All Opinion articles – Page 92
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OpinionEditorial: Such great heights
The S&P 500 crossed that elusive 2,000 level last week, but as the Financial Times reported, it was accompanied by little fanfare. And as if to confirm the hesitation, it has just hovered around the level since.
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Opinion
On Desmond Tutu and the struggle for responsible investment
Responsible investment has been something with which many trustees have struggled. Although trustees are under fiduciary duty to provide the highest investment returns for members, the impact of investments on wider society and the environment has become increasingly important.
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Opinion
Ombudsman needs to stop stalling and release liberation decisions
Editor's blog: Another month, another delay from the pensions ombudsman on releasing decisions on its pile of pensions liberation cases – decisions that could help scheme representatives facing extremely difficult choices on suspect pensions transfers.
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Opinion
What the guidance guarantee means for your scheme
The Treasury’s proposals for more freedom and choice for individuals retiring with a workplace pension present one of the most complex set of challenges for scheme practitioners in recent years.
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Opinion
Taking the pulse of stewardship, as shareholder spring memories fade
Most onlookers approaching the stewardship phenomenon view it through the so-called shareholder spring of 2012, where activist investors shook up some household name companies.
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Opinion
Confronting the scourge of the ever-growing meeting pack
Any other business: Is there a trustee out there that makes it through every page of their meeting bumpf?
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Opinion
The break between state and private pensions is complete
Our pension system through the whole of the twentieth century was subject to real tensions between compulsory state pensions, private pensions and means-tested support for the elderly poor.
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Opinion
Why savers need an auto-enrolment reality check
The Queen’s Speech on June 4 set out the firm intention of the current government to rethink – but could potentially undermine – the foundations of pension saving in the UK.
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OpinionEditorial: Waitin' for Superman
The Lehmans story has played out its final act, and the Pensions Regulator has come through battered, but vindicated.
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Opinion
So, what should pension funds expect from a BoE rate rise?
Editor's comment: The answer may not be as simple as higher rates mean a better times for UK schemes. But it cannot be much worse than the pain of the past few years.
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Opinion
How to avoid a social media #fail at your scheme
Any other business: There may indeed be such a thing as too many tweets. Last week, UK police forces revealed there had been investigations into 828 breaches of social media guidelines, with many ending the individual’s career in the force.
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Opinion
Why mechanical derisking is leading to poor-value asset switches
Pension fund derisking has typically manifested itself in the gradual replacement of equities with fixed income investments.
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Opinion
PPF: Comms have been vital to speeding up assessment
Our mission is to ensure our 200,000 members are compensated with the right amount, at the right time.
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Opinion
Do you need an app for that? Three magic ingredients of a staff savings campaign
As an employer or a trustee, you may be worried that members are not saving enough. This has implications in a range of areas spanning workforce planning to good governance.
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Opinion
How to set up an investment subcommittee
One of the key responsibilities for trustees of both defined benefit and defined contribution pension schemes is the investment of pension scheme assets.
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Opinion
Employer growth emphasis will separate the wheat from the chaff
The Pensions Regulator's announcement of the need for schemes to take into account an employer’s ability to grow followed intense lobbying on the government to give employers more flexibility on the timing of contributions.
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Opinion
Nest: Budget freedoms could mean fewer opt-outs from older workers
Since auto-enrolment kicked in nearly two years ago, almost 4m people are newly benefiting from a workplace pension, and the number opting out remains far lower than many originally expected.
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Opinion
Last DB schemes standing: A snapshot of FTSE 100 benefits
Consultancy LCP yesterday released its Accounting for Pensions 2014 report giving an insight into the pension arrangements of some of the country's biggest companies. The report at times paints a bleak picture for defined benefit schemes.
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Opinion
Time is running short. Regulators must provide detail on how to implement DC reform
It is difficult to recall a time when defined contribution pensions in the UK had to cope with more regulatory change.
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Opinion
The Law Commission has spoken, but barriers remain to ESG growth
Last month the Law Commission published a report on fiduciary duty in financial services, which clarified that trustees are allowed to consider environmental, social and governance issues in their investment decisions.