All Opinion articles – Page 81
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OpinionEditorial: One hundred days…
Last week saw us pass the somewhat arbitrary milestone of 100 days since the introduction of the freedoms, and providers and commentators rushed to give their take on the story so far.
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Opinion
PMI: From bank accounts back to good old pension provision
Talking Head: The industry should not be distracted from the objectives of traditional pension provision, argues the Pensions Management Institute’s Tim Middleton.
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OpinionHappiness in a DC world – start with AVCs
From the blog: “Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds [n]ought and six, result misery.”
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OpinionWhy schemes are resisting drawdown demand
Savers are anxious to take advantage of the pension freedoms, but many workplace schemes still offer only annuities, says BlackRock’s Paul Bucksey.
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Opinion
RADAR: Events and training for pension managers – July 10
Get your calendar in order with this fortnightly bookmark of upcoming events and training opportunities, targeting pension scheme managers and trustees.
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OpinionEditorial: TEE, no sugar
“Promise made, promise delivered,” was George Osborne’s puffed appraisal of his inheritance tax move, which will add a £175,000 allowance for bequeathed family homes on top of the existing £325,000 threshold.
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OpinionThree ways trustees can work with employers on a Pie exercise
Pension increase exchanges are employer-led exercises, but there is nothing to stop trustees playing their part to help members get a fair deal, says Linklaters’ Phil Goss.
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Opinion
Pension scams: Time to fight back
Staying one step ahead of ‘shapeshifting’ pension scammers has to be a continual process. This month sees pension and consumer bodies ramp up the pension liberation awareness message, writes Sarah Cowburn.
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OpinionStoring up a scandal? The risks of cashing in annuities
Talking Head: The Society of Pension Professionals’ Duncan Buchanan argues second-hand annuities could lead to a consumer backlash further down the line.
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OpinionThe inherent risks in DC default investing
From the blog: UK pensions have faced an avalanche of change over the past few years, writes Simon Chinnery.
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OpinionEditorial: Pass the cashish, it's time to get creative
No festival is complete without music. As I loitered at the fringes of a marquee, in Wednesday’s sweltering heat, sounds from nearby speakers streamed an eclectic mix of hillbilly country and Mexican mariachi as I watched the panel discussion on foreign exchange.
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OpinionContract-based DC is still playing governance catch-up
Improving contract-based DC governance has been a priority, but these plans still lag their trust-based counterparts, says Hogan Lovells’ Nicola Rondel.
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Opinion
How to get more from your LDI mandates and manager
Liability-driven investment managers could be made to do more for their money, says Paras Shah.
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Opinion
Governance drives the game
DC Investment Quarterly: Mid-flux – that's the position of defined contribution schemes trying to readjust to the new reform and regulatory environment they find themselves in.
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OpinionAddressing diversity in scheme communications
AHC’s Karen Partridge details why targeting messages to scheme members is so crucial – and it’s getting easier.
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Opinion
Altmann: DB funding chasm requires investment innovation
Pensions minister Ros Altmann sets out her stall on driving forward pension reform, paying particular attention to DB funding.
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Opinion
Five key graphs on Nest’s retirement income blueprint
From the blog: The flexibilities did away with traditional thinking on what makes an appropriate default fund, and with it kick-started the debate on the best route for accessing income from defined contribution pots.
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OpinionCommutation conundrums not so trivial
From the blog: Most pension schemes are considering derisking and most of those are considering trivial commutation.
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OpinionSix test points for comparing fiduciary managers
JLT Employee Benefits’ John Finch gives six top tips for trustees to consider when choosing a fiduciary manager.
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Opinion
RADAR: Upcoming events and training for pension managers
Get your calendar in order with this rolling bookmark of upcoming events and training opportunities, targeting pension scheme managers and trustees.