All Law & regulation articles
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NewsBusinesses brace for salary sacrifice changes as legislation laid
The government has introduced legislation to limit salary sacrifice for pension contributions to £2,000 a year – but experts warn the impact could be greater than official estimates suggest.
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NewsTargeted support measures for pension savers to launch in 2026
The Financial Conduct Authority has finalised its ‘targeted support’ regime for financial services customers, allowing pension providers and other firms to make limited recommendations to clients.
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NewsAdmin ‘fundamental’ to pension outcomes as TPR refreshes guidance
The regulator has issued updated guidance for trustees regarding the oversight of administrators, explaining that the function has “never been more important”.
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NewsCivil service urged to adopt LGPS-style reforms to close gender pension gap
In a joint letter to Anna Turley, minister of state at the Cabinet Office, Prospect and the FDA have warned that the gender gap in pension outcomes for retired civil servants was “unacceptably high” at around 45%.
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OpinionThe Friday Takeaway: A pensions industry advent calendar
It’s been a busy year, as Pensions Expert editor Nick Reeve discovers as he unveils a retirement policy-themed advent calendar.
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NewsFiduciary duty to get legislative overhaul to boost UK allocations [updated]
Torsten Bell has indicated that the government will legislate to bring fiduciary duty onto a firm statutory base, in a move that could negate the need for the Pension Schemes Bill’s controversial mandation power.
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NewsPension Schemes Bill: Highlights from the third reading in parliament
Pensions Expert selects key topics, quotes and themes from the third reading of the Pension Schemes Bill, which took place yesterday (3 December) in parliament.
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OpinionSecuring our future: Climate risk and the Pension Schemes Bill
Liberal Democrat MP Manuela Perteghella explains why her party is lobbying to include climate-related investment restrictions in the Pension Schemes Bill, as MPs debate the legislation in its third reading.
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NewsCommunication, communication, communication: Industry sets out priorities for CDC success
Respondents to the government’s consultation have emphasised the need for retirement-only CDC to be clearly communicated to members and closely aligned with the Pension Schemes Bill’s ‘guided retirement’ rules.
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NewsAdmin levy and indexation changes among new Pension Schemes Bill amendments
More amendments have been put forward by government ministers and other MPs ahead of the bill returning to parliament tomorrow (3 December).
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NewsPension providers call for calm ahead of salary sacrifice changes
The government is expected to legislate before Christmas to restrict the national insurance exemption on employee pension contributions made via salary sacrifice, according to the Financial Times.
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OpinionPensions UK: Budget silver linings for pension schemes
Pensions UK’s Dirk Paterson looks for some positive takes on last week’s Budget announcements relating to investment, indexation, and taxation.
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NewsTPR urges action to support millions of people ‘under-saving’ for retirement
Speaking at the Pensions Expert Annual Conference on 26 November, TPR’s Nausicaa Delfas said the UK’s pensions system was “unfinished business”, with approximately 14.6 million people under-saving for retirement.
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NewsIndustry calls for government to address pre-Budget speculation ‘mania’
Speculation around this week’s Budget has drawn criticism from the pensions industry, with several commentators warning that widespread rumours had prompted people to make irreversible financial decisions.
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NewsMinimum wage hike to aid pension saving for low earners
For a full-time worker on the National Living Wage, the rise means an increase in pay of £900 a year, while for someone on the National Minimum Wage working full-time, it will mean a £1,500 boost.
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NewsBudget round-up: Leaks, sacrifices, and unexpected changes
Pensions Expert gathers all the essential pensions reading from chancellor Rachel Reeves’ 2025 Budget speech in one place, from salary sacrifice to surplus release, and pre-1997 indexation to the financial market reaction.
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NewsPensions and IHT: Rule tweak welcomed but industry warns on complexity
Personal representatives will be able to direct pension administrators to withhold 50% of taxable death benefits in order to pay inheritance tax, according to a note in the Budget speech.
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NewsGovernment to introduce pre-97 indexation for PPF and FAS members
The chancellor has pledged to allow the Pension Protection Fund to share its reserves with members whose benefits do not automatically increase in line with inflation.
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NewsSalary sacrifice cap confirmed after OBR accidentally publishes report early [updated]
A £2,000 cap was widely rumoured beforehand, and confirmed after the Office for Budget Responsibility inadvertently published its report before Rachel Reeves began her speech.
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NewsBudget 2025: Live blog as Rachel Reeves addresses parliament
Follow chancellor Rachel Reeves’ second Budget speech from 12:30pm as she addresses parliament and the nation after weeks of feverish speculation.