All Opinion articles – Page 75
-
OpinionTime for more infrastructure incentives
Talking Head: Unlocking infrastructure investment on a large scale would be both highly beneficial to the economy and help defined benefit schemes meet their liabilities.
-
OpinionInnovation in a world of freedom and choice
Pension freedoms disrupted the industry, opening the door to innovation for those who see these reforms as an opportunity to do something different.
-
Opinion
Transaction charges: What? Why? When?
From the blog: Debate about the disclosure of transaction charges has made waves across the pensions industry this year. Will the autumn bring a fresh set of challenges and paperwork for trustees and independent governance committees? Or is it possible to draw answers from information already out there?
-
Opinion
What the latest PPF 7800 data means for your scheme
From the blog: The great and the good of the pensions industry might be kicking back on the beach this month but the ongoing challenge of managing scheme liabilities awaits September’s return to reality.
-
OpinionA decade on: The evolution of the PPF
Talking Head: This year marks the 10th anniversary of the Pension Protection Fund and the evolution from a start-up with no invested assets and two external fund managers, to an organisation with 225,597 members, £22.6bn of assets and around 70 fund managers.
-
Opinion
Smart beta: Is factor investing delivering on its promises?
According to EDHEC Business School, 25 per cent of asset managers already use some form of smart beta strategies, with a further 40 per cent considering them in the near future.
-
Opinion
Should the secondary annuity market have been pushed back?
The April 2016 timetable for implementation of the secondary annuity market was irresponsible, but the government has been sensible enough to change it.
-
OpinionMind the gap(s) – consultation on advice launched
From the blog: The Financial Conduct Authority has launched a review of the financial advice market, as the industry calls for greater clarity and accessibility around guidance and advice.
-
OpinionWhat we can learn from the Nortel ruling
July saw judges in the US and Canada confirm their May 2015 groundbreaking decision to distribute insolvent Nortel group's remaining assets to worldwide creditors on a modified pro rata basis.
-
OpinionM&A: Getting to grips with the impact on schemes
From the blog: All over the world corporates are rebuilding their balance sheets, accumulating record levels of cash and having their valuations boosted by upturns in stock markets.
-
Opinion
DB schemes responding to challenges, but is it enough?
Defined benefit pension schemes are showing greater sophistication in their approaches to risk and improving their funding levels, but the challenging wider economic environment is hampering efforts.
-
OpinionToo big to fail: Could some UK schemes pose systemic market risk?
Global financial agencies have raised the spectre of large pension schemes posing systemic risk.
-
OpinionReshaping DB: Why we can't afford to repeat the mistakes of the past
Talking Head:In 2005 pension funds produced their first recovery plans for the newly formed Pensions Regulator.
-
Opinion
Holiday reading: Transfers and exit charges – consultation basics
From the blog: The government has today launched a 12-week consultation into pension transfers, early exit charges and the provision of financial advice.
-
OpinionNest: Taking the hard work out of doing the right thing
Talking Head: Three years into auto-enrolment the industry has learned a lot. This is good news for small and micro employers due to stage.
-
Opinion
Why it is crucial to get a handle on transaction costs
Improved transparency on fees and charges has been an overriding concern for defined contribution and auto-enrolment pension schemes.
-
Opinion
The other glass ceiling: how women are being left behind on pensions
From the blog: Alongside concerns that women comprise a large but undervalued section of the workforce, a growing body of research warns they also risk getting a bad deal at retirement.
-
Opinion10 points every IGC should consider when judging VFM
From the blog: Independent governance committees have been tasked with assessing the value for money of their provider’s workplace personal pension plans.
-
Opinion
Reviving the argument for an independent pension commission
In March Dame Anne Begg, the chair of the Work and Pensions Committee, said: “A new independent pensions commission is now needed to provide coherence in pensions policy, and to build public confidence and long-term stability in the system.”
-
Opinion
Scheme hunger for alts drives fragmentation and innovation
From the blog: Scheme maturity as well as changes to regulations and accounting rules have been the driving factors behind portfolio diversification over the past 50 years, boosting pension scheme appetite for alternatives and overseas investments.