All Opinion articles – Page 87
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OpinionEditorial: Confronting liquidity risk
Appraisals from audience members exiting the auditoriums at last week’s National Association of Pension Funds’ investment conference was that the sessions were ‘interesting’ or ‘insightful’ – for some, so much so that they were fizzing with enthusiasm.
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Opinion
The case for cash: pension freedom and derisking
From April, savers will be faced with tough choices when it comes to drawing their pension: take the entire pension upfront, remain invested throughout retirement or buy a guaranteed income through an annuity.
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Opinion
How collaboration could save LGPS £80m a year in fees
Talking head: LPFA’s Susan Martin says collaborating to reduce investment fees plays an important role in the bigger picture of securing members’ benefits.
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Opinion
How to max your active-passive mix while controlling cost
Natixis’s Euan MacLaren outlines how schemes can use passive allocations to help reduce costs while using active management to generate outperformance.
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Opinion
Five steps for building a reform engagement strategy
AHC’s Karen Partridge explains how schemes can construct an effective – and lasting – reform communications strategy.
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Opinion
Where employers can help fill the guidance gap
The Budget announced exciting and attractive individual choice at retirement, but greater flexibility demands better information and understanding to help make the most appropriate decisions.
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Opinion
Editorial: Lessons learned
This is my last editorial for Pensions Expert and the last edition in which I have played a part, as I have moved on to fellow FT title Investors Chronicle.
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Opinion
Treasury: Support, but not pressure, for retirement reform
Talking head: The Treasury’s Andrea Leadsom outlines how it is working with the pensions industry to strengthen the Pension Wise support mechanism for members.
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Opinion
Winner or loser? How DB funds should approach the new levy scorecard
Spence’s Alan Collins outlines the main changes to the PPF levy calculation methodology and says trustees should act as soon as possible.
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Opinion
DB-DC transfer requests will rise. Here is how to handle them
Quantum’s David Deidun says the rise of DB-DC transfers are much ado about nothing, but that trustees should allow enough time to disinvest funds efficiently in such periods of increased demand.
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Opinion
Why trustees should pull together to focus on what matters
The Pareto principle states that 80 per cent of effects come from 20 per cent of the causes. In management terms this means a fraction of your efforts could have disproportionate outcomes.
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OpinionEditorial: Covering the gaps
Every good rugby team needs a full-back to watch for holes in the defensive line and, where breaches are made, to plug that gap – because breaches are inevitably made, even in the top teams.
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Opinion
Four graphs on why auto-enrolment is just the first step
Data released by the Office for National Statistics give more evidence automatic enrolment is driving up participation in pension schemes, but a growing proportion of payments to defined contribution schemes languish at 2 per cent, with public sector contributions outpacing private.
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Opinion
Ready or not: pensions administration post-April 2015
Barnett Waddingham’s Julian Mainwood details the steps trustees and scheme administrators need to take in order to stay on top of the upcoming changes and adapt to scheme members’ needs.
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Opinion
Finding the right ratio of stick to carrot in pensions regulation
Talking head: Lincoln’s Tony Hobman argues the Pensions Regulator will have to develop its oversight in order to strike the right balance in response to an evolving industry.
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Opinion
How a secondary market is starting to change fid man
Mercer’s Michael Dempsey outlines how schemes can benefit from fiduciary management’s secondary market, brought about by rapid growth in the sector.
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Opinion
Is Webb’s cashing-in annuities plan a blessing or curse for savers?
Pensions minister Steve Webb recently called for retirees to be able to cash in or swap annuity providers in much the same way homeowners can currently switch their mortgage rate.
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OpinionEditorial: Well, in theory...
Some of the best minds in the pensions industry have spent the past 10 months trying to redesign defined contribution scheme investment. But some of that thinking is based on a faulty premise.
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Opinion
Why like-for-like fee comparisons may not be the answer
Vanguard’s Richard Withers says while transparency and the ability to compare charges is desirable, investors will only find such disclosures relevant if they are able to compare apples with apples.
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Opinion
How to build your multi-asset credit portfolio
Loomis’s Kevin Kearns details how portfolios can take advantage of a diverse range of credit cycles to minimise risk and generate outperformance.