All Defined contribution articles – Page 2
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NewsConservatives pledge to repeal mandation clause from Pension Schemes Bill
The Conservative Party has described mandation as “indefensible” and argued that the power to direct investments made by defined contribution master trusts “puts people’s future retirement incomes at risk”.
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NewsNest awards £450m direct lending mandate amid private markets push
The mandate will see Nest deploy capital over “multiple years”, as it aims to allocate as much as 30% of its assets to private markets by 2030.
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OpinionWhat a revised mandation power could mean for DC trustees
With the Pension Schemes Bill returning to the House of Commons this week, Wedlake Bell partner Paul Ashcroft explores the potential impact of a revised mandation clause.
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NewsConservatives slam ‘indefensible’ reserve clause as it returns to Pension Schemes Bill
Shadow work and pensions secretary Helen Whately has hit out at the restored amendment, arguing that it is “still a political hand reaching into people’s retirement savings”.
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NewsDelaying consolidation could damage compliance and value for members, TPR warns
The number of non-micro DC and hybrid schemes fell by 15% over the past year, dropping from 920 in 2024 to 790 in 2025, recent data from the regulator has shown.
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People NewsSmart Pension names Lawrence as chief investment officer
James Lawrence was previously Smart’s director of investment proposition, and has worked for the pension fund since 2021. The master trust aims to hit £10bn in assets this year.
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OpinionTPR: We need the marketplace to innovate to deliver in the new pensions era
In an exclusive column for Pensions Expert, the Pensions Regulator’s chief executive Nausicaa Delfas explains the importance of innovation to address the challenges and capture the opportunities of the next few years.
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NewsDC schemes back British Business Bank’s £200m venture capital fund
Aegon and the Natwest Cushon master trust have finalised investments in the British Growth Partnership Fund, contributing to a £200m capital raise for the venture capital vehicle.
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NewsPeers fail in bid to hold government to account on salary sacrifice cap
The government has succeeded in overturning a House of Lords decision on the salary sacrifice cap and the policy will now be enacted as set out in November’s Budget.
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NewsHow alts and active management aid Australian pension outperformance
With Australia’s superannuation system repeatedly held up as a model for UK defined contribution pension provision, a new study shows the impact of diversification into private markets and the use of active management models.
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NewsGovt expected to press on with capped mandation power after Lords defeat
The government is expected to revise its controversial pension investment “mandation” power, despite peers voting to remove the clause from the Pension Schemes Bill earlier this month.
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OpinionDemocratisation 2.0: From access to outcomes in UK pensions through Value for Money
Following the latest consultation on the Value for Money framework, Philip Hodges, a director at Guiide, explains the importance of including decumulation strategies and outcomes in assessments of value.
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NewsEmployers ‘must address pension inadequacy’ to avoid long-term problems
The consultancy warns that retirement income shortfalls could hit companies hard by creating a demographic bottleneck in the workforce and driving stress-related drops in productivity.
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NewsLV= launches retirement planning tool with Guiide as decumulation services grow
The launch comes as providers seek to pre-empt the Pension Schemes Bill by developing post-retirement decumulation options and support services.
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NewsLifeSight eyes retirement CDC as industry awaits rulebook
The LifeSight master trust plans to launch a retirement-only collective defined contribution offering, it announced today, as the pensions industry anticipates a new regulatory framework later this year.
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OpinionIFoA: Give pension savers a seat at the table
With the Pensions Commission’s interim report eagerly awaited, Paul Sweeting, president of the Institute and Faculty of Actuaries (IFoA), explains why it is so important to ensure savers have a voice when considering future reforms.
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NewsFresh calls for contribution hikes as adequacy comes into focus
With the Pensions Commission expected to produce its first interim report next month, new research has explored contribution rates and optimal ways to support savers who are facing shortfalls in retirement.
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NewsTPR steps up DC consolidation drive as master trust domination increases
Trustees of DC pension schemes need to keep their arrangements under review and consider consolidating into larger schemes if they are not delivering value, TPR has said.
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In DepthSpecial report: The Pension Schemes Bill in the House of Lords
The landmark legislation begins its report stage this week, with peers still debating more than 180 amendments to the Pension Schemes Bill. Pensions Expert explores what is up for discussion over the next two weeks.
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FeaturesWhy Nest is embracing deliberative democracy
The UK’s largest master trust is exploring innovative ways in which to achieve better member representation within its governance structure.