All Opinion articles – Page 73
-
OpinionFall in accounting deficits no reason to cheer
From the blog: IAS accounting deficits belonging to defined benefit pension schemes have improved, but schemes should not get their hopes up about funding positions.
-
Opinion
A year of many firsts lies ahead
Editorial: Happy new year! It started with a bang – a stock market slump, circuit breakers suspending trading in China, China suspending the circuit breakers, and the FTSE falling sharply on Monday and Thursday last week.
-
Opinion
Have a mega Christmas
From the blog: Just as everyone is slowing down for the holidays, looking at what’s coming up next year or finally doing the admin tasks they had put off for the past ten months…
-
Opinion
Pension Wise: perception and reality
From the blog: Defined contribution investors face risks and challenges both at and in retirement, against the backdrop of the widening UK advice gap and the lack of any reference framework by which to gauge what is feasible and realistic.
-
Opinion
Tax, cyber crime and covenant guidance: what to look out for in 2016
The pensions industry has had to deal with changes across many fronts in the recent past. 2015 was no exception, bringing proposals for Local Government Pension Scheme pooling, the introduction of freedom and choice and the beginning of re-enrolment.
-
OpinionKick ageism out of workplace pensions
From the blog: With economists virtually unanimous that extending working lives is essential if the UK is to tackle its demographic time-bomb, politicians have been working to remove barriers to later-life employment.
-
Opinion
Indecision and fear: tax changes threaten the role of pensions in employee benefits
From the blog: More than half of schemes are considering offering a cash allowance to members affected by pension tax changes, as alterations to the lifetime allowance threaten to drive high-earners away from workplace pensions.
-
OpinionNew risk model is a success, now stability is key
Talking Head: The Pension Protection Fund’s Chris Collins takes a look at the new model used for levy calculation and says what employers can expect from the PPF over the coming years.
-
OpinionAfter an eventful five years, the pensions challenge is not over
Talking Head: Joanne Segars from the Pensions and Lifetime Savings Association looks at what has happened in the pensions world over the past five years and what lies ahead.
-
OpinionHow can you communicate re-enrolment to your members?
With the first schemes starting to re-enrol, Andy Partridge from communications specialist Like Minds looks at the value of convincing your opt-outs that pensions are a good thing.
-
OpinionEmployers need to step closer to the ‘advice line’
Hymans Robertson’s Rona Train looks at how employers can do more to give access to advice or guidance to pension scheme members.
-
OpinionAE for smaller employers: Have a plan and tackle it early
The number of small and micro businesses due to start auto-enrolling employees is set to increase dramatically next year. Mastertrust Now Pensions’ Morten Nilsson explains how they should prepare for this change.
-
OpinionPensions Regulator: Our expectations of DC trustees
Talking Head: The Pensions Regulator’s chief executive Lesley Titcomb outlines what is expected from defined contribution trustees and how they can influence the new DC code of practice.
-
OpinionHow DC trustees can determine ‘good value’
From the blog: Trustees of occupational pension schemes that provide money purchase benefits are now required to assess and report annually on the extent to which member-borne charges and transaction costs under their scheme represent good value for members.
-
OpinionState pension: No gain without pain
Mazars’ Tim Bateman explains who is set to gain and who will have to bear the pain in the switch to the new single-tier state pension next April.
-
OpinionAn outstanding year for pensions…
Editorial: And by that I mean we’re coming to the end of 2015 with several gargantuan issues left outstanding, hanging over the heads of schemes and providers.
-
Opinion
Why the UK’s standing in the European pensions market is so important
Data Crunch: Spence Johnson’s Magnus Spence outlines why the UK’s place in European pensions is so significant, accounting for half of all assets held between Germany, the Netherlands and itself.
-
OpinionAnnuities are not dead they’re just sleeping
From the blog: Surveys indicate a significant majority of defined contribution members want steady income in retirement, but just never call it an annuity. So how will they achieve that?
-
OpinionRob Gardner: Three Christmas wishes…
Talking Head: Redington’s Rob Gardner lays bare his wants for the future of pension saving, including a truly long-term plan and financial education.
-
OpinionGuidance should be the ‘aperitif’ of the wider advice process
Good guidance around the point of retirement will not be enough to ensure individuals manage the shape of their income in later life effectively, industry commentators have said.