All Opinion articles – Page 96
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Opinion
Pressure swells against providers delivering guidance guarantee
Which? has struck the latest blow against pensions providers wishing to deliver the guidance guarantee unveiled in this year’s Budget.
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Opinion
How to encourage scheme member representation
The Pensions Act 1995 introduced the requirement for trust-based pension schemes to afford their membership the opportunity to nominate, and if necessary elect, member representatives to their board.
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Opinion
Why now is not the time to doubt emerging markets
The performance of emerging market debt so far this year might have taken some by surprise, given the challenging economic and political backdrop.
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Opinion
Regulator unveils long-awaited DB code of practice
The Pensions Regulator has today released a defined benefit code of practice that emphasises the importance of trustees and employers working together as a big happy family.
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Opinion
Nest: Scale has given us an 'internal market' for DC assets
Providing an auto-enrolment scheme for a new generation of pension savers has guided our decision-making from the beginning.
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Opinion
Good times ahead? Private sector employees up contributions
In numbers that will be pleasing reading for the pensions minister,Scottish Widows’ Retirement Report 2014 has found workers are saving more of their earnings for retirement. The average contribution for employees of companies with more than 250 staff is now 11.6 per cent.
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OpinionEditorial: Education v condescension
Mext week we will start to publish in print, and later online, a roundtable discussion on exchange traded funds and the role that they can play in pension scheme portfolios.
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Opinion
Why a lack of detail is holding up the defined ambition debate
Today, the Queen set out the government's legislative plan. Pensions were expected to take centre stage, with proposals for collective defined contribution schemes expected to be announced.
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Opinion
NAPF: A pathway to meet today's funding challenges
Recent years have seen funding challenges climb further up the pension scheme agenda.
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Opinion
DB-DC transfer uncertainty compounds schemes' demographic challenge
The fact members are living longer and expectations on how life expectancy will develop in the future have received a lot of coverage from the pensions industry over the past few years. This is not surprising now that a typical 65-year-old is expected to live two years more than was the case 15 years ago.
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Opinion
How to get scheme data up to scratch for a buy-in/buyout
The clear trend within the defined benefit pensions universe is for greater levels of professionalism and lower tolerance for risk.
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Opinion
Webb makes bid to secure legacy with CDC
This week’s Queen’s Speech will bring about further reforms to the pensions’ landscape focusing on collective defined contribution proposals, according to reports.
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OpinionEditorial: Future glories
Many congratulations to all the winners of this year's 15th annual Pension and Investment Provider Awards, and thank you to all who came to the evening at the Sheraton Park Lane on May 21.
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OpinionThe cases for and against Labour's plan to extend auto-enrolment
Editor's blog: Labour's former shadow pensions minister Rachel Reeves, now shadow work and pensions secretary, has made the opposition's most substantial pledge yet on workplace pensions – to reduce the lower eligibility threshold from £10,000 to £5,772.
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Opinion
Guess who? The best shots from #PIPA2014
We've cherry-picked a few of the shots from last week's 15th annual Pension and Investment Provider Awards at the Sheraton Park Lane.
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Opinion
How to predict member outcomes in the post-Budget world
The 2014 Budget gave pensions savers and plans considerable new flexibility in arranging their retirement incomes.
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Opinion
Why you shouldn't sit on your hands waiting for a rate rise
Waiting for interest rates to rise feels more and more like waiting for Godot. Bond markets have priced in rate hikes on several occasions since the global financial crisis only for policy messengers to say that hikes will be further delayed, but rates will surely rise in the future.
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Opinion
ESG is about long-term performance, not arbitrary screening
Environmental, social and governance concerns: Too difficult? Too long term? Not relevant? Too complicated?
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OpinionEditorial: Derisked out of pocket
The trend away from equities is inevitable for many schemes, making it a matter of when, not if, they increase their bond holdings to reduce risk and cover a maturing membership.
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Opinion
Pension and Investment Provider Awards 2014: the winners
Pensions Expert can announce the winners of the 15th annual Pension and Investment Provider Awards.