All Opinion articles – Page 99
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Opinion
Why high SME opt-out concerns are groundless
Auto-enrolment was always going to meet its real test when the smaller employers started to reach their staging dates.
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Opinion
A blueprint for pre-retirement comms to spur good decisions
Although the trustees of occupational pension schemes have an obligation to act in the best interests of members, helping them target and secure a suitable income when they come to leave it remains optional.
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OpinionEditorial: A fair fight?
The “saver’s Budget” sounded a starting bell in the frankly lethargic DC investment market – which default strategy would win the argument and, more importantly, the flows?
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Opinion
What overseas DC systems can tell us about the post-Budget landscape
The retirement flexibility brought about by the Budget has left many schemes wondering how to best implement the at-retirement options.
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Opinion
How to protect your scheme from rising interest rates
Bank of England interest rates have remained at half a per cent for more than five years now. Other central banks have also held rates at 'emergency' levels for similar periods of time.
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Opinion
Confronting the less-discussed downsides of TDFs
Target date funds are a firmly established part of the defined contribution landscape in the US and are growing in popularity in the UK.
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Opinion
Nest: Meeting the challenges scale brings
Talking head: As its membership hits 1m, Nest CEO Tim Jones reflects on the challenges presented by the state-sponsored pension scheme's ever-expanding scale.
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Opinion
What drives performance in fixed income, and how are assets faring?
Pan Trustees' Andrew Cheeseman, Towers Watson's Ed Britton, M&G's Richard Ryan, Aviva Investors' Dan James, GSAM's Jeremy Cave and PiRho's Nicola Ralston discuss where there is value in fixed income markets.
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OpinionEditorial: For the data controller (that's you)
While it may not receive the same frenzied attention as pension liberation, or hold the excitement of stewarding a growth portfolio, data protection is clearly of critical importance.
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Opinion
Are schemes' liquidity requirements changing in fixed income?
Pan Trustees' Andrew Cheeseman, Towers Watson's Ed Britton, M&G's Richard Ryan, Aviva Investors' Dan James, GSAM's Jeremy Cave and PiRho's Nicola Ralston discuss how important liquidity is to pension schemes' fixed income portfolios.
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Opinion
Data security cannot just be a box-ticking exercise
Data security is a common topic for trustees of pension schemes, and the responsibility for maintaining data security in a scheme rests firmly with them.
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Opinion
A blueprint for designing the DC growth phase
Even with the rapid changes taking place in workplace savings, the investment decision still remains one of the key challenges.
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Opinion
NAPF: Top of the DB regulatory agenda
Earlier this year, four in five respondents (81 per cent) to NAPF member research agreed they expect the volume of regulatory change to affect pension schemes’ capacity and ability to provide optimum services to scheme members.
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OpinionEditorial: What you wish for
Last year in this column I asked the pensions minister to “go big or go home” on the charges cap, arguing that only a 0.75 per cent level – rather than 1 per cent – would justify the regulatory burden.
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Opinion
Why your biggest investment risk is ignoring your liabilities
So far, this year has been a challenging one for making investment decisions.
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Opinion
Why trustees are caught in the middle on pension liberation
Trustees deciding whether to make a transfer to a scheme suspected of being used for pension liberation could be forgiven for thinking they are damned if they do and damned if they don’t.
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Opinion
Which schemes are suited to a multi-asset credit approach?
Pan Trustees' Andrew Cheeseman, Towers Watson's Ed Britton, M&G's Richard Ryan, Aviva Investors' Dan James, GSAM's Jeremy Cave and PiRho's Nicola Ralston discuss how larger and smaller schemes could construct a multi-asset credit portfolio.
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Opinion
How to protect property investment value against rate rises
The Financial Times recently reported UK pension funds selling gilts and corporate bonds and investing in private markets to “protect their portfolios from any widening of spreads in fixed income markets and to benefit from future rises in interest rates”.
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Opinion
What innovations are currently being seen in the liability-driven investment market?
Barker Tatham's Steve Barker, PTL's Richard Butcher, Spence's Marian Elliott, Legal & General Investment Management's Laura Brown, Axa Investment Managers' Jonathan Crowther and Redington's Dan Mikulskis discuss emerging best practice.