All Defined contribution articles – Page 134
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News
ABI wants second line of defence on guidance for retirees
The Association of British Insurers has called for a second line of defence for people who do not take up guidance, to ensure they are buying an appropriate product at retirement.
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News
Just one AE member per micro employer, ACA projects
Three-quarters of a million micro employers could end up with an average of only one member of staff each in their pension scheme as a result of auto-enrolment, fuelling the debate over eligibility.
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Features
HSBC plans cash lifestyle default for ex-DB members
HSBC Pension Scheme plans to default members of its defined benefit section to its cash lifestyle fund following the closure of the section in July next year, as part of a wider post-Budget review of its defined contribution arrangements.
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Opinion
Reckless conservatism: Why it blights young people’s DC pots
In the latest edition of Informed Comment, Towers Watson’s Chris Smith argues that younger people should be taking more risk earlier on in their savings journey, but not through a traditional lifestyle framework.
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Features
Warburtons kicks off three-pronged comms strategy
NAPF Annual Conference 2014: Warburtons, the UK’s largest bread baker, has this year launched the first of a three-part plan to boost engagement among a new swath of pension savers.
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Features
SABMiller to offer pension-plus savings options after 20% opt out
NAPF Annual Conference 2014: Drinks company SABMiller will launch additional savings vehicles after one in five workers opted out of its UK defined contribution scheme, with reductions in tax relief a principal factor.
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News
Beauty company nails AE with just one opt-out from 175
NAPF Annual Conference 2014: As smaller employers reach their auto-enrolment staging dates, beauty brand Nails Inc has said only one of 175 opted out when it auto-enrolled staff in January, which it attributed to knowing what level of benefits employees would want.
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News
Aussie lessons for your scheme’s post-Budget strategy
NAPF Annual Conference 2014: The Association of Superannuation Funds of Australia has called upon UK schemes and providers to ensure the minimum advice they provide equips members to make well-informed decisions with their new retirement flexibilities.
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Opinion
Today at the NAPF annual conference – October 15 edition
The National Association of Pension Funds today kicked off its yearly extravaganza – or 'conference' more formally –where the industry meets to discuss all things pensions.
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Opinion
Employer guide to flex benefits and how pensions fit in
JLT’s Mark Pemberthy explains the world of flexible benefits and argues a pension should sit at the heart of any set-up, in the latest edition of Technical Comment.
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Opinion
Shoot for the stars: Why after AE staging, contributions need to rise
Talking head: Pensions commentator Steve Bee compares the current statutory minimum of 8 per cent of pensionable pay to the 17.5 per cent that was calculated in the 1950s as necessary to provide a defined benefit-like income.
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Opinion
How to use your DGF in a post-Budget environment
Kevin Frisby from LCP, JLT Investment Consulting’s Allan Lindsay, Axa IM’s Yoram Lustig, HR Trustees’ Giles Payne, Aon Hewitt’s Ryan Taylor and Bruce White of LGIM discuss how schemes can invest in DGFs in the post-Budget environment, in the final instalment of a four-part panel discussion.
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Features
Hyde Group uses employees to design flex bens
Housing provider Hyde Group has set up a flexible, employee-designed system for scheme members to access their benefits, in a drive to retain and attract talent.
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Opinion
Why opt-outs are not the only measure of AE success
LCP’s Andy Cheseldine argues initial opt-out rates of people choosing to reject their new workplace pension could yet change, and the industry “should be careful that too many workers are not excluded in the long-term”.
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Opinion
Nest’s chief on the new breed of AE experts helping SMEs
Talking head: Nest’s Tim Jones says more than seven in 10 smaller companies will want assistance with their auto-enrolment process, but there is a new group of AE professionals stepping into the breach.
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Opinion
How can DGFs adapt to fit under the DC charge cap?
Kevin Frisby from LCP, JLT Investment Consulting’s Allan Lindsay, Axa IM’s Yoram Lustig, HR Trustees’ Giles Payne, Aon Hewitt’s Ryan Taylor and Bruce White of LGIM discuss how diversified growth funds can work in line with the defined contribution charge cap, in the third of a four-part panel discussion.
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Features
SME to auto-enrol nine months early to ease process
Nutrition provider Dr Schär UK has completed preparations to begin auto-enrolment in January, nine months ahead of its staging date, in order to ease its reporting and payroll processes.
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News
Taskforce recommends social impact investment for DC
Defined contribution pension schemes should offer members the option to include social impact investments in their portfolio, a government-led taskforce has said, but consultants foresee barriers to take-up.
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News
How scrapping 55% 'death tax' could affect your DB scheme
Consultants have again predicted greater interest in transfers out of defined benefit schemes following the proposed removal of inheritance tax on pension pots, while others doubted the changes would have much impact.
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News
What the ONS data tell us about contribution habits
Official data have shown employers with between 1,000 and 4,999 employees on average contribute more to their defined contribution schemes than their larger and smaller counterparts, as industry experts call for increased contributions.