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In DepthIn Depth: Understanding and addressing the gender and race pension gaps
A new study has shed light on the pension saving experiences of non-white women, as part of the retirement industry’s ongoing efforts to narrow the savings gaps between men and women and between white and non-white people.
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In DepthIn Depth: Regulators begin work on private markets as interest grows
The Pensions Regulator and the Bank of England are launching separate exploratory exercises focusing on private markets, as pension scheme interest grows and the government continues to push for more domestic allocations.
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In DepthIn Depth: The last-ditch campaign to save salary sacrifice
The pensions industry has rallied in a last-ditch attempt to dissuade the government from changing salary sacrifice rules, just days ahead of the Budget.
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In DepthIn Depth: Insurers come through stress test with flying colours
Leading bulk annuity providers have been given a clean bill of health from the Bank of England following a major stress test of their balance sheets. Pensions Expert takes a look at what the results mean for schemes exploring a buy-in or buyout.
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In DepthIn Depth: Exploring the £1.2trn defined contribution landscape
The latest edition of the Pensions Policy Institute’s DC Future Book shows a maturing landscape for defined contribution provision, amid profound policy shifts.
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In DepthIn Depth: The battle for pre-1997 indexation [updated]
Pensions Expert explores the debates around pre-97 indexation and how the Pension Protection Fund could use its reserves to support affected pensioners – if the government allows it.
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In DepthAmendment Watch: What changes are being proposed to the Pension Schemes Bill?
More than 270 amendments to the Pension Schemes Bill have been put forward for consideration by the parliamentary committee scrutinising the draft legislation. Pensions Expert looks at some of the most significant proposals.
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In DepthIn Depth: Rachel Reeves faces difficult Budget balancing act
Experts warn the government may be weighing up reforms to pensions taxation, with each option carrying major implications for savers and the Treasury alike. Sara Benwell reports on the various rumours and how they might be received.
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In DepthMind the gap: Pensions Commission urged to act on gender inequality
The government’s latest figures reveal a 48% gender pensions gap among those nearing retirement. Experts say the new Pensions Commission must address systemic inequalities and act fast to prevent a deepening crisis.
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In DepthIn Depth: Sole trustee providers reviewing their operations as popularity soars
Sole trusteeships increased by 13% year-on-year, according to Hymans Robertson, despite increased scrutiny of professional trustee firms from the Pensions Regulator.
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In DepthIn Depth: 2025’s end-of-term report on pensions dashboards [updated]
With connection deadlines coming and going and many organisations already linked up, independent consultant Richard Smith assesses the government’s progress on dashboards and looks at what is still left to do to make them a reality.
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In DepthIn Depth: LGPS surpluses and tight budgets make for ‘challenging mix’
Funds in the Local Government Pension Scheme (LGPS) face a challenge in the weeks and months ahead as triennial valuations could reveal significant surpluses – at a time when many councils are strapped for cash.
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In DepthNest to tap into bulk annuity market to support post-retirement proposition
The UK’s largest defined contribution master trust has set out its post-retirement model, which will include flexible drawdown and a novel use of the bulk annuity market.
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In DepthCould UK investments be mandated if Mansion House Accord flounders?
The Mansion House Accord appears to have been struck with pragmatism and collaboration, but legal experts are already considering what could happen if this collegiate approach breaks down.
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In DepthIn Depth: Key talking points from the government’s WPC enquiry response
The government will consult later this year on trustee accreditation and more support for member-nominated trustees as part of wider governance reforms.
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In DepthIn Depth: How the FCA will regulate pensions over the next five years
The financial services watchdog has published its latest five-year strategy, pledging to become a more flexible, predictable and efficient organisation.
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In DepthIn Depth: The growth goal - insurance, pensions, and productive finance
Major regulatory moves over the past few years coming to fruition in 2025 could help pension schemes and insurers invest substantially in the UK to support the government’s growth agenda. Leading insurance and pension industry expert Francis Richard Pereira explores how these changes intersect and the opportunities they present.
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In DepthIn Depth: Will a rise in run-on strategies affect bulk annuity demand?
Pensions Expert explores how DB schemes’ increased interest in running on and generating a surplus could affect the bulk annuity market.
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In DepthIn Depth: Regulator’s new DC approach is a sign of things to come
Pensions Expert looks in detail at how the Pensions Regulator’s prudential approach to regulation is affecting all aspects of the industry.
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In DepthIn Depth: 40% of master trust memberships could consolidate, study finds
A major data exercise carried out by some of the UK’s biggest master trusts has shed light on the challenges of consolidating small pension pots and rolling out pension dashboards.