All Defined contribution articles – Page 130
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Opinion
Lafarge, Channel 4 and Lloyds feature in the top five derisking stories of 2014
Many schemes worked hard this year to make a dent in their pension fund deficit as liabilities soared, employing methods ranging from simple payment increases to complex recovery plans.
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Opinion
Top tips for small employers readying for AE
Planning, picking, payroll: Now Pensions’ Morten Nilsson shares some of the key areas to focus on to enjoy a smooth-sailing auto-enrolment experience.
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NewsM&S weighs drawdown option for mastertrust members
Retailer Marks & Spencer is exploring offering drawdown to its defined contribution scheme members, as the industry readies itself for April's retirement flexibilities in a tough market for annuities.
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Opinion
Why the FCA's piecemeal action could push people back towards annuities
Will the Financial Conduct Authority's investigation of the annuities market never end? Even today's market study, and accompanying review of sales practices, will preface further work – by providers this time.
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Opinion
Many young people will not actively manage savings. That’s okay
BlackRock’s Paul Bucksey explores whether defined contribution pension scheme savers understand investment risk – and when this knowledge level begins to matter.
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News
TPAS: Wave of requests to hit schemes and administrators in April
The Pensions Advisory Service has warned that scheme trustees and administrators risk being overwhelmed in April by members eager to access their savings at the earliest opportunity, having waited a year for the pension freedoms to come into play.
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News
Webb defends 'revolutionary' CDC legacy against industry critics
Pensions minister Steve Webb told an industry event this week the “pendulum is going to swing back” from individual defined contribution pension provision, but delegates challenged the viability of risk-sharing schemes.
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Opinion
How the Autumn Statement will affect your scheme (not hugely)
Today's statement from chancellor George Osborne was like a cold flannel to the forehead of the pensions industry, compared with the madness of March. That the taxation of dependants' pensions was a central talking point is probably telling.
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Opinion
Nest: Our ethical strategy, and why talking to scheme members is crucial
Talking head: Paul Todd, assistant director of investment at the UK’s state-sponsored pension scheme, explains how its ethical fund is constructed to deliver an appropriate strategy for its members.
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News
Consultants report evidence of Osborne boost to DB-DC transfers
Consultants have reported an increase in the number of defined benefit to defined contribution transfer requests from scheme members following George Osborne's announcement of greater retirement flexibility in the March Budget.
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Opinion
DC is getting worse before it gets better, in three graphs
The auto-enrolment army of (initially) low-contributing, apathetic savers has marched into the official data on pension contributions, demonstrating the uphill battle facing the industry to secure a decent retirement for today's savers.
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Features
Wolseley moves to quell creeping opt-out rate
Plumbing products supplier Wolseley UK is working to battle a climbing opt-out rate, reflecting the challenge of keeping new joiners in workplace pension schemes despite attractive terms.
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Opinion
Osborne's guidance bill, a £2.5bn buyout and at-risk DC savers – a day in pensions
Here's your guide to an eventful day for the UK workplace pensions industry.
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Opinion
The DC Debate – how the UK stacks up against global DC
This quarter's debate puts the UK's retirement reforms in their global context, and compares the adequacy of this country's defined contribution schemes with that of other developed markets.
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News
Nest: understanding behaviour more important than product fixes
The UK’s state-backed pension scheme has led calls for understanding member behaviour in light of the incoming pension flexibilities, arguing such work is more important than developing new products for savers.
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News
Managers predict cash will be king for many post-April retirees
It may be a caravan rather than a Lamborghini, but scheme managers across the country are getting ready for a wave of savers cashing in their pension pots come April’s introduction of George Osborne’s retirement flexibilities.
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OpinionEditorial: Just around the corner
The level of calm within a given pensions department ahead of the advent of the new pension freedoms is probably related to how well you know your scheme membership.
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News
Alliance Boots to ditch print to fund pensions website
DC: The New Investment Journey. Health and beauty group Alliance Boots is launching a new website to get messages on pension changes out to staff at its eight UK employers, and is planning to ditch paper-based booklets to offset the costs.
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News
Schemes urged to square segmentation with fairness
Schemes are increasingly turning to segmentation as they explore strategies for communication and investment across different sections of their membership, but legal experts warned of the importance of treating members fairly.
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News
Nest to switch TDF goalposts from annuity purchase as April looms
DC: The New Investment Journey. Nest is planning to amend its target date funds that currently aim for annuity purchase in light of the greater flexibility in retirement options available to scheme members from April 2015.