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Latest DC news
Master trusts increasingly ‘testing the water’ with private markets allocations
LCP research shows master trusts are in step with the government’s drive to invest more in ‘productive finance’ such as private equity and infrastructure.
How the government plans to consolidate small pension pots
Pension schemes will have to be able to facilitate automatic consolidation of pension pots smaller than £1,000 from 2030, under proposals set out by the government today.
How pension schemes have reassured members through the ‘taper tantrum’
Equity markets have endured significant volatility over the past two weeks since the US introduced international trade tariffs on most of its trading partners. Jon Yarker looks at how pension schemes have reacted and helped their members understand the situation.
Poor default offerings could ‘undermine trust and widen generational gap’
Two professional trustees have written an open letter warning the industry of dangers lurking in default strategies that do not adequately reflect the views of their members.
Study shows savers are shunning advice over pension freedoms
A decade on from the introduction of pension freedoms, more research has emerged showing that a growing proportion of pension savers are taking no advice or guidance at all before accessing their retirement savings, despite a lack of understanding of the decisions and options available.
Collective defined contribution news
DWP to introduce CDC legislation in autumn, pensions minister says
Torsten Bell says the government will legislate later this year to allow for multi-employer and decumulation-only CDC models.
Megafunds plans could thwart growth of collective DC, AMNT warns
Trustees have warned that the government’s drive to consolidate defined contribution pension schemes could lead to “herding” and a focus on reducing employer costs at the expense of member outcomes.
Outlook 2025: The pensions industry’s wishlist for the new year
Pensions Expert spoke to six major industry groups to find out what they want to see happen in 2025, from the Pensions Review and the Pension Schemes Bill to trustee powers and improvements to member outcomes.
The year ahead: What to expect, and what needs to happen
Gateley’s Michael Collins outlines 10 key developments to watch out for in 2025 across the pensions industry.
More DC news
DC retirees risk running out of savings without major reforms, warns IFS
A major new report has called for the government to reform its regulations to support DC savers in retirement.
TPR could reduce master trust capital reserves amid drive to cut regulatory burden
Most master trusts are profitable and less likely to fail than they were when the regulatory regime was established in 2019, according to the regulator’s chief executive.
Three quarters of pension savers lack access to adequate technology from providers
New research from Bravura Solutions unearths a worrying lack of pensions technology that is hampering engagement.
Scottish Widows embeds sustainability into new lifetime pension offering
Scottish Widows has revamped its largest default fund to target a higher exposure to growth assets and embed sustainability targets.
Comment and opinion
How freedom and choice reshaped retirement – and what we can do next
The concerns of Gen Z and the changing landscape for retirement saving
A decade of ‘freedom and choice’: Time to rethink advice provision
Pension transfers: A year of lessons and the road ahead
How salary exchange can improve women’s retirement outcomes
Pension scheme growth requires a flexible approach