All Opinion articles – Page 97
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Opinion
Do you need an app for that? Three magic ingredients of a staff savings campaign
Like Minds’ Trevor Rutter lays out the essentials of messaging that will drive staff to save more into their workplace pension, in the latest edition of Technical Comment.
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Opinion
PPF: Comms have been vital to speeding up assessment
Talking head: The Pension Protection Fund’s Sue Rivas says the organisation is on track to meet its target of providing three-quarters of scheme assessments within two years, and explains how it has sped up the process.
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Opinion
Why mechanical derisking is leading to poor-value asset switches
In this week’s Informed Comment, Morgan Stanley’s Joe McDonnell looks at the downsides of a binary growth v matching approach to derisking your scheme’s investments, and suggests an alternative.
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Opinion
Nest: Budget freedoms could mean fewer opt-outs from older workers
Talking head: Nest’s CEO Tim Jones explains how despite its lower than expected opt-out rates, there is still a need to increase understanding about pensions and convince people that saving for retirement is worthwhile, especially in light of the new pension freedoms.
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Opinion
Employer growth emphasis will separate the wheat from the chaff
In the latest Informed Comment, BDO Pensions Advisory’s Richard Farr analyses schemes’ employer covenant conundrum, arguing the new employer growth objective has harmed the security of members’ benefits.
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Opinion
How to set up an investment subcommittee
Gordons’ Ruth Bamforth lays out the ingredients of an effective investment subcomittee, but warns the liability for decisions remains with the main trustee board, in the latest edition of Technical Comment.
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Opinion
Last DB schemes standing: A snapshot of FTSE 100 benefits
Consultancy LCP yesterday released its Accounting for Pensions 2014 report giving an insight into the pension arrangements of some of the country's biggest companies. The report at times paints a bleak picture for defined benefit schemes.
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Opinion
How to educate DC members on retirement 2.0
Zurich’s Jonathan Plumtree argues that auto-enrolment and the Budget’s pension reform have turned the engagement challenge on its head, creating a new focus on decumulation, in the latest edition of Technical Comment.
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Opinion
The Law Commission has spoken, but barriers remain to ESG growth
In the latest edition of Informed Comment, MN’s Narina Mnatsakanian takes stock of the progress of environmental, social and governance-based investment following the Law Commission’s intervention.
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Opinion
Time is running short. Regulators must provide detail on how to implement DC reform
Talking head: The National Association of Pension Funds’ Richard Wilson lays out the increasingly troubling timetable for schemes to carry through this year’s DC reforms, and calls on government and regulator alike to provide further detail.
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Opinion
Is your scheme Carney-proof? Investors shore up porfolios with floating-rate assets and linkers
Schemes are seemingly shoring up their portfolios in preparation for expected twin risks of inflation and interest rate rises.
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Opinion
The Budget has not killed off lifestyle strategies
Jelf’s Mark Winstanley argues that the Budget changes did not destroy lifestyle strategies, and predicts there will be three predominant paths of member decision-making at retirement, in the latest edition of Informed Comment.
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Opinion
Four data-cleansing steps to improve your scheme
In the latest edition of Technical Comment, LCP’s Aiden Coloe and Chris Holly set out four steps for scheme managers, trustees and administrators to improve scheme data and reduce costs.
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Opinion
Gardner: How to win by not losing
Talking head: Redington’s Rob Gardner analyses the state of pension funds’ growth assets, arguing that in an environment where many assets look expensive, reward can be found through focusing on reducing downside.
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Opinion
Which process provides the best trustees: election or selection?
Low voter turnout has plagued many elections. As the famous apocryphal quote from US politics runs, “A low voter turnout is an indication of fewer people going to the polls”.
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Opinion
First glance at London Councils' CIV, designed to reduce £72.8m fee bill
Editor's blog: An eagle-eyed colleague over at our sister title MandateWire spotted London Councils' tender, issued this morning, for a common investment vehicle to be used across its 33 members.
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Opinion
Risk Transfer Index: July 2014
Data analysis: The market's shape is changing, as insurers seek new investment opportunities and risk strategies evolve.
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OpinionETFs: suitability, cost and strategies
A panel of industry experts debate whether exchange traded funds are an appropriate investment in a pension fund portfolio, in this three-part discussion.
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Opinion
Are ETFs a cost-effective investment for UK pension funds?
Jonathan Reynolds from Capital Cranfield, ETFGI's Deborah Fuhr, iShares' Mark Johnson, JLT's Peter Martin and Simon Riviere of PTL discuss the costs of exchange traded funds in the second part of this three-part debate.
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Opinion
Are schemes set up to make direct investments in ETFs?
Jonathan Reynolds from Capital Cranfield, ETFGI's Deborah Fuhr, iShares' Mark Johnson, JLT's Peter Martin and Simon Riviere of PTL discuss whether trustees are set up to make direct investments in exchange traded funds, in the final part of this three-part debate.