All Adequacy articles
-
News‘Dashboard health check’ urged as workers unsure of contributions
The Money and Pensions Service (MaPS) should introduce “pensions dashboard health checks” to help savers understand their financial positions, according to a new report from the Social Market Foundation.
-
NewsFirst Actuarial offers financial wellbeing tool to charities
In a recent survey of the charity sector, the consultancy highlighted contrasting fortunes among non-profit groups’ pension schemes – something it aims to address through a renewed partnership.
-
News‘Urgent need’ for financial education, People’s Pension survey warns
A survey commissioned by the People’s Pension master trust has found that most adults are concerned about a lack of financial education and the impact it could have on current and future generations.
-
OpinionPensions and financial inclusion: Time to join forces
Paul Sweeting, president of the Institute and Faculty of Actuaries, calls for joined-up thinking on financial inclusion policy – including, of course, the importance of pension saving.
-
OpinionThe Friday Takeaway: Sometimes, pensions aren’t the answer
As Nest Insight research reveals a mixed public view of using pension pots to fund mortgage deposits, Pensions Expert editor Nick Reeve is very much in the ‘no, thanks’ camp.
-
NewsShould savers be allowed to use pension pots to access the housing market?
With more and more people expected to have to rent into their retirement, Nest Insight has conducted a year-long study into whether savers should be given early access to their pensions to fund a house purchase.
-
OpinionAMNT: When is your pension like a Mars bar?
Maggie Rodger, co-chair of the Association of Member-Nominated Trustees, highlights the effects of changes to accruals and contributions made in the wake of the financial crisis, and how these should influence surplus discussion.
-
OpinionClosing the gap between promise and proof on pensions
Archie Pritchett, an analyst at PensionPay, highlights a ‘delivery gap’ as the pensions industry focuses on ‘plumbing’ rather than the end products for consumers.
-
FeaturesA Christmas wishlist for the pensions industry
With the festive break upon us, it’s time to find out what the pensions industry really wants for Christmas this year. Pensions Expert asked representatives of 21 organisations from across the UK retirement industry to come up with one ‘Christmas wish’ – something they would like to see over the next 12 months.
-
OpinionThe Friday Takeaway: Eat, drink, and be merry, for tomorrow we legislate
Pensions Expert editor Nick Reeve is looking forward to a Christmas break after suffering from a case of legislation overload. Nobody tell him what’s in store next year, please…
-
FeaturesDC outlook: Scale, value, and adequacy are top of the agenda
With the Pension Schemes Bill set to reshape the defined contribution (DC) landscape over the next decade, Pensions Expert asked experts about the challenges and opportunities awaiting the sector in 2026.
-
NewsPension Schemes Bill: Highlights from the third reading in parliament
Pensions Expert selects key topics, quotes and themes from the third reading of the Pension Schemes Bill, which took place yesterday (3 December) in parliament.
-
NewsPension providers call for calm ahead of salary sacrifice changes
The government is expected to legislate before Christmas to restrict the national insurance exemption on employee pension contributions made via salary sacrifice, according to the Financial Times.
-
NewsTPR urges action to support millions of people ‘under-saving’ for retirement
Speaking at the Pensions Expert Annual Conference on 26 November, TPR’s Nausicaa Delfas said the UK’s pensions system was “unfinished business”, with approximately 14.6 million people under-saving for retirement.
-
NewsMinimum wage hike to aid pension saving for low earners
For a full-time worker on the National Living Wage, the rise means an increase in pay of £900 a year, while for someone on the National Minimum Wage working full-time, it will mean a £1,500 boost.
-
NewsCareer breaks push one in three women into pension poverty
Scottish Widows reported that, by age 55, one in four women will have been out of work for more than five years, which could result in a £70,000 hit at retirement.
-
OpinionLow incomes, different lives: The unequal reality of low earners
The PPI’s John Upton explains that low earners cannot be treated as one homogenous group, as the Pensions Commission and others seek to improve retirement savings adequacy.
-
NewsGovt sets out financial inclusion drive with payroll savings and curriculum reform
The government has set out plans to expand payroll savings initiatives as a core part of its new financial inclusion strategy, published this week.
-
OpinionThe Friday Takeaway: A retirement savings nightmare awaits you!
More frightening statistics about pension savings – or rather, the lack of them – make for unsettling reading this Halloween, writes Pensions Expert editor Nick Reeve.
-
NewsOne in five workers faces retirement poverty as adequacy gap widens
Research from Scottish Widows and Fidelity International shows millions risk poverty in retirement, as longer lives and low engagement threaten future income security.