All Opinion articles – Page 81
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Opinion
Nest: How schemes can tackle home bias with global equities
Sticking close to home can sometimes be a perfectly sensible thing to do. But when it comes to equities, adopting automatic positions that place a large amount of scheme members’ portfolios in the UK exposes them to risks.
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OpinionNAPF: Half believe drawdown will deliver guaranteed retirement income
Talking Head: Pension freedoms are now open for business, and in the last week of March 2015 the National Association of Pension Funds surveyed savers aged 55-70 to see what they plan to do with their defined contribution pension savings under the new rules.
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Opinion
Trendwatch: How schemes are rebalancing towards alternatives
Blog: There are growing signs pension schemes are on the verge of a significant shift in their investment approaches, with ramifications beyond the current period.
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OpinionEditorial: Education and catastrophe
The disconnect between the UK equity markets and long-term investors’ objectives that led to 2011’s Kay review provided both sides with some key recommendations to improve this relationship.
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OpinionWhy schemes should seek real fiduciary management
What observations can we make as fiduciary management in the UK gets ready to take off its training wheels, with early adopters having racked up a few years' experience and an ever-increasing acceptance of the model among UK pension plans?
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Opinion
Educating your members on the risk of freedom
Analysis: In the 1998 film Armageddon, while battling G-force in a shuttle around the moon, hero AJ Frost asks: “Is this supposed to be like this?”
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Opinion
Interest rates and the PPF
Talking Head: There is no denying that during the past few years the market environment has been challenging for defined benefit pension funds.
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OpinionEditorial: Drum roll...
So there you have it. By the time you read this, swaths of people will have battered down their providers’ doors to get their mitts on their pension pots, to splash on posh cars and cruises. Or not.
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Opinion
Spring clean your DB data and keep it sparkling
The new flexibility provided to defined contribution pensions has, quite reasonably, been grabbing the headlines ever since the 2014 Budget.
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Opinion
What will the election result mean for the pensions industry?
We’re on the final run in to the general election and still have no clear idea what the next government might look like.
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Opinion
Two workplace guidance steps to avoid member confusion
Consider the enormity of the decisions presented to pension scheme members and the difficult questions being asked.
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Opinion
Prepping for buyout: How the current derisking market affects your scheme?
Last year was a record for the bulk annuity market with more than £13bn of transactions – and the market is expected to be similarly active in 2015.
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OpinionGardner: How to achieve financial security in retirement
Talking Head: We live in an era of extraordinary and unprecedented change.
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OpinionLooking through the lens of the regulatory telescope
Following last week's update to the Pensions Regulator's three-year corporate plan, here is a brief stock-take of what the world appears to look like through the lens of the regulatory telescope.
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Opinion
How your scheme can make the most of big data
Any other business: Last week's piece explored how schemes can tighten their data compliance processes. But how can trustees take data one step further to improve how the scheme is run?
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Opinion
Three graphs showing why a pensions dashboard matters
A survey by provider B&CE has shown most pension savers support the introduction of a 'pensions dashboard' and comes a day after the Financial Conduct Authority announced it would work with the government on developing such a platform.
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OpinionEditorial: Inside the control room
The confirmation last week that we’ve hit a patch of ‘noflation’ – expected to become deflation from this month – did not come as a surprise to many.
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Opinion
LDI: Low yields, small schemes and DC
Seven liability-driven investment experts discuss the strengths and challenges with the investment strategy and ask how it can benefit today's pension schemes.
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Opinion
Nest: Why TDFs provide a durable route to good outcomes
Keeping your mind on the long term can be a difficult business. Target date funds can help both schemes and savers do just that.
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Opinion
Six steps to manage a rise in DB-DC transfer requests
While the pension flexibilities do not apply directly to individuals with defined benefit pensions, members do have the option to transfer their benefits to a defined contribution arrangement.