All Opinion articles – Page 89
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Opinion
Altmann: New pension flexibilities will make it harder to attract members to CDC
As the pensions bill makes its way through parliament it is proposing a new class of shared-risk pension schemes, which aim to offer a compromise between defined benefit’s risk burden on the employer and defined contribution’s risk burden on the member.
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OpinionEditorial: Turn the dial?
I should start off by agreeing entirely with Barnett Waddingham’s Damian Stancombe that the vast majority of breath spent on defined contribution pensions should not be expended discussing investment, but on encouraging savers to pay more in.
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Opinion
Are alternatives proving their worth in volatile markets?
Alternative investments have been the target of pension schemes seeking to minimise the risks associated with volatility through diversification. But how correlated are these assets?
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Opinion
PPF: levy dip likely to be followed by further falls
In May this year we consulted on our plans for the pension protection levy over the next three years.
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Opinion
Reckless conservatism: Why it blights young people’s DC pots
We know the main defined contribution issues are a lack of contributions, and a lack of engagement.
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Opinion
How to protect your scheme assets in an embattled transition market
The transition management industry has recently received considerable attention from both regulators and the press.
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Opinion
Issuing a 'trustee P45' – is firing scheme reps ever justifiable?
Any other business: Going against the grain is not necessarily a bad thing in a trustee; in fact it can be a necessary part of acting in members’ best interests.
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OpinionEditorial: On the boil
At this year’s National Association of Pension Funds’ conference, two themes predominated. One was relief, and even self-satisfaction, at the success of auto-enrolment. The other was widespread anxiety ahead of the April deadline for the new defined contribution flexibilities.
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Opinion
Today at the NAPF annual conference – October 16 edition
The National Association of Pension Funds Annual Conference 2014 in Liverpool was in full swing today, with panel discussions on auto-enrolment, collective defined contribution, independent governance committees, to name just a few.
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Opinion
Today at the NAPF annual conference – October 15 edition
The National Association of Pension Funds today kicked off its yearly extravaganza – or 'conference' more formally –where the industry meets to discuss all things pensions.
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Opinion
What you need to know from this week's pensions headlines
It has been another couple of days of announcements in the ever-changing world of pensions.
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Opinion
The pros and cons of offering drawdown to your members
'Pensions freedom' as announced in the Budget provides defined contribution members with full flexibility and choice over their retirement income from next April.
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Opinion
Employer guide to flex benefits and how pensions fit in
Flexible benefits is any design that enables the employee to have some choice in the type or coverage of the benefits they receive in the workplace.
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Opinion
Shoot for the stars: Why after AE staging, contributions need to rise
The statistics on the auto-enrolment reforms I have just seen make interesting reading.
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Opinion
How to use your DGF in a post-Budget environment
Kevin Frisby from LCP, JLT Investment Consulting's Allan Lindsay, Axa IM's Yoram Lustig, HR Trustees' Giles Payne, Aon Hewitt's Ryan Taylor and Bruce White of LGIM discuss how schemes can invest in DGFs in the post-Budget environment, in the final instalment of a four-part panel discussion.
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Opinion
'Education', salesmanship, and how to find the real deal
The oft-repeated phrase a journalist hears from an asset manager trying, often unsuccesfully, to garner support for a new product launch is, 'It's all about education'.
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Opinion
When AE equals a B – the UK's pensions system ranked
Auto-enrolment has pushed the rating of the UK’s public and private pensions up the ranking of the world’s best pension systems, but greater participation or contributions are needed to reach the level of Australia or even Chile.
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Opinion
Editorial: In the republic of mediocrity
What should schemes make of the International Monetary Fund’s managing director Christine Lagarde’s proclamation of the “new mediocre” global economy?
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Opinion
How to measure and evaluate the key risks facing your DB scheme
The risks facing defined benefit pension schemes are numerous and well documented. Broadly speaking they include investment, longevity, operational and regulatory risks.
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Opinion
Nest's chief on the new breed of AE experts helping SMEs
It has now been two years since the introduction of auto-enrolment; a policy that is transforming the pensions landscape and fast creating a pensions mainstream for millions of workers across the UK.