X-ers.

  • Illustration by Ben Jennings
    Opinion

    Elephant in the room

    2017-02-03T00:00:00Z

    Editorial: The topic of women, work and pensions remains a huge unresolved problem, as Patricia Hollis reminded the pensions community in her speech earlier this week.

  • Catherine Doyle
    Opinion

    Pensions for the hashtag generation

    2016-10-31T00:00:00Z

    From the blog: The ‘millennial’ generation – broadly defined as the cohort born between 1980 and the late 1990s – is now the largest working-age demographic in the UK, and will represent some 75 per cent of the global workforce by 2025.