All Defined contribution articles – Page 126
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OpinionSPP: Tax does have to be taxing
Talking Head: A move to tax pensions like Isas is on the cards with far-reaching consequences for long-term saving, says the Society of Pension Professionals’ Duncan Buchanan.
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News
Between two boards: Balancing the dual roles of exec and trustee
The broader experience of financial directors and company executives may enhance pension trustee boards' insight and understanding, but conflicts of interest should be carefully managed.
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NewsEvents and training for pension managers and trustees – Aug 24
Get your calendar in order with this rolling bookmark of upcoming events and training opportunities, targeting pension scheme managers and trustees.
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FeaturesManaging relationships with your auditor
Any other business: Having your scheme audited might feel like getting teeth pulled but like the dentists of this world, auditors are a necessary evil.
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NewsIs your scheme spending enough time on administration?
Any Other Business: Trustees of pension schemes are required to oversee all aspects of scheme administration while navigating the complexities of investment, policy change and benefit design.
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NewsEvents and training for pension managers and trustees – Aug 9
Get your calendar in order with this fortnightly bookmark of upcoming events and training opportunities, targeting pension scheme managers and trustees.
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News
Out of reach: How can we close the trustee skills gap?
Any Other Business: If you’re reading this as a trustee and wondering why so many questions are being asked about the future of the role, chances are you’re among the fraction receiving ongoing formal training.
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News
High-earner tax relief threat poses new challenge for employers
News analysis: Scrapping tax breaks for high earners could present a communication challenge for trustees, as the government weighs up ideas for potentially radical reforms of the current pension tax relief system.
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Opinion
Why it is crucial to get a handle on transaction costs
If defined contribution scheme members are to make confident investment decisions they need to be clear on costs, says Mercer’s Andrew Williams.
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Opinion
The other glass ceiling: how women are being left behind on pensions
From the blog: Alongside concerns that women comprise a large but undervalued section of the workforce, a growing body of research warns they also risk getting a bad deal at retirement.
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Opinion10 points every IGC should consider when judging VFM
From the blog: Independent governance committees have been tasked with assessing the value for money of their provider’s workplace personal pension plans.
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NewsIs engagement keeping pace with pension participation?
Data analysis: Half a million. That’s the figure by which the Pensions Regulator underestimated the total number of small and micro employers that would have to complete auto-enrolment – nearly 40 per cent higher than the original 1.3m forecast.
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OpinionHow to talk pensions at a BBQ
From the blog: There are not many people who want to talk pensions at a barbecue.
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Opinion
More savers, less saving: latest on auto-enrolment
From the blog: Participation in UK workplace pensions has risen over the last decade, with auto-enrolment offsetting a downward trend since its introduction in 2012. However, the flood of new members has also served to dilute contributions in private sector schemes.
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News
Regulator lists assured mastertrusts to help small employers
The Pensions Regulator is ramping up its efforts to help guide small and micro employers through auto-enrolment and has published a list of approved mastertrusts, as 1.3m organisations prepare for their staging dates.
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News
Housing trust ups DC monitoring to squeeze out further value
News analysis: London & Quadrant Housing Trust has commissioned a further review of its defined contribution strategy after an earlier member segmentation exercise led to cost savings and lower risk for members.
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OpinionWhy schemes are resisting drawdown demand
Savers are anxious to take advantage of the pension freedoms, but many workplace schemes still offer only annuities, says BlackRock’s Paul Bucksey.
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OpinionHappiness in a DC world – start with AVCs
From the blog: “Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds [n]ought and six, result misery.”
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Opinion
PMI: From bank accounts back to good old pension provision
Talking Head: The industry should not be distracted from the objectives of traditional pension provision, argues the Pensions Management Institute’s Tim Middleton.
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Opinion
Pension scams: Time to fight back
Doping in elite sport remains one step ahead of the World Anti-Doping Agency and its affiliate testing programmes.