All Opinion articles – Page 89
-
Opinion
Why trustees will be spending more time on PPF certification, not less
It was no surprise the Pensions Regulator’s latest defined benefit code recognised the potential value to both schemes and sponsors of contingent assets where trustees agree “to accept more risk than can be supported by their available employer covenant”.
-
Opinion
Regulator: Scammers continue to evolve, we will too
Talking Head: The Pensions Regulator’s Andrew Warwick-Thompson demonstrates how its Scorpion campaign is remaining nimble to tackle the evolving nature of pension scams.
-
Opinion
Does Saudi Arabia's succession planning put your scheme to shame?
Industry experts have warned that schemes are not putting enough thought into what would happen should they need to replace their trustee chair or pension director, leaving themselves open to administrative risk.
-
Opinion
Draghi has unleashed the force: what will it mean for schemes?
The unleashing of €60bn (£45bn) a month of quantitative easing by the European Central Bank last week could mark trouble ahead for UK pension schemes, as greater demand for gilts pushes yields ever lower and liabilities higher.
-
OpinionEditorial: Making yourself heard
Once again, the country’s leading pension funds have stood up for responsible investment, and pressure is building on asset managers to be more forthcoming in their reporting on the matter.
-
Opinion
How your scheme can benefit from the VAT changes
With some hard work and careful planning, schemes could recoup sizeable rebates as a result of pension tax changes.
-
Opinion
Webb: Why a soft launch is right for automatic transfers
It is sometimes claimed that all the necessary legislation to deliver a successful programme of auto-enrolment was passed by the previous government. Under this version of history, all the coalition had to do was sit and watch its success.
-
Opinion
How to battle pensions liberation in the new DC environment
Liberation scams are a growing tumour on the pensions industry, offering scheme members access to their money early at the cost of large swaths of their pension pot, or possibly the lot.
-
Opinion
Eight ways to manage the volatility of your EM exposure
Emerging market equities have had a bumpy 18 months. Axa IM’s Yoram Lustig outlines an eight-point plan for schemes considering an allocation to the asset class.
-
Opinion
Will risk-sharing schemes ever take off in the UK?
Many industry commentators have answered this question with a resounding ‘no’. Hogan Lovells’ Nicola Rondel makes the argument for a qualified ‘yes’.
-
Opinion
McClymont: Why IGCs are missing the I and G
There is nothing more important than good governance to ensure value-for-money workplace pensions. Without robust governance in the interest of savers, the success of auto-enrolment is not a sure thing.
-
Opinion
How smaller schemes can optimise their investment portfolios
Buck Consultants’ Celene Lee explains how a focus on returns, risk and liquidity can deliver for smaller schemes a robust investment strategy, despite their modest scale.
-
Opinion
Industry Champion award among 2015's PIPA categories
Entries are open for the 2015 Pension and Investment Provider Awards, where we celebrate excellence among providers of products and services to UK pension schemes.
-
OpinionEditorial: Pensions fortune-telling
A hot topic of conversation last week was Channel 4’s Dispatches programme on the impact of the imminent pension freedoms, as the government launched its Pension Wise guidance service.
-
Opinion
How your scheme can benefit from the VAT changes
Fresh guidance from HM Revenue & Customs on VAT charges for scheme management services may have passed people by during the holiday slowdown.
-
Opinion
How to run a beauty parade to find the best adviser for your scheme
Any other business: The time comes when every scheme needs to hire new advisers. But in an industry with such a diverse range of skills, how can you be sure you are hiring the right one?
-
Opinion
What could a Conservative government mean for pensions?
LCP’s Bob Scott argues a Conservative government in May could mean changes to pensions tax relief, further public sector reduction and the discouragement of collective pensions, if past performance is any guide to the future.
-
Opinion
Five objectives and five risks for DC
Talking head: Nest’s CIO Mark Fawcett puts together a 10-point framework for DC trustees, arguing for a focus on growth, flexibility and cost, while managing inflation and longevity.
-
Opinion
Exploring the impact of the new money purchase definition
Sackers’ Zoë Murphy looks at which schemes may be affected by the definition change and what they might need to do from April – including paying the Pension Protection Fund levy, actuarial valuations and assessing underpins.
-
Opinion
We have the ombudsman cases we wanted – but they provide cold comfort
When the pensions ombudsman published its first determination on a pensions liberation case late last year, I blogged that the key cases for schemes would be where trustees had blocked suspect transfers. The first few of those have now been made public.