All Defined contribution articles – Page 131
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Opinion
Is Labour right to argue for extending auto-enrolment to 1.5m lower earners?
In the latest edition of Informed Comment, the Pensions Management Institute’s Tim Middleton discusses proposed changes to the auto-enrolment threshold.
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Opinion
Why industry critics are wrong about ‘reckless conservatism’
Letter: Nest’s CIO Mark Fawcett responds to an Informed Comment piece in last month’s Pensions Expert that warned overly prudent investment strategies were blighting young savers’ investment growth.
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News
DC benchmarks expected to switch attention to performance
Industry experts have predicted the governance focus for defined contribution default funds will swing from cost to performance as DC benchmarking capabilities come to the fore.
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News
Less than 1% opt out at caterer despite seasonal staff headwinds
Catering company Jenkinsons has auto-enrolled around 400 staff with just three opt-outs, despite enrolling a large seasonal workforce.
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Opinion
Altmann: New pension flexibilities will make it harder to attract members to CDC
Talking head: Pensions commentator Ros Altmann says the new at-retirement flexibilities introduced in this year’s Budget will make it harder to attract employers and members to shared risk schemes.
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OpinionEditorial: Turn the dial?
I should start off by agreeing entirely with Barnett Waddingham’s Damian Stancombe that the vast majority of breath spent on defined contribution pensions should not be expended discussing investment, but on encouraging savers to pay more in.
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News
Schemes face dilemma on annuity brokering services ahead of April
Employers that have put in place annuity brokering services for their defined contribution scheme members have been called upon to rip up or review these set-ups to make sure they are giving savers an adequate view of the market.
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News
ABI wants second line of defence on guidance for retirees
The Association of British Insurers has called for a second line of defence for people who do not take up guidance, to ensure they are buying an appropriate product at retirement.
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News
Just one AE member per micro employer, ACA projects
Three-quarters of a million micro employers could end up with an average of only one member of staff each in their pension scheme as a result of auto-enrolment, fuelling the debate over eligibility.
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Features
HSBC plans cash lifestyle default for ex-DB members
HSBC Pension Scheme plans to default members of its defined benefit section to its cash lifestyle fund following the closure of the section in July next year, as part of a wider post-Budget review of its defined contribution arrangements.
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Opinion
Reckless conservatism: Why it blights young people’s DC pots
In the latest edition of Informed Comment, Towers Watson’s Chris Smith argues that younger people should be taking more risk earlier on in their savings journey, but not through a traditional lifestyle framework.
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Features
Warburtons kicks off three-pronged comms strategy
NAPF Annual Conference 2014: Warburtons, the UK’s largest bread baker, has this year launched the first of a three-part plan to boost engagement among a new swath of pension savers.
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Features
SABMiller to offer pension-plus savings options after 20% opt out
NAPF Annual Conference 2014: Drinks company SABMiller will launch additional savings vehicles after one in five workers opted out of its UK defined contribution scheme, with reductions in tax relief a principal factor.
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News
Beauty company nails AE with just one opt-out from 175
NAPF Annual Conference 2014: As smaller employers reach their auto-enrolment staging dates, beauty brand Nails Inc has said only one of 175 opted out when it auto-enrolled staff in January, which it attributed to knowing what level of benefits employees would want.
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News
Aussie lessons for your scheme’s post-Budget strategy
NAPF Annual Conference 2014: The Association of Superannuation Funds of Australia has called upon UK schemes and providers to ensure the minimum advice they provide equips members to make well-informed decisions with their new retirement flexibilities.
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Opinion
Today at the NAPF annual conference – October 15 edition
The National Association of Pension Funds today kicked off its yearly extravaganza – or 'conference' more formally –where the industry meets to discuss all things pensions.
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Opinion
Employer guide to flex benefits and how pensions fit in
JLT’s Mark Pemberthy explains the world of flexible benefits and argues a pension should sit at the heart of any set-up, in the latest edition of Technical Comment.
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Opinion
Shoot for the stars: Why after AE staging, contributions need to rise
Talking head: Pensions commentator Steve Bee compares the current statutory minimum of 8 per cent of pensionable pay to the 17.5 per cent that was calculated in the 1950s as necessary to provide a defined benefit-like income.
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Opinion
How to use your DGF in a post-Budget environment
Kevin Frisby from LCP, JLT Investment Consulting’s Allan Lindsay, Axa IM’s Yoram Lustig, HR Trustees’ Giles Payne, Aon Hewitt’s Ryan Taylor and Bruce White of LGIM discuss how schemes can invest in DGFs in the post-Budget environment, in the final instalment of a four-part panel discussion.
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Features
Hyde Group uses employees to design flex bens
Housing provider Hyde Group has set up a flexible, employee-designed system for scheme members to access their benefits, in a drive to retain and attract talent.