All Opinion articles – Page 77
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Opinion
Six test points for comparing fiduciary managers
Fiduciary management has been one of the major growth areas in the investment management/consulting industry in recent years, with total market growth of 47 per cent in 2014 alone, according to consultancy KPMG.
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Opinion
Commutation conundrums not so trivial
From the blog: Most pension schemes are considering derisking and most of those are considering trivial commutation.
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Opinion
Five key graphs on Nest's retirement income blueprint
From the blog: The flexibilities did away with traditional thinking on what makes an appropriate default fund, and with it kick-started the debate on the best route for accessing income from defined contribution pots.
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Opinion
Altmann: DB funding chasm requires investment innovation
In my maiden speech to the House of Lords as the new pensions minister, I made clear my view that pensions are about more than just money – ultimately, they are about people and their futures.
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Opinion
Addressing diversity in scheme communications
Do you remember the John Lewis Christmas advert? The one with the penguin? Monty?
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Opinion
RADAR: Upcoming events and training for pension managers
Get your calendar in order with this rolling bookmark of upcoming events and training opportunities, targeting pension scheme managers and trustees.
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Opinion
Editorial: Second-chance annuities
It was never going to be straightforward. When the idea of secondhand annuities was first mooted, commentators were at once delighted by the idea of being able to reverse the irreversible, but perplexed as to how it could generate a good deal for those involved.
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Opinion
DGFs: the charge cap, smart beta and DC
Six experts gather to debate how well diversified growth funds are performing in the context of the charge cap, smart beta and auto-enrolment, and whether there is a place for them in large schemes' portfolios.
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Opinion
How will the DGF market develop over the coming year?
Roundtable: LCP's Andy Cheseldine, Legal & General Investment Management's Martin Dietz, Columbia Threadneedle's Craig Nowrie, State Street Global Advisers' Andrew Soper, Peter Sparkes of the Association of Member Nominated Trustees, and Bestrustees' Graham Wardle, discuss what the next 12 months will hold for diversified growth funds, in the final part of this series.
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Opinion
How do DGFs interact with smart beta?
Roundtable: LCP's Andy Cheseldine, Legal and General Investment Management's Martin Dietz, Columbia Threadneedle's Craig Nowrie, State Street Global Advisers' Andrew Soper, Peter Sparkes of the Association of Member Nominated Trustees, and Bestrustees' Graham Wardle, talk about the relationship between DGFs and smart beta in the third part of this roundtable series.
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Opinion
With so many available, what are the core qualities of a DGF?
Roundtable: LCP's Andy Cheseldine, Legal & General Investment Management's Martin Dietz, Columbia Threadneedle's Craig Nowrie, State Street Global Advisers' Andrew Soper, Peter Sparkes of the Association of Member Nominated Trustees, and Bestrustees' Graham Wardle discuss what makes an ideal diversified growth fund, in the first of this four-part roundtable series.
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Opinion
How will the charge cap affect the use of DGFs?
Roundtable: LCP's Andy Cheseldine, Legal & General Investment Management's Martin Dietz, Columbia Threadneedle's Craig Nowrie, State Street Global Advisers' Andrew Soper, Peter Sparkes of the Association of Member Nominated Trustees, and Bestrustees' Graham Wardle, debate whether the fees associated with DGFs are worth their value, in the second of this four-part roundtable series.
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Opinion
How to achieve the perfect blend of DGFs
From the blog: Diversified growth funds have undergone explosive growth in the past decade, and are now one of the fastest-growing areas of asset management.
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Opinion
PMI: Hour has come for independent commission
In announcing the new decumulation regime for defined contribution pension arrangements in last year’s Budget, George Osborne let a great many cats out of the one bag.
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Opinion
Can DC survive these four key challenges?
The Pension Administration Standards Association’s Michael Mann and Girish Menezes outline the wave of changes hitting DC and what schemes need to do to stay ahead of the game.
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Opinion
Mastertrust discontinuance plans – why we need certainty
The Pensions Regulator defines a mastertrust as:
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Opinion
Altmann sets out on maiden voyage, industry expectations high
From the blog: Pensions minister Baroness Altmann of Tottenham – commonly known in the industry as Ros Altmann – yesterday delivered her maiden speech to the House of Lords, outlining the government’s thoughts on the state pension, consumer protection and what lies ahead for auto-enrolment.
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Opinion
Editorial: Speed bumps
When the government announced last week it was launching a consultation into the processes underlying the pension freedoms, it came as little surprise to those who foresaw the rollout of these reforms having a bumpy ride.
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Opinion
Minded to make the money last?
From the blog: So, only around one in eight over-40s plans to cash in more than half of their pension pot.
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Opinion
NAPF: Why employees are a marker of companies' long-term success
‘Our people are our greatest asset’: how often have you heard this familiar corporate mantra?