All Pensions Commission articles
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OpinionIFoA: Give pension savers a seat at the table
With the Pensions Commission’s interim report eagerly awaited, Paul Sweeting, president of the Institute and Faculty of Actuaries (IFoA), explains why it is so important to ensure savers have a voice when considering future reforms.
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NewsFresh calls for contribution hikes as adequacy comes into focus
With the Pensions Commission expected to produce its first interim report next month, new research has explored contribution rates and optimal ways to support savers who are facing shortfalls in retirement.
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NewsEmployers back higher auto-enrolment contributions but call for flexibility
Polling of 500 business leaders found that 43% think contributions should be increased, compared with 36% who believe they should remain at current levels.
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NewsHow to bring gig workers into the pension system
A new report from the Coller Pensions Institute has set out a list of recommendations for improving access to pension savings for ‘gig’ workers as part of the effort to address the global adequacy problem.
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NewsGen Z engagement and employer matching gap add to pension adequacy concerns
As policymakers examine long-term savings levels, two pieces of research highlight a gap between how the industry views younger workers and what employees say would encourage them to contribute more.
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In DepthIn Depth: Understanding and addressing the gender and race pension gaps
A new study has shed light on the pension saving experiences of non-white women, as part of the retirement industry’s ongoing efforts to narrow the savings gaps between men and women and between white and non-white people.
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OpinionPPI: There’s more than one way for a pension to be inadequate
John Upton, policy analyst at the Pensions Policy Institute, explores the organisation’s latest research into how people can end up with an inadequate pension – and what can be done about it.
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OpinionPensions and financial inclusion: Time to join forces
Paul Sweeting, president of the Institute and Faculty of Actuaries, calls for joined-up thinking on financial inclusion policy – including, of course, the importance of pension saving.
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OpinionThe Friday Takeaway: Sometimes, pensions aren’t the answer
As Nest Insight research reveals a mixed public view of using pension pots to fund mortgage deposits, Pensions Expert editor Nick Reeve is very much in the ‘no, thanks’ camp.
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FeaturesA Christmas wishlist for the pensions industry
With the festive break upon us, it’s time to find out what the pensions industry really wants for Christmas this year. Pensions Expert asked representatives of 21 organisations from across the UK retirement industry to come up with one ‘Christmas wish’ – something they would like to see over the next 12 months.
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OpinionLow incomes, different lives: The unequal reality of low earners
The PPI’s John Upton explains that low earners cannot be treated as one homogenous group, as the Pensions Commission and others seek to improve retirement savings adequacy.
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OpinionAdequacy is the challenge of our time – but what can be done?
Vidett’s Ben Salmons and Mike Birch respond to the regulator’s recent missive on adequacy and decumulation, arguing that the two must be considered separately for reforms to truly be effective.
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NewsRaising auto-enrolment contributions ‘could bankrupt businesses’
With auto-enrolment contributions one of many things the Pensions Commission is considering, new research indicates that many businesses are not in sufficient shape to cope with higher payments.
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NewsTorsten Bell: Time for pension ‘heroes’ to do right by savers
Pension scheme trustees and providers can play pivotal roles in a pension industry driven by a vocational need to do its best by savers, according to the pensions minister.
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NewsPensions Commission: Interim report expected in the spring
Baroness Jeannie Drake and Professor Nick Pearce addressed the Pensions UK Annual Conference this week to outline their approach to assessing and addressing adequacy issues.
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NewsLong-term solutions needed to address adequacy issues
Pensions UK Annual Conference: Improvements in state pension provision have not been matched in the private sector, and the industry faces an uphill battle to solve its adequacy problem.
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NewsPensions industry confident of sector’s resilience in face of major reforms
More than three quarters of pensions industry professionals expect the sector to successfully navigate the significant reforms proposed over the next few years, according to new research from trade body Pensions UK.
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OpinionThe AMNT’s pensions manifesto for 2030 and beyond
With the scope of reforms to the pensions industry becoming apparent, John Flynn of the Association of Member-Nominated Trustees (AMNT) sets out some key priorities for his organisation and policymakers.
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NewsSix key challenges for the revived Pensions Commission
Aon has warned that the government’s revived Pensions Commission will face major structural hurdles if it hopes to deliver meaningful reform to the UK’s pension system.
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OpinionNest Insight: Understanding the context of the Pensions Commission
The final edition of our ‘Dear Pensions Commission’ series sees Nest Insight’s Will Sandbrook explore the economic context of the relaunched Pensions Commission and how it may affect the commissioners’ approach to adequacy.