All Opinion articles – Page 80
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Opinion
Smart beta: Is factor investing delivering on its promises?
Smart beta strategies have promised higher returns without extra cost, but have they lived up to these promises, asks James d’Ath.
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OpinionMind the gap(s) – consultation on advice launched
From the blog: The Financial Conduct Authority has launched a review of the financial advice market, as the industry calls for greater clarity and accessibility around guidance and advice.
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OpinionReshaping DB: Why we can’t afford to repeat the mistakes of the past
Talking Head: Defined benefit schemes cannot afford to repeat the mistakes of the past. Redington’s Rob Gardner makes the case for a new way.
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OpinionToo big to fail: Could some UK schemes pose systemic market risk?
Rash investment decisions made by pension schemes could destabilise the economy. Deloitte’s Tom Partridge and Simon Kew explore just how much of a threat this poses in the UK.
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Opinion
DB schemes responding to challenges, but is it enough?
Defined benefit pension schemes are showing greater sophistication in their approaches to risk and improving their funding levels, but the challenging wider economic environment is hampering efforts.
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OpinionM&A: Getting to grips with the impact on schemes
From the blog: All over the world corporates are rebuilding their balance sheets, accumulating record levels of cash and having their valuations boosted by upturns in stock markets.
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OpinionWhat we can learn from the Nortel ruling
The Nortel ruling made legal history and brought hope to the UK’s pension trustees, but Walker Morris’s Ruth Bamforth questions whether it has set a precedent for other litigation cases.
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Opinion
Holiday reading: Transfers and exit charges – consultation basics
From the blog: The government has today launched a 12-week consultation into pension transfers, early exit charges and the provision of financial advice.
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OpinionNest: Taking the hard work out of doing the right thing
Talking Head: Nest’s Helen Dean explains how the master trust is working to align payroll and pension systems to smooth the auto-enrolment journey for smaller employers.
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Opinion10 points every IGC should consider when judging VFM
From the blog: Independent governance committees have been tasked with assessing the value for money of their provider’s workplace personal pension plans.
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Opinion
The other glass ceiling: how women are being left behind on pensions
From the blog: Alongside concerns that women comprise a large but undervalued section of the workforce, a growing body of research warns they also risk getting a bad deal at retirement.
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Opinion
Why it is crucial to get a handle on transaction costs
If defined contribution scheme members are to make confident investment decisions they need to be clear on costs, says Mercer’s Andrew Williams.
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Opinion
RADAR: Events and training for pension managers – July 26 edition
Get your calendar in order with this fortnightly bookmark of upcoming events and training opportunities, targeting pension scheme managers and trustees.
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Opinion
Scheme hunger for alts drives fragmentation and innovation
From the blog: Scheme maturity as well as changes to regulations and accounting rules have been the driving factors behind portfolio diversification over the past 50 years, boosting pension scheme appetite for alternatives and overseas investments.
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Opinion
Reviving the argument for an independent pension commission
An independent pension commission is yet to manifest despite industry support, and it is time to reinvigorate the initiative, says Quantum Advisory’s David Deidun.
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Opinion
LPFA: Government gives vote of confidence to proactive LGPS funds
Talking Head: The government’s decision to reward ambitious funds that deliver savings and strong investment performance is a marker in the sand in addressing LGPS deficits, says LPFA’s Susan Martin.
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Opinion
More savers, less saving: latest on auto-enrolment
From the blog: Participation in UK workplace pensions has risen over the last decade, with auto-enrolment offsetting a downward trend since its introduction in 2012. However, the flood of new members has also served to dilute contributions in private sector schemes.
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OpinionHow to talk pensions at a BBQ
From the blog: There are not many people who want to talk pensions at a barbecue.
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OpinionHow to cut costs through shared services
Schemes can benefit from cost efficiency by sharing services with their peers, says PTL’s Matt Riley.
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OpinionWhat are pension input periods and why do they matter?
The rules on pension input periods are changing and are about to make life even more complicated, says Ian Neale.