All Opinion articles – Page 93
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Opinion
Why industry critics are wrong about ‘reckless conservatism’
Letter: Nest’s CIO Mark Fawcett responds to an Informed Comment piece in last month’s Pensions Expert that warned overly prudent investment strategies were blighting young savers’ investment growth.
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Opinion
How greater Scottish devolution could affect your scheme
Aries’ Ian Neale looks at why schemes need to prepare for changes to the Scottish tax system and how proposed devolution could affect them further.
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Opinion
Should local authority schemes be forced to invest passively?
In the latest edition of Informed Comment, Threadneedle’s Moira Gorman discusses whether forcing local authority schemes into passive investment for their listed assets is a good idea.
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Opinion
Where bribery is smiled upon: Is paying for feedback worth the effort?
Any other business: With market research companies offering incentives such as vouchers, electrical goods and even hard cash to consumers who complete their surveys, it is clear getting feedback on any product or service can be a struggle.
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Opinion
Five key charts from the PPF's Purple Book
Flying in the face of almost everything else pensions-related this year, the latest annual edition of the Pension Protection Fund's Purple Book revealed few if any big shocks.
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OpinionEditorial: The changing face of guidance
The guise of the much-talked-about guidance guarantee is ever-changing. Last month it changed again with the announcement that the Citizens Advice Bureau would be handling the face-to-face aspect of the guidance.
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Opinion
Altmann: New pension flexibilities will make it harder to attract members to CDC
Talking head: Pensions commentator Ros Altmann says the new at-retirement flexibilities introduced in this year’s Budget will make it harder to attract employers and members to shared risk schemes.
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Opinion
How to evaluate your investment consultant’s impact
Muse Advisory’s Anne Kershaw looks at how trustees can evaluate the quantitative and qualitative impact that investment consultants have on schemes, in the latest edition of Technical Comment.
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Opinion
Trustee education: can training be engaging and insightful?
US president Thomas Jefferson said: "To penetrate and dissipate these clouds of darkness, the general mind must be strengthened by education." This has never been more pertinent to schemes.
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Opinion
Are hedge funds a luxury schemes could do without?
In the latest edition of Informed Comment, Investec’s Atul Shinh discusses hedge fund performance – do they offer pension funds good value for money, or are they a luxury schemes could do without?
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Opinion
Are alternatives proving their worth in volatile markets?
Alternative investments have been the target of pension schemes seeking to minimise the risks associated with volatility through diversification. But how correlated are these assets?
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OpinionEditorial: Turn the dial?
I should start off by agreeing entirely with Barnett Waddingham’s Damian Stancombe that the vast majority of breath spent on defined contribution pensions should not be expended discussing investment, but on encouraging savers to pay more in.
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Opinion
PPF: levy dip likely to be followed by further falls
The Pension Protection Fund’s Chris Collins gives a speedy run-through of the latest on its levy changes, and explains why the levy is expected to fall for a further two years after 2015/16.
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Opinion
How to protect your scheme assets in an embattled transition market
Inalytics’ Ben Murphy takes stock of an industry under fire from both regulators and the press, and explains how schemes can make sure they protect members’ assets in transit, in the latest Technical Comment.
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Opinion
Reckless conservatism: Why it blights young people’s DC pots
In the latest edition of Informed Comment, Towers Watson’s Chris Smith argues that younger people should be taking more risk earlier on in their savings journey, but not through a traditional lifestyle framework.
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Opinion
Issuing a ‘trustee P45’ – is firing scheme reps ever justifiable?
Any other business: Going against the grain is not necessarily a bad thing in a trustee; in fact it can be a necessary part of acting in members’ best interests.
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OpinionEditorial: On the boil
At this year’s National Association of Pension Funds’ conference, two themes predominated. One was relief, and even self-satisfaction, at the success of auto-enrolment. The other was widespread anxiety ahead of the April deadline for the new defined contribution flexibilities.
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Opinion
Today at the NAPF annual conference – October 16 edition
The National Association of Pension Funds Annual Conference 2014 in Liverpool was in full swing today, with panel discussions on auto-enrolment, collective defined contribution, independent governance committees, to name just a few.
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Opinion
Today at the NAPF annual conference – October 15 edition
The National Association of Pension Funds today kicked off its yearly extravaganza – or 'conference' more formally –where the industry meets to discuss all things pensions.
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Opinion
Shoot for the stars: Why after AE staging, contributions need to rise
Talking head: Pensions commentator Steve Bee compares the current statutory minimum of 8 per cent of pensionable pay to the 17.5 per cent that was calculated in the 1950s as necessary to provide a defined benefit-like income.