All Defined contribution articles – Page 132
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Opinion
PMI: From bank accounts back to good old pension provision
Talking Head: The industry should not be distracted from the objectives of traditional pension provision, argues the Pensions Management Institute’s Tim Middleton.
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OpinionHappiness in a DC world – start with AVCs
From the blog: “Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds [n]ought and six, result misery.”
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OpinionWhy schemes are resisting drawdown demand
Savers are anxious to take advantage of the pension freedoms, but many workplace schemes still offer only annuities, says BlackRock’s Paul Bucksey.
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Opinion
Pension scams: Time to fight back
Staying one step ahead of ‘shapeshifting’ pension scammers has to be a continual process. This month sees pension and consumer bodies ramp up the pension liberation awareness message, writes Sarah Cowburn.
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News
Proactive SMEs could still face auto-enrolment compliance headwinds
Marketing and communication consultancy JPES Partners is ahead of the wider SME curve in providing a pension scheme to its employees but work remains to ensure auto-enrolment compliance ahead of the company’s staging date.
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News
Opening the kimono: Should your scheme be sharing its best practices?
Any Other Business: When we started this feature a year ago this week, its aim was to help trustees get to grips with the more oblique aspects of their role – from how to negotiate the best deal for your scheme in a merger, to what happens if you need to fire a fellow trustee.
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OpinionThe inherent risks in DC default investing
From the blog: UK pensions have faced an avalanche of change over the past few years, writes Simon Chinnery.
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OpinionContract-based DC is still playing governance catch-up
Improving contract-based DC governance has been a priority, but these plans still lag their trust-based counterparts, says Hogan Lovells’ Nicola Rondel.
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News
Accountants issue scheme guide to revised recommended practice rules
The Pensions Research Accountants Group has issued a practical guide to help scheme practitioners fulfil new reporting requirements following last year’s revisions to the statement of recommended practice.
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News
Charity on board with AE early-mover advantages
A micro employer has set up a non-contributory auto-enrolment plan three years ahead of its staging date, as the Pensions Regulator steps up support for smaller businesses seeking a provider.
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Opinion
Governance drives the game
DC Investment Quarterly: Mid-flux – that's the position of defined contribution schemes trying to readjust to the new reform and regulatory environment they find themselves in.
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NewsThe future of DC? Nest unveils retirement blueprint
Government-backed mastertrust Nest has outlined its plan for providing members with an income in retirement, but experts have said the proposals’ application to today’s defined contribution market is limited.
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Opinion
Five key graphs on Nest’s retirement income blueprint
From the blog: The flexibilities did away with traditional thinking on what makes an appropriate default fund, and with it kick-started the debate on the best route for accessing income from defined contribution pots.
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Features
Are you managing members' income expectations?
Any Other Business: Pensions got gritty last week. Greek pensioners took to the streets of Athens in protest against the nation's broken pension promises as Tsipras proposed further cuts to retirement income in a last-gasp ultimatum.
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News
Regulator talks tough as DC scheme governance falls short
Small and medium-sized defined contribution schemes are falling behind on governance compliance, Pensions Regulator research shows, with the watchdog vowing to use its powers where necessary.
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News
Environment Agency: Online registrants up, phone enquiries down
Environment Agency Pension Fund has seen a jump in online activity since upgrading its website as part of a wider overhaul of its communications strategy aimed at increasing transparency.
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OpinionHow to achieve the perfect blend of DGFs
From the blog: Diversified growth funds have undergone explosive growth in the past decade, and are now one of the fastest-growing areas of asset management.
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OpinionCan DC survive these four key challenges?
The Pension Administration Standards Association’s Michael Mann and Girish Menezes outline the wave of changes hitting DC and what schemes need to do to stay ahead of the game.
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Opinion
PMI: Hour has come for independent commission
The Pensions Management Institute’s Tim Middleton explains why the impact of freedom and choice on existing policy demonstrates the need for depoliticised pension commission.
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NewsTreasury to consult on 'excessive' exit charges
The Treasury has today announced it will consult on easing pension transfers and capping the exit fees charged to pension savers looking to take advantage of the new flexibilities.