All Opinion articles – Page 73
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OpinionHow smaller schemes can flex their shareholder muscles
Pension scheme trustees have long faced criticism for a lack of stewardship over their investments.
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OpinionIt's up to DC decision-makers to maximise pot values
From the blog: How difficult and complex has the world of delivering an effective pension scheme become in the UK?
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OpinionWhy a competitive AE market for smaller employers is crucial
From the blog: Auto-enrolment has proven to be a big success. Millions of hitherto pension-less employees are now saving for their retirement and opt out rates are low.
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Opinion
Nanny state necessary? What the ONS data says on the need to nudge
From the blog: Every morning and evening, I have to convince my three-year-old to brush her teeth. I try to make it as fun as possible, but really we both know it’s not a fun task – for either of us – it’s just something that has to be done.
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Opinion
How to take advantage of medically underwritten bulk annuities
Insuring members of a defined benefit scheme through a bulk annuity can appear expensive when compared with the value of liabilities on a scheme funding or an accounting basis.
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OpinionMaxing the power of pensions message is well worth a try
Editorial: It's been a mammoth week for pubs since the Rugby World Cup kicked off to a great fanfare.
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Opinion
Can EMD performance overcome short-term volatility?
Analysis: It’s a good job pension funds can soothe themselves with the mantra of long-term investment horizons, as this summer really put emerging market funds to the test.
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Opinion
The DC Debate – does the future offer greater freedom, or further restrictions?
In this instalment of the DC Debate, our eight panel members discuss the effects of the new freedoms, continued legislation and compliance, and which value-for-money products are in the pensions pipeline.
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OpinionNest: Why governance is so important for the success of auto-enrolment
Talking Head: Auto-enrolment will bring millions of people into workplace pensions, reversing the UK’s long decline in retirement saving.
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Opinion
Where next for scheme accounting measures?
At the start of this century Professor David Tweedie, former chairman of the International Accounting Standards Board, overhauled the shaky foundations that underpinned existing actuarial assumptions.
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OpinionWhat does the recent equity volatility mean for DC schemes?
From the blog: The week of August 24 was a particularly interesting one, with global equity markets experiencing their most significant fall since 2011.
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Opinion
The science behind DC redesign
DC Investment Quarterly: The introduction of freedom and choice and the charge cap this year marked two profound changes to the defined contribution marketplace, affecting both what DC investment products will be expected to deliver and the limits within which they have to deliver them.
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Opinion
Freedom for all: Why DB should have access to pension flexibility
Pension freedoms were announced with great fanfare in the chancellor’s autumn statement in 2014 and came into effect in April 2015.
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Opinion
What the low-carbon drive means for UK pension funds
Analysis: As the divestment movement garners legislative backing in the US, how should UK pension funds respond to the long-term risks of holding fossil fuel stocks?
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OpinionWhy the pension consultancy market is a true oligopoly
From the blog: “Investment consultants have contributed to the poor performance of UK employer-backed pension funds by offering the same advice at the same time,” asserted a recent article in the Financial Times. And I could not agree more.
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OpinionPut your pistol away
Editorial: Now that the rebel has a cause, and a mandate to fight for it, will Jeremy Corbyn's critics have a change of heart and get behind the new Labour leader?
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Opinion
PMI: Why government zeal on exit penalties is surprising
Talking Head: The Treasury issued a consultation in July to assess the impact of exit penalties on defined contribution members looking to exercise their decumulation options.
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OpinionKissing goodbye to complexity
From the blog: How many readers of this would travel to New York by boat?
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OpinionSomething's gotta give…
Editorial: At least that’s the message from UK plc, which is sounding off about the detrimental impact of the living wage coming into force next April.
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OpinionFour problems with today’s LDI strategies
We must fight to keep hold of the fundamental meaning of liability-driven investment in order to identify cost-effective ways of investing with a true liability focus.