All Opinion articles – Page 76
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Opinion
RADAR: Events and training for pension managers – July 26 edition
Get your calendar in order with this fortnightly bookmark of upcoming events and training opportunities, targeting pension scheme managers and trustees.
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Opinion
LPFA: Government gives vote of confidence to proactive LGPS funds
Talking Head: In the weeks leading up to the Summer Budget I had several conversations with colleagues in the pension industry and internally about what to expect.
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OpinionWhat are pension input periods and why do they matter?
Before April 6 2006 the limit on pension contributions by members was based on earnings for the tax year.
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OpinionHow to cut costs through shared services
Pension schemes are constantly looking at innovative ways to improve either their investment strategies or the functions available to their schemes.
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OpinionHow to talk pensions at a BBQ
From the blog: There are not many people who want to talk pensions at a barbecue.
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Opinion
More savers, less saving: latest on auto-enrolment
From the blog: Participation in UK workplace pensions has risen over the last decade, with auto-enrolment offsetting a downward trend since its introduction in 2012. However, the flood of new members has also served to dilute contributions in private sector schemes.
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OpinionEditorial: One hundred days…
Last week saw us pass the somewhat arbitrary milestone of 100 days since the introduction of the freedoms, and providers and commentators rushed to give their take on the story so far.
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OpinionWhy schemes are resisting drawdown demand
The pension flexibilities introduced in April are having a dramatic impact on the behaviour of retirees.
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OpinionHappiness in a DC world – start with AVCs
From the blog:“Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds [n]ought and six, result misery."
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Opinion
PMI: From bank accounts back to good old pension provision
Talking Head: With just three months having elapsed since the commencement of the new decumulation regime for defined contribution pension schemes, it is surely too soon to draw meaningful conclusions about its success.
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OpinionThree ways trustees can work with employers on a Pie exercise
A pension increase exchange involves a member giving up part of the future increases to their benefit in exchange for a higher starting pension.
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OpinionEditorial: TEE, no sugar
“Promise made, promise delivered,” was George Osborne’s puffed appraisal of his inheritance tax move, which will add a £175,000 allowance for bequeathed family homes on top of the existing £325,000 threshold.
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Opinion
RADAR: Events and training for pension managers – July 10
Get your calendar in order with this fortnightly bookmark of upcoming events and training opportunities, targeting pension scheme managers and trustees.
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Opinion
Pension scams: Time to fight back
Doping in elite sport remains one step ahead of the World Anti-Doping Agency and its affiliate testing programmes.
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OpinionThe inherent risks in DC default investing
From the blog: UK pensions have faced an avalanche of change over the past few years.
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OpinionStoring up a scandal? The risks of cashing in annuities
Talking Head: In her last Talking Head piece before becoming pensions minister, Ros Altmann welcomed the consultation launched by the coalition government into the creation of a secondary annuity market.
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Opinion
How to get more from your LDI mandates and manager
One of the big challenges for trustees over the past few years has been managing defined benefit funds’ deteriorating funding ratios.
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OpinionContract-based DC is still playing governance catch-up
The clear direction of travel over the past few years has been to create a level playing field between trust-based and contract-based defined contribution pension schemes.
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OpinionEditorial: Pass the cashish, it's time to get creative
No festival is complete without music. As I loitered at the fringes of a marquee, in Wednesday’s sweltering heat, sounds from nearby speakers streamed an eclectic mix of hillbilly country and Mexican mariachi as I watched the panel discussion on foreign exchange.
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Opinion
Governance drives the game
DC Investment Quarterly: Mid-flux – that's the position of defined contribution schemes trying to readjust to the new reform and regulatory environment they find themselves in.