All Opinion articles – Page 86
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Opinion
Why fancy tools are not enough to communicate with savers
The effectiveness of online portals and tools as communication devices is largely dependent on the way they are used – the mere act of putting a tool online is not, I would argue, communication.
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Opinion
When is halfway not halfway? Measuring the AE journey
We are in the middle of what appear to be momentous times in the UK's pension history.
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Opinion
Top tips for small employers readying for AE
For small businesses faced with auto-enrolment, the need to plan ahead should not be underestimated.
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Opinion
Mixing it up: how added diversity could boost trustee board results
The global workforce is more diverse today culturally, ethnically, by gender, faith, sexual orientation and age group – and the pace of change is accelerating.
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Opinion
Does your scheme lack a 2015 strategy?
Any other business: Most schemes lack a set strategy for the new year, governance experts say, as the industry turns its attention to the challenges of the next 12 months.
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OpinionEditorial: The neverending story
How time flies. In print and on the iPad, Monday saw the 45th edition of the relaunched Pensions Expert, and the last of the year.
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Opinion
Why the FCA's piecemeal action could push people back towards annuities
Will the Financial Conduct Authority's investigation of the annuities market never end? Even today's market study, and accompanying review of sales practices, will preface further work – by providers this time.
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Opinion
Three points you may have missed from the OECD report
The OECD's 2014 study into established pensions markets has concluded that changes to auto-enrolment scheme design, including tougher rules on opting out could improve UK coverage rates overall.
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Opinion
How to make workplace pensions relevant for younger people
Industry experts have called for education and greater flexibility in savings products for younger people, after a survey revealed exceptionally low levels of engagement among new entrants to the workforce.
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Opinion
Altmann: 2015 set to be another big year for pensions
After the stunning revolution in pensions during 2014, the implementation of many of the new freedoms and flexibilities will begin during 2015.
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OpinionFiduciary management: performance, transparency and innovation
Six experts discuss how the fiduciary management market has grown in recent years, and compare more traditional asset managers with newer delegated consultants.
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Opinion
Where is innovation coming from in fiduciary management?
Barnett Waddingham’s Simon Cohen, Buck Consultants’ Brian McCauley, Goldman Sachs Asset Management’s Carolyn Tavares, Russell Investments’ Shamindra Perera, Sackers’ Stuart O’Brien, and Towers Watson’s Pieter Steyn compare experiences of innovation within the fiduciary management arena, in the final part of this discussion.
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Opinion
Cash flow certainty versus closer ties to employer's fortunes: how to evaluate SLPs
Arrangements using Scottish limited partnerships, once restricted to the largest pension schemes, are increasingly being proposed for schemes of all sizes.
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Opinion
What are the relative strengths of asset managers and delegated consultants?
Barnett Waddingham’s Simon Cohen, Buck Consultants’ Brian McCauley, Goldman Sachs Asset Management’s Carolyn Tavares, Russell Investments’ Shamindra Perera, Sackers’ Stuart O’Brien, and Towers Watson’s Pieter Steyn try to understand the differences between traditional asset management and delegated consultants, in the third of this fiduciary management series.
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Opinion
Many young people will not actively manage savings. That's okay
The growth of defined contribution pension plans means millions of British people with little or no experience of investing are, or will soon be, responsible for their own retirement planning. Yet most of them are blissfully unaware of this.
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Opinion
Does fiduciary management have a transparency problem?
Barnett Waddingham’s Simon Cohen, Buck Consultants’ Brian McCauley, Goldman Sachs Asset Management’s Carolyn Tavares, Russell Investments’ Shamindra Perera, Sackers’ Stuart O’Brien and Towers Watson’s Pieter Steyn cover transparency of fees and information, in the second part of this fiduciary management debate.
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Opinion
Is it possible to compare fiduciary managers on performance?
Barnett Waddingham’s Simon Cohen, Buck Consultants’ Brian McCauley, Goldman Sachs Asset Management’s Carolyn Tavares, Russell Investments’ Shamindra Perera, Sackers’ Stuart O’Brien and Towers Watson’s Pieter Steyn discuss performance, reporting models and metrics, in the first of a four-part panel debate on fiduciary management.
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OpinionEditorial: blessed relief or missed opportunity?
For the pensions journalists following last week's Autumn Statement, there was almost an anticlimactic feeling once it became apparent that the industry would not be turned on its head again.
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Opinion
How the Autumn Statement will affect your scheme (not hugely)
Today's statement from chancellor George Osborne was like a cold flannel to the forehead of the pensions industry, compared with the madness of March. That the taxation of dependants' pensions was a central talking point is probably telling.
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Opinion
Schemes are falling short on data. Here are five reasons to improve
The Pensions Regulator's latest annual record-keeping survey revealed that one in 10 schemes do not know what their overall common data score is because it has never been measured.