All Opinion articles – Page 94
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Opinion
Could IORP II be the end of the road for lay trustees?
One of the main issues lay trustees face at present is not how we cope with regulatory requirements. Rather it is whether increased regulation could actually spell the end for lay trustees altogether.
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Opinion
A scheme guide to medically underwritten buy-ins
Medically underwritten buy-ins are no longer just an interesting idea, but have developed into a genuine consideration for pension plan trustees. The concept is a natural development from the retail annuity market where most providers offer larger pension incomes to individuals with health issues.
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Opinion
Avoiding a talking shop: how to get more out of your trustee meeting
Any other business: Economist and diplomat John Galbraith once said: “Meetings are indispensable when you don’t want to do anything.” But with fiduciary duty weighing heavily on trustees, board meetings must be a forum for effective decision-making.
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OpinionEditorial: What's going on behind the curtain
The argument for transparency in fiduciary management is not going away. Yes, many companies calling for third-party assessment themselves provide it, but that does not mean their views should be automatically dismissed.
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Opinion
Let's make friends: Industry pushes for AE data standard
Data have been a sticking point for many schemes and employers. Who can blame them? Of all the areas of pensions, data isn’t the most inspiring and engaging to newcomers.
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OpinionFive takeaways from this year's Pensions Fund Indicators report
Editor's blog: Here are five data lessons for institutional investors from UBS Global Asset Management's Pension Fund Indicators 2014 – from the slowdown in the rush out of equities, to steady growth in fixed income.
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OpinionThe challenges facing Canada and UK's target benefit scheme
Last month, governments in London and Ottawa moved closer to implementing collective pension schemes, which share risk among members in the hope of proving better outcomes for savers.
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Opinion
Stop making excuses on fiduciary management and demonstrate value
It is easy to see why, to onlookers, there looks like a real battle brewing between managers, consultants and other specialist fiduciary managers.
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Opinion
LPFA: Illiquids, fees and scale in our investment approach
As submissions were being finalised to the government’s consultation on “opportunities for collaboration, cost savings and efficiencies” in the Local Government Pension Scheme, another equally important consultation on LGPS governance was launched last month.
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Opinion
Where do we stand on pot-follows-member after the Budget?
At the end of last year we all had a sense that the defined contribution landscape was shifting but few people in the industry could have predicted the extent of that change.
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Opinion
Conflict is good: what your trustee board could learn from Amazon
Any other business: Encouraging and making the most of conflict and disagreement is one of the key drivers of innovation at one of the world’s most high profile companies.
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OpinionEditorial: Good riddance to bad rubbish?
In the past week we've reported on another pension scheme ditching hedge funds, this time Cornwall Pension Fund, due to concerns over transparency and cost.
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Opinion
Local authorities dump hedge funds for DGFs – different rose, same thorns?
Hedge funds have taken somewhat of a battering from local authority schemes, as we have reported over the past couple of weeks.
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Opinion
Five comms tips to get DC savers contributing more
It is estimated that auto-enrolment will increase the number of individuals enrolled in defined contribution workplace pension schemes by around 8m by 2018.
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Opinion
The Budget changes were dramatic, surprising and good for DC
On March 19 I left home as a worker in the pensions industry, and 10 hours later I returned, shaken, shocked and working in the lifetime savings industry.
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Opinion
Law Commission says trustees can take ESG into account (to a point)
The Law Commission yesterday published its much anticipated report clarifying the fiduciary duties of trustees and has called upon the Pensions Regulator to provide further guidance on the subject.
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Opinion
PPF: Why our approach is not just about assets and liabilities
The evolution of the Pension Protection Fund’s investment strategy has not just been about where best to invest the fund’s growing assets to meet its commitments to members.
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OpinionEditorial: You're right from your side
One in seven trustees doesn't sound like a lot. But when you think that could be one person on every pension scheme board, the proportion starts to feel a bit more tangible.
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OpinionPensions bill looks to provide substance to 'defined ambition'
Editor's blog: The pensions reform hamster wheel is spinning again and the industry is rushing to see what surprises are hidden in the pensions bill laid before Parliament today.
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Opinion
How to set up your scheme's derisking strategy
Even the most long-sighted trustee board will periodically carry out a strategic review to set an investment strategy compatible with funding policy.