All Opinion articles – Page 88
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Opinion
NAPF: There are still too many unknowns on pension ‘freedoms’
The NAPF’s Graham Vidler sounds the alarm about the continuing lack of detail on how the reforms will work, including the ‘second line of defence’ and retirement risk warnings.
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Opinion
Buchanan: Lay trustees play an often unenviable but critical role
Since Duncan Buchanan first became a pensions lawyer more than 23 years ago, he writes, the level of complexity of pensions has increased both in terms of legislation but also the case law set by judges – a recent IBM judgment exceeded 600 pages in length.
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Opinion
The DC Debate – how an election will impact upon UK pensions
In the first quarter of 2015, our debate panel members explain their hopes, concerns and predictions for defined contribution savers and their schemes in the year ahead.
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OpinionEditorial: Flying the Nest
Spare a thought for our colleagues across the road from FT towers, who work in the strange and wonderful world of Nest.
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Opinion
Altmann: Don’t abandon member safeguards in DB-DC transfers
Talking head: Ros Altmann argues for a £5k-£10k threshold for non-advised DB transfers-out, and says it is vital that members receive proper advice to understand the value of the benefits they are rejecting.
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Opinion
How to manage the risks of your renewable energy holdings
Impax’s Ominder Dhillon explains how schemes can navigate the risks and nuances of renewable energy assets to help diversify portfolios.
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Opinion
Why your bank’s loss is your pension fund’s gain
M&G’s Bernard Abrahamsen discusses how schemes can balance reward with risk in their credit investments, and take advantage of illiquidity.
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Opinion
Strength in numbers: how your scheme can use the power of collaboration
With hundreds, thousands or even tens of thousands of members paying in every month, much of the strength of pension schemes as investors is based on the power of economies of scale. But can this effect be compounded further when schemes pool resources?
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Opinion
Segars: Keeping up the pressure in Europe has paid off
The last thing I saw before penning this blog was a rather downbeat commentary on Britain’s influence in the European Union.
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OpinionEditorial: Adding pages to the rulebook
"Clearer, perhaps tougher... governance is not automatically more effective," wrote Richard Butcher in last week's Informed Comment. Bad decisions can still be made within a decent structure.
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Opinion
Could Pip's renewables move help schemes see beyond the bluster?
“The need for infrastructure investment worldwide is massive, the attractions of the asset class are clear, and the appetite of investors for infrastructure assets is growing,” said Michael Wilkins from ratings agency Standard & Poor’s, in an FT article on the subject last month.
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Opinion
Decoding HMRC’s reading of the VAT verdict
Hogan Lovells’ Katharine Howe explains why HMRC’s guidance on VAT, following important European court rulings, spells good news for DC schemes but bad news for DB.
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Opinion
Six ways to rethink your derisking plan in a volatile world
Talking head: Last year demonstrated you do not need a ‘black swan’ event for your investment strategy to be knocked off course, argues Redington’s Rob Gardner. He gives six pointers for fireproofing your fund.
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Opinion
Are you letting silos dominate your investment portfolio?
Any other business: Traders in the City’s investment banks sit for hours executing fixed income or equity trades but will rarely cross the floor to speak to the desk of another asset class.
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Opinion
What a Labour government could mean for pensions
PTL’s Richard Butcher outlines six key areas in which a Labour-led government could determine the next steps for UK pension provision.
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OpinionEditorial: Everything can be improved
This week we lead with two stories on communication, and how to learn when things don’t go so well.
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Opinion
What Malcolm in the Middle says about our retirement prospects
We've been talking about it for nigh on a year now, but a report released by the National Association of Pension Funds today paints a detailed portrait of the decision-making paralysis facing many in the 50-70 age group at retirement.
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Opinion
Class actions are on the rise. Should trustees pick up their cudgels?
Almost from nowhere, pension managers and investment committees are being bombarded with class actions. But how do you manage these, and what are trustees’ duties in these cases?
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Opinion
Why annuities still play a crucial role in the post-Budget landscape
The announcement of the retirement reforms sent shock waves through the market last year. But MGM Advantage’s Andrew Tully explains why, where annuities are concerned, there is life in the old dog yet.
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Opinion
Communicating difficult benefit changes: a scheme guide
Is there a good way to give bad news? Close Brothers’ Jeanette Makings details some best-practice approaches when delivering potentially tough messages to scheme members.