All Defined contribution articles – Page 3
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OpinionIs running on DB schemes a bridge to stronger DC outcomes?
Lindsay Nickerson, the new chair of the DC Investment Forum, explores the interaction between defined benefit surpluses and payments into defined contribution pension schemes.
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NewsAmber alert: Industry weighs risks of Value for Money ratings
Amber ratings being introduced through the Value for Money framework should encourage dialogue and reform, not knee-jerk reactions, regulators say.
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NewsEmployers back higher auto-enrolment contributions but call for flexibility
Polling of 500 business leaders found that 43% think contributions should be increased, compared with 36% who believe they should remain at current levels.
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NewsMaster trusts should prepare now for scale requirements, TPR says
The regulator set out principles to help trustees evaluate whether their schemes are likely to meet the proposed scale thresholds and how they should evidence future growth.
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NewsSetting the scale test: How the DWP plans to get DC funds to £25bn
The Department for Work and Pensions has set out how it expects master trusts and other DC providers to hit the £25bn scale requirement set out in the Pension Schemes Bill.
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NewsTUC calls for member representation on ‘megafunds’ boards
“Pension schemes deliver better outcomes for members… when those members have a say in how they are run,” says TUC general secretary Paul Nowak.
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OpinionSPP: Value for Money proposals increase risk of 'herding' among DC providers
As the latest consultation on the proposed Value for Money regime comes to a close, Owen McCrossan of the Society of Pension Professionals warns of negative consequences if there is not enough room for nuance in the system.
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FeaturesRamadan and the impact of Zakat on DC savings
As the Muslim holy month of Ramadan reaches its halfway point, Aamina Zafar explores how Islam’s obligatory charitable contribution, known as Zakat, can affect Muslim savers’ retirement planning.
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NewsTPR urges trustees to design defaults around real-world saver patterns
The Pensions Regulator (TPR) has urged trustees to rethink default pension design, warning that contribution patterns are more irregular than many schemes assume.
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OpinionTrusteeship and administration: Preparing for a consolidated future
David Fairs, a former TPR executive and now chair of the Pensions Administration Standards Association (PASA), looks into what the rapidly evolving pension landscape means for administration providers.
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OpinionPMI: Investing in admin skills to protect savers as outsourcing increases
Varsha Gicas, chief customer officer at the Pensions Management Institute (PMI), reflects on her recent visit to India and explains why investing in global professionals is essential to raising standards across the industry.
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NewsHow a hybrid DC scheme tapped into the bulk annuity market
A £13m DC pension scheme with a DB underpin has derisked through an “innovative” deal involving insurer Just Group and master trust Smart Pension.
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NewsWhat AI is telling your members about their pension scheme
PensionBee has flagged the increasing prevalence of ‘zero click’ searches that rely on AI-generated content, while consultancy Quietroom warns on serious flaws in how large language models summarise pension scheme information.
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NewsNest on tour: Master trust goes on the road to promote regional investments
Master trust Nest has launched a campaign to promote its regional investments around the UK, after research showed less than a quarter of savers know where their pension is allocated.
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NewsLiving Pension movement hits 100 signatories as NatWest joins
The Living Pension accreditation is given to employers that make pension contributions “designed to keep workers out of poverty in later life”.
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OpinionThe Friday Takeaway: Adequacy lessons from overseas
Pensions Expert editor Nick Reeve looks at a new report on different countries’ pension saving systems for ‘gig’ workers, and asks whether there are lessons to be learned at home as the Pensions Commission continues to explore the adequacy issue.
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NewsHow to bring gig workers into the pension system
A new report from the Coller Pensions Institute has set out a list of recommendations for improving access to pension savings for ‘gig’ workers as part of the effort to address the global adequacy problem.
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NewsGen Z engagement and employer matching gap add to pension adequacy concerns
As policymakers examine long-term savings levels, two pieces of research highlight a gap between how the industry views younger workers and what employees say would encourage them to contribute more.
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NewsNest launches tender for segregated ethical equity mandate
Nest’s Ethical Fund currently has £260m invested in ethical equities, as the master trust launches a search for a bespoke segregated mandate manager.
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NewsRegulator’s CDC code welcomed, but more work needed
TPR’s consultation on a combined code of conduct for single-employer and multi-employer CDC schemes closes this week, a move that commentators said should be more manageable and straightforward than separate codes.