All Decumulation articles
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OpinionUnlocking value through diversification, decumulation and infrastructure
Mobius’s Hugh Cutler explores how the defined contribution landscape has changed – and what pension schemes and providers must do to keep ahead of the curve.
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NewsAviva launches ‘guided retirement’ offering for master trust members
Aviva is the latest company to introduce a flexible retirement product, with the Pension Schemes Bill requiring providers to offer default pension income solutions.
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NewsSackers poll: Surplus reform and decumulation top industry wish list
Trustees and employers have backed surplus flexibility and retirement income solutions in the Pension Schemes Bill – but Sackers warns that pensions adequacy risks being overlooked.
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NewsAsset managers get behind ‘targeted support’ drive for pension savers
The asset management industry’s trade body has said the planned ‘targeted support’ regime for people approaching retirement will be “critical” in ensuring good outcomes.
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NewsOne-size-fits-all retirement ‘no longer enough’, research suggests
Two thirds of pension savers polled by YouGov want greater flexibility when accessing their retirement savings.
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NewsAnnuity rates reach highest point of the decade
Average annuity rates reached 7.72% in March – a 10% year on year improvement
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OpinionThe Friday Takeaway: Retirement riddles and toddlers’ trousers
This week brought news of post-retirement offerings from two major master trusts, as the industry attempts to solve a particularly vexing problem. Pensions Expert’s Nick Reeve, meanwhile, is worrying about trousers.
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In DepthNest to tap into bulk annuity market to support post-retirement proposition
The UK’s largest defined contribution master trust has set out its post-retirement model, which will include flexible drawdown and a novel use of the bulk annuity market.
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NewsTPT unveils ‘groundbreaking’ retirement income offering
The announcement comes after the government published plans for default post-retirement offerings in the Pension Schemes Bill last week.
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News‘Game changer’: Pension Schemes Bill laid before parliament
The government will today introduce the much-anticipated Pension Schemes Bill to parliament, setting the stage for a wide-ranging and ambitious overhaul of workplace pensions in the UK.
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OpinionThe Friday Takeaway: Attempting to solve the ‘nastiest, hardest problem in finance’
After an illuminating day at the Pensions Expert DC Strategic Summit last week, editor Nick Reeve opines on the decumulation dilemma.
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NewsDC retirees risk running out of savings without major reforms, warns IFS
A major new report has called for the government to reform its regulations to support DC savers in retirement.
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News
Master trusts questioned over service quality and ‘robustness’
A new report has questioned whether defined contribution master trusts have the capacity and service quality to deal with system shocks, as the government looks for providers to boost their scale.
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NewsChurch of England eyes CDC as consultation launches
The Church of England and TPT Retirement Solutions have expressed interest in the collective defined contribution (CDC) pension model after the government launched a consultation on a regulatory framework.
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NewsTPR: Do better on decumulation
The regulator lays out seven challenges that lie between DC savers and a good decumulation outcome.
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OpinionWhy TPT is exploring CDC
Whole of life CDC schemes could provide the best of both DB and DC – but must overcome some teething problems first
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OpinionThe decumulation lottery
The current legal framework for decumulation results in inconsistencies between savers
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OpinionDecumulation: people need help to make choices
The DWP's consultation on pension choices needs to be clearer on what duties it will introduce and how they might work.
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NewsDecumulation call for evidence: Communication is key if scheme members are to be more informed
Industry says DWP call for evidence to help savers make informed decisions was overdue but more work is needed to communicate any enhanced options to members.
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NewsDWP’s DC retirement income consultation receives thumbs up from industry
There has been broad support for theDWP’s consultation on defined contribution (DC), or the so-called Mansion House reforms, particularly in relation to how savers access income in retirement.