All Opinion articles – Page 85
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Opinion
How is UK pension schemes’ appetite for smart beta changing?
KPMG's Simeon Willis, Towers Watson's Stephen Miles, State Street Global Advisors' Richard J Hannam, Cambridge Associates' Alex Koriath and Indexx Markets' Ronan Kearney, debate the popularity of smart beta among UK institutional investors in the first of a four-part roundtable.
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Opinion
Cashing in unwanted annuities
Talking Head: Ros Altmann explains why, despite the questions around value, people selling annuities that are not working for them might be the best option all round.
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Opinion
How DB plans with AVCs are affected by the reforms
The new pension flexibility extends to additional voluntary contribution schemes just as with all pure defined contribution schemes. Stuart O’Brien, partner at Sackers, explores how defined benefit trustees should keep their schemes on the right side of the law.
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Opinion
The legal issues troubling trustees around DC flex
There is no obligation to adopt the range of flexibilities offered by pension freedom – DLA Piper’s Ben Miller looks at what trustees need to consider before amending their schemes.
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Opinion
Is fiduciary management right for your scheme?
The fast-growing world of fiduciary management can be a controversial topic for pension schemes.
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OpinionEditorial: Not Tesco's finest hour
Closing a defined benefit scheme to future accrual is no longer considered a controversial move in the private sector.
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OpinionEU and workplace pensions: what now, where next?
Talking Head: Lincoln’s Tony Hobman gives a snapshot of the current state of play with the European IORP directive – and says we may be in for a wait.
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Opinion
What we can learn from how £1bn-plus schemes control costs
The future for final salary pension provision looks bleak. So goes the rhetoric: benefit rules, EU legislation, the Pension Protection Fund levy and more, have been blamed for increasing costs and hammering that final nail in the defined benefit coffin.
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Opinion
How trustees can tackle those 3am woes
Bath Actuarial’s Leonard Bowman discusses the nightmares that can keep trustees awake at night – including succession planning, disaster recovery and making the best use of ‘trusted advisers’ – and suggests some useful remedies.
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Opinion
Nest: Staging micro employers – do we need a new approach?
Two-and-a-half years into auto-enrolment and the pensions industry can look back and say, ‘So far, so good’.
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Opinion
Pot-follows-member: how it could work
Aries’ Ian Neale gives a snapshot of where the small-pot consolidation project currently stands and points to where there could be further changes.
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OpinionEditorial: Powerful performances
No matter how often political sparring is proved a turnoff for voters, it’s a necessary part of the process and an accepted piece of theatre.
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Opinion
Trendwatch: How schemes are rebalancing towards alternatives
Blog: There are growing signs pension schemes are on the verge of a significant shift in their investment approaches, with ramifications beyond the current period.
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OpinionNAPF: Half believe drawdown will deliver guaranteed retirement income
Talking Head: The NAPF’s Graham Vidler says its research into member choice at retirement pointed to a worrying amount of confusion over what drawdown really means in practice.
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Opinion
Nest: How schemes can tackle home bias with global equities
Nest’s CIO Mark Fawcett explains why investing beyond the UK matters to scheme portfolios, and how trustees could attack their global equity strategy to achieve diversification.
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Opinion
Is now a good time for an ETV or Pie exercise?
Aon Hewitt’s Ben Roe examines whether the new flexibility for DC means 2015 is shaping up to be the ‘year of the transfer value’ for DB schemes.
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OpinionEditorial: Education and catastrophe
The disconnect between the UK equity markets and long-term investors’ objectives that led to 2011’s Kay review provided both sides with some key recommendations to improve this relationship.
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Opinion
Educating your members on the risk of freedom
Analysis: In the 1998 film Armageddon, while battling G-force in a shuttle around the moon, hero AJ Frost asks: “Is this supposed to be like this?”
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OpinionWhy schemes should seek real fiduciary management
What observations can we make as fiduciary management in the UK gets ready to take off its training wheels, with early adopters having racked up a few years’ experience and an ever-increasing acceptance of the model among UK pension plans?
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Opinion
Interest rates and the PPF
Talking Head: Savers may be looking forward to higher interest rates and house buyers may be dreading them, but Gwyn Hacche asks what they mean for defined benefit schemes.