All Defined contribution articles – Page 5
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OpinionDecumulation CDC is a natural fit for the UK’s maturing DC pensions
Simon Eagle, a member of the Institute and Faculty of Actuaries’ (IFoA) collective defined contribution working party, explains that traditional defined contribution retirement in the UK is on the verge of a major transformation.
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In DepthCould UK investments be mandated if Mansion House Accord flounders?
The Mansion House Accord appears to have been struck with pragmatism and collaboration, but legal experts are already considering what could happen if this collegiate approach breaks down.
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OpinionThe Friday Takeaway: Attempting to solve the ‘nastiest, hardest problem in finance’
After an illuminating day at the Pensions Expert DC Strategic Summit last week, editor Nick Reeve opines on the decumulation dilemma.
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NewsRoyal London targets UK infrastructure with Dalmore acquisition
The acquisition will boost Royal London’s UK infrastructure investment capabilities, bringing on board 130 infrastructure assets across five funds worth £6bn in total.
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FeaturesMaking sense of the ‘crammed’ legislative agenda for pensions
With the Pension Schemes Bill due to be laid before parliament in the coming weeks, consultancy group LCP has attempted to make sense of the wave of new rules and regulations expected to be introduced.
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ArticleThe full text of the Mansion House Accord
The Mansion House Accord was signed by 17 pension schemes and providers as well as the chancellor, the Lord Mayor of London, the ABI and the PLSA.
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NewsFiduciary duty and the Mansion House Accord: Members must come first
The “spectre of mandation” remains despite the landmark voluntary agreement announced this week, according to one lawyer. Pensions Expert rounds up more reactions to the Mansion House Accord.
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NewsMansion House Accord: Signatories urge government to support UK opportunities
Following the announcement of the Mansion House Accord today, the agreement’s signatories have spoken about their intentions and what they expect from the government.
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NewsPensions industry launches Mansion House Accord to boost UK investment
The PLSA, the ABI and the City of London Corporation have announced a voluntary initiative with 17 pension schemes and providers pledging to allocate at least 10% of DC default funds to private markets and at least half of this to UK assets by 2030.
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NewsMillions face retirement poverty without action on adequacy, report finds
More than a third (39%) of people polled by Scottish Widows for its latest Retirement Report are not on track for a minimum lifestyle in retirement as saving ability has been squeezed and low contribution rates dominate.
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OpinionHow freedom and choice reshaped retirement – and what we can do next
The concept of retirement and decumulation was fundamentally changed a decade ago, writes Kirsty Ross – and it’s time the pensions industry caught up.
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NewsMaster trusts increasingly ‘testing the water’ with private markets allocations
LCP research shows master trusts are in step with the government’s drive to invest more in ‘productive finance’ such as private equity and infrastructure.
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NewsHow the government plans to consolidate small pension pots
Pension schemes will have to be able to facilitate automatic consolidation of pension pots smaller than £1,000 from 2030, under proposals set out by the government today.
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NewsHow pension schemes have reassured members through the ‘taper tantrum’
Equity markets have endured significant volatility over the past two weeks since the US introduced international trade tariffs on most of its trading partners. Jon Yarker looks at how pension schemes have reacted and helped their members understand the situation.
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People NewsNew co-chair appointed at Association of Member Nominated Trustees
The Association of Member Nominated Trustees (AMNT) has appointed John Flynn as its new co-chair, taking over from Janice Turner.
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NewsPoor default offerings could ‘undermine trust and widen generational gap’
Two professional trustees have written an open letter warning the industry of dangers lurking in default strategies that do not adequately reflect the views of their members.
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NewsStudy shows savers are shunning advice over pension freedoms
A decade on from the introduction of pension freedoms, more research has emerged showing that a growing proportion of pension savers are taking no advice or guidance at all before accessing their retirement savings, despite a lack of understanding of the decisions and options available.
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NewsDC retirees risk running out of savings without major reforms, warns IFS
A major new report has called for the government to reform its regulations to support DC savers in retirement.
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People NewsAppointments: Major DC hires at L&G, Aon and Invesco
The latest hires, promotions and appointments for the week ending 28 March 2025.
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NewsTPR could reduce master trust capital reserves amid drive to cut regulatory burden
Most master trusts are profitable and less likely to fail than they were when the regulatory regime was established in 2019, according to the regulator’s chief executive.