All Opinion articles – Page 100
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OpinionEditorial: Like a wrecking ball
Well, you'd be lying if you said you saw it coming. The most fundamental change to pension saving in a generation was a controversial intervention in the evolution of defined contribution pension schemes.
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Opinion
What assets have been substituted for low-yielding gilts in LDI programmes?
Barker Tatham's Steve Barker, PTL's Richard Butcher, Spence's Marian Elliott, Legal & General Investment Management's Laura Brown, Axa Investment Managers' Jonathan Crowther and Redington's Dan Mikulskis discuss LDI asset allocation.
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Opinion
Webb: tide finally turning on retirement saving
Figures released last week from the Office for National Statistics indicate that after decades of decline, the tide is finally turning and people are embracing pension saving.
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Opinion
The latest on reconciling GMPs and how it affects your scheme
Anyone who has accrued defined benefit entitlements under a contracted-out, salary-related scheme between April 1978 and April 1997 is entitled to a guaranteed minimum pension.
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Opinion
How to pick assets for active management
There are numerous benefits of successful active management to a pension scheme, but these benefits are by no means certain.
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OpinionEditorial: Take the weight
There has been much discussion within these comment pages over recent years about the importance of driving up scheme quality in defined contribution schemes.
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Opinion
Regulator: our call to AE action
Drawing all sorts of football/pensions analogies proved irresistible last week, when the Department for Work and Pensions and the Pensions Regulator announced that the three millionth worker to be auto-enrolled was an employee of West Ham United.
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Opinion
Risk Transfer Index: March 2014
Data analysis: Equity market performance and gilt stability could make it better value for schemes to lock in any funding gains, according to market commentators.
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Opinion
Why the reg's DC code is near impossible for lay trustees
The Pensions Regulator's defined contribution code was published in November 2013 and applies to trustees of all occupational DC trust-based pension schemes with two or more members. It also covers additional voluntary contributions in defined benefit trust-based schemes.
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Opinion
A scheme guide to changing longevity risk
In the latest Technical View, the Biogerontology Research Foundation’s Alex Zhavoronkov lays out the latest factors affecting longevity and how schemes and insurers are tackling it.
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OpinionEditorial: Undercutting the 'cartel'
How to achieve the right asset mix was the perennial question dominating last week’s NAPF conference in Edinburgh. So where should trustees focus in order to meet their current and future liabilities?
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Opinion
LGPS reform – the final furlong
As we head into early March and the days start to get longer, there is no getting away from the fact that we are less than a month away from the launch of the new Local Government Pension Scheme.
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Opinion
Exploring the impact of the government's 'money purchase' change
In October 2013, the Department for Work and Pensions published a consultation paper on reclassifying defined contribution benefits.
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Opinion
AE collaborations are a cop-out
Auto-enrolment collaborations such as those mentioned in Pensions Expert last month are a “neat fusion” according to Zurich’s Stephen Lefley.
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Opinion
Once an LDI programme is in place, does it get more sophisticated as it progresses?
Barker Tatham's Steve Barker, PTL's Richard Butcher, Spence's Marian Elliott, Legal & General Investment Management's Laura Brown, Axa Investment Managers' Jonathan Crowther and Redington's Dan Mikulskis discuss developing an LDI programme.
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OpinionEditorial: Care for a slice?
There has been a "resurgence of activity" in the pension increase exchange market, we read this week. Is that a good thing for members?
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Opinion
How QE has harmed UK pensions
By creating £375bn to purchase gilts, the Bank of England has damaged both defined benefit and defined contribution pensions.
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Opinion
Using the flexibility in the scheme funding regime
Defined benefit pension schemes have a very specific problem to solve: delivering benefits securely at an affordable cost to the pension scheme sponsor.
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Opinion
Why CDC is not the miracle cure for retirement saving
One of the most striking elements of the defined ambition consultation was the inclusion of collective defined contribution.
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Opinion
How to build your risk committee
As more defined benefit schemes follow a derisking plan towards their end point, monitoring and managing risk grows ever more important.