All decumulation articles – Page 3

  • Opinion

    The freedom not to choose

    2018-04-13T00:00:00Z

    Editorial: Default options for would-be retirees are the industry’s new darling, as poor support for savers at retirement still blights the UK pension system.

  • Features

    Pearson follows pack in targeting drawdown for DC defaults

    2018-04-05T00:00:00Z

    The Pearson Pension Plan is introducing two new lifestyle options for its defined contribution members as they approach retirement, responding to a perceived demand for greater flexibility.

  • News

    Default drawdown tops select committee's at-retirement wishlist

    2018-04-04T00:00:00Z

    Providers of drawdown products should be required to develop charge-capped default products to help disengaged savers make their pension last, the Work and Pensions Committee has recommended.

  • Mary Starks
    Opinion

    How the retirement income market is evolving

    2017-10-30T00:00:00Z

    Deciding how to use pension savings is one of the most important financial decisions people will make in their life. The pension freedoms fundamentally changed the ways in which people access their savings. 

  • Illustration by Ben Jennings
    Opinion

    Don't end default at AE

    2017-09-08T00:00:00Z

    Editorial: Another prominent industry figure has advocated introducing a default option at retirement this week, after last week’s informed comment piece was written with the same in mind.

  • Adrian Boulding
    Opinion

    The pensions industry needs more innovators

    2017-08-15T00:00:00Z

    Now Pensions’ Adrian Boulding says regulatory policy must allow the pensions industry to explore new products for accumulation and decumulation, focusing on the overall financial health of its customers.

  • News

    CPS 'auto-protection' call reignites freedoms debate

    2017-03-23T00:00:00Z

    Thinktank the Centre for Policy Studies has highlighted the need to shield savers from financial risks in later life through the idea of “auto-protection”, with the introduction of auto-drawdown, followed by auto-annuitisation at age 80. 

  • Bloomberg
    News

    Early exit charge cap attracts criticism and praise

    2016-11-15T00:00:00Z

    Both the government and the Financial Conduct Authority have confirmed plans to introduce caps on early exit pension charges, but authorities should take care not to actively encourage early decumulation, experts say. 

  • Paul Budgen
    Opinion

    Done right, re-enrolment can be an auto-enrolment MOT

    2016-11-07T00:00:00Z

    As we prepare for millions of smaller employers to start offering a workplace pension, we obviously can’t forget the thousands of employers, large and small, who have already done so.

  • Opinion

    How bright is the future for AE – the DC Debate part 1

    2016-08-17T00:00:00Z

    In the third DC Debate of 2016, seven defined contribution experts reveal their thoughts on automatic contribution increases, small businesses which mean business, and the possibility of Nest entering the decumulation market.