All Adequacy articles – Page 6
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NewsSavers less confident over retirement income, study shows
Pension savers are losing confidence that they will have enough income in retirement, according to Trafalgar House’s latest Trust and Confidence Index.
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NewsThird of workers seek to delay retirement over affordability
The number of people in full-time employment who believe they will never be able to afford to retire because of the impact of the rising cost of living is on the rise, according to new research.
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OpinionHow the pensions industry can better support people with mental health problems
During this Mental Health Awareness Week, Conor D’Arcy of the Money and Mental Health Policy Institute explains how to help address the problems faced by those with mental health problems when it comes to pension saving.
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NewsAuto-enrolment contributions boost ‘could add £10bn a year’
Research by Phoenix Group claims raising contributions to 12% could mean almost £96,000 more in the pension pot for an 18-year-old when they retire.
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OpinionPensions adequacy: Why this broken record keeps spinning
The ABI’s Ben Infield explores how the pensions industry can push for higher contributions and better outcomes for members.
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OpinionGoing back to first principles on pension policy
The government needs to reset its policy focus on retirement outcomes and pension adequacy, says the co-chair of the Association of Member-Nominated Trustees.
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OpinionDon’t lose sight of members in surplus debate
Trustees could be given new powers to extract surpluses from DB schemes – but Pensions Expert editor Nick Reeve argues that their options may still be limited.
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NewsCalls grow for long-term savings commission
A new report from People’s Partnership makes the case for a cross-party commission to advise on pensions policy.
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NewsRetirement standards compromised by changes in pensions system
On the go: Changes made to the UK pensions system are positive for sustainability but are leaving savers’ retirement standards compromised.
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NewsPLSA pension reforms ‘could add £4,000 to retirement income’
The Pensions and Lifetime Savings Association has warned that without reform of the pensions system, more than half of savers will fail to meet the retirement income targets set by the Pensions Commission in 2005.
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News
Admins reveal collapse in retiree savings levels
On the go: UK retirees are leaving the workforce with lower levels of savings than previous generations, as the decline of defined benefit opens a gap in the nation’s retirement preparations.
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Features
More action needed to help self-employed women
Analysis: Reform should be pushed up the agenda to support self-employed women and reduce the biggest challenges of the gender gap, experts say.
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News
Will Generation X be the most vulnerable at retirement?
On the go: Thirteen million people born between 1966 and 1980, the so-called Generation X, will face acute problems as they come up to retirement in the next 12 to 28 years unless decisive action is taken, according to the Pensions Policy Institute.
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OpinionElection policies we need but probably won’t get
With the next general election less than five weeks away, the main political parties are busily drawing up their policy pledges to win over voters.
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News
10k-20k-30k: PLSA launches new retirement living standards
On the go: The Pensions and Lifetime Savings Association has launched its retirement living standards, an attempt to translate savings targets into a description of the quality of life they will actually enjoy in later life.
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OpinionDC schemes: Is it time for a reboot?
Buck’s Mark Pemberthy says pro-transparency regulation is welcome, but risks overlooking wider requirements for defined contribution stakeholders to report on how they help members achieve an adequate retirement.
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Features
‘Powerless’ employees see AE minimums as recommendations
Data Crunch: Pension savers wrongly think minimum contribution levels required under automatic enrolment are the government’s recommendation for how much to save, research has revealed.
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News
9m workers sleep-walking into retirement, report finds
On the go: Nearly 9m mid-career employees are flying blind into retirement, clueless on how much they need to save for their retirement, Aviva research has found.
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News
FCA paper highlights intergenerational disparity
On the go: The Financial Conduct Authority’s new discussion paper on intergenerational shifts highlights the disparity in pensions, mortgages, consumer credit and insurance coverage of UK citizens from millennials to baby boomers.
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News
ONS: Three in four people now members of a workplace pension
On the go: Since the introduction of auto-enrolment in 2012, the proportion of UK employees enrolled in a workplace pension has soared from 47 per cent to 76 per cent in 2018, according to research published today by the Office for National Statistics.