All Adequacy articles – Page 3
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NewsUK pension system declining against other countries, research shows
The UK’s pension system has lost its top-10 position among global retirement systems, according to the latest Mercer CFA Institute Global Pension Index.
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NewsPLSA Conference: The complex pension adequacy picture
A multi-pronged approach is required to improve pensions adequacy, according to panellists at the Pensions and Lifetime Savings Association’s (PLSA) annual conference in Liverpool.
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NewsPMI predicts compulsory auto-enrolment by 2045
Higher contribution rates and compulsory participation should be the future of the UK’s auto-enrolment regime, according to panellists at an industry event.
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NewsEmployers recognise pension provision shortfalls, research shows
Employers are planning to address retirement adequacy over the next two years as they are concerned about their staff’s pension prospects, according to WTW.
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NewsLiving Wage data lends weight to 12% contributions call
Workers earning the UK Living Wage of £12 an hour would need to save 12% of salary to replicate this income in retirement, research has shown.
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OpinionEditor’s notes: The auto-enrolment open goal
Pensions Expert editor Nick Reeve asks: is the government overthinking the Pensions Review?
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NewsAon survey raises concerns over workplace DC adequacy
Employers are prioritising aligning their pension provision with competitors above ensuring good outcomes for members, according to research by Aon.
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News‘Sleepwalking into a crisis’: Savers fear unaffordable retirement
Nearly 40% of people face being unable to fund a minimum retirement lifestyle, according to Scottish Widows.
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NewsPMI conference: Joined-up thinking needed to solve saving problems
Homeownership and a lack of saving are the two main challenges facing British people trying to put money into a pension.
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NewsSavers less confident over retirement income, study shows
Pension savers are losing confidence that they will have enough income in retirement, according to Trafalgar House’s latest Trust and Confidence Index.
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OpinionRenting in retirement: The relationship between pensions and housing
Nigel Purves, CEO of housing specialist Wayhome, looks at the fractured relationship between the UK’s pension system and its housing situation.
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NewsThird of workers seek to delay retirement over affordability
The number of people in full-time employment who believe they will never be able to afford to retire because of the impact of the rising cost of living is on the rise, according to new research.
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OpinionHow the pensions industry can better support people with mental health problems
During this Mental Health Awareness Week, Conor D’Arcy of the Money and Mental Health Policy Institute explains how to help address the problems faced by those with mental health problems when it comes to pension saving.
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NewsAuto-enrolment contributions boost ‘could add £10bn a year’
Research by Phoenix Group claims raising contributions to 12% could mean almost £96,000 more in the pension pot for an 18-year-old when they retire.
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OpinionPensions adequacy: Why this broken record keeps spinning
The ABI’s Ben Infield explores how the pensions industry can push for higher contributions and better outcomes for members.
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OpinionDon’t lose sight of members in surplus debate
Trustees could be given new powers to extract surpluses from DB schemes – but Pensions Expert editor Nick Reeve argues that their options may still be limited.
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OpinionGoing back to first principles on pension policy
The government needs to reset its policy focus on retirement outcomes and pension adequacy, says the co-chair of the Association of Member-Nominated Trustees.
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NewsCalls grow for long-term savings commission
A new report from People’s Partnership makes the case for a cross-party commission to advise on pensions policy.
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NewsRetirement standards compromised by changes in pensions system
On the go: Changes made to the UK pensions system are positive for sustainability but are leaving savers’ retirement standards compromised.
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NewsPLSA pension reforms ‘could add £4,000 to retirement income’
The Pensions and Lifetime Savings Association has warned that without reform of the pensions system, more than half of savers will fail to meet the retirement income targets set by the Pensions Commission in 2005.