All Decumulation articles – Page 4

Features

Pearson follows pack in targeting drawdown for DC defaults

2018-04-05T00:00:00Z

The Pearson Pension Plan is introducing two new lifestyle options for its defined contribution members as they approach retirement, responding to a perceived demand for greater flexibility.

News

Default drawdown tops select committee's at-retirement wishlist

2018-04-04T00:00:00Z

Providers of drawdown products should be required to develop charge-capped default products to help disengaged savers make their pension last, the Work and Pensions Committee has recommended.

Opinion

How the retirement income market is evolving

2017-10-30T00:00:00Z

The Financial Conduct Authority’s Mary Starks says cooperation between industry, government and regulators is needed to make the freedoms work for consumers.

Opinion

Don't end default at AE

2017-09-08T00:00:00Z

Editorial: Another prominent industry figure has advocated introducing a default option at retirement this week, after last week’s informed comment piece was written with the same in mind.

Opinion

The pensions industry needs more innovators

2017-08-15T00:00:00Z

Now Pensions’ Adrian Boulding says regulatory policy must allow the pensions industry to explore new products for accumulation and decumulation, focusing on the overall financial health of its customers.

News

CPS 'auto-protection' call reignites freedoms debate

2017-03-23T00:00:00Z

Thinktank the Centre for Policy Studies has highlighted the need to shield savers from financial risks in later life through the idea of “auto-protection”, with the introduction of auto-drawdown, followed by auto-annuitisation at age 80. 

News

Early exit charge cap attracts criticism and praise

2016-11-15T00:00:00Z

Both the government and the Financial Conduct Authority have confirmed plans to introduce caps on early exit pension charges, but authorities should take care not to actively encourage early decumulation, experts say. 

Opinion

Done right, re-enrolment can be an auto-enrolment MOT

2016-11-07T00:00:00Z

Nest’s Paul Budgen looks at the opportunities offered by automatic re-enrolment.

Opinion

How bright is the future for AE – the DC Debate part 1

2016-08-17T00:00:00Z

In the third DC Debate of 2016, seven defined contribution experts reveal their thoughts on automatic contribution increases, small businesses which mean business, and the possibility of Nest entering the decumulation market.