All Defined contribution articles – Page 136
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News
Nest, M&S and Kingfisher in 2014's top post-Budget case studies
The chancellor's 2014 Budget in March sparked off a year of almost unprecedented change in pensions, seeing an immediate response from some employers on providing retirement flexibility.
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News
SABMiller, Wolseley and Findel in 2014's top AE stories
Auto-enrolment ramped up a gear in 2014 as the reform began to sweep up medium and smaller-sized employers, highlighting new challenges around how to ensure employers had the support they needed.
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News
Marine Harvest's trilingual roadshow keeps opt-outs in single figures
Salmon supplier Marine Harvest used boats, planes and cars to reach employees across the far reaches of northern Scotland, in a face-to-face auto-enrolment communication campaign that reflects the challenges faced by remote employers.
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Opinion
Lafarge, Channel 4 and Lloyds feature in the top five derisking stories of 2014
Many schemes worked hard this year to make a dent in their pension fund deficit as liabilities soared, employing methods ranging from simple payment increases to complex recovery plans.
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Opinion
Five entirely depressing findings from the DC charges audit
If the workplace pensions industry should be judged by how it treats its existing customers, then today's revelations on scheme charges find it at best unfair and at worst extortionate.
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Opinion
Top tips for small employers readying for AE
Planning, picking, payroll: Now Pensions’ Morten Nilsson shares some of the key areas to focus on to enjoy a smooth-sailing auto-enrolment experience.
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NewsM&S weighs drawdown option for mastertrust members
Retailer Marks & Spencer is exploring offering drawdown to its defined contribution scheme members, as the industry readies itself for April's retirement flexibilities in a tough market for annuities.
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Opinion
Why the FCA's piecemeal action could push people back towards annuities
Will the Financial Conduct Authority's investigation of the annuities market never end? Even today's market study, and accompanying review of sales practices, will preface further work – by providers this time.
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Opinion
Many young people will not actively manage savings. That’s okay
BlackRock’s Paul Bucksey explores whether defined contribution pension scheme savers understand investment risk – and when this knowledge level begins to matter.
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News
TPAS: Wave of requests to hit schemes and administrators in April
The Pensions Advisory Service has warned that scheme trustees and administrators risk being overwhelmed in April by members eager to access their savings at the earliest opportunity, having waited a year for the pension freedoms to come into play.
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Opinion
How the Autumn Statement will affect your scheme (not hugely)
Today's statement from chancellor George Osborne was like a cold flannel to the forehead of the pensions industry, compared with the madness of March. That the taxation of dependants' pensions was a central talking point is probably telling.
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News
Webb defends 'revolutionary' CDC legacy against industry critics
Pensions minister Steve Webb told an industry event this week the “pendulum is going to swing back” from individual defined contribution pension provision, but delegates challenged the viability of risk-sharing schemes.
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Opinion
Nest: Our ethical strategy, and why talking to scheme members is crucial
Talking head: Paul Todd, assistant director of investment at the UK’s state-sponsored pension scheme, explains how its ethical fund is constructed to deliver an appropriate strategy for its members.
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Opinion
DC is getting worse before it gets better, in three graphs
The auto-enrolment army of (initially) low-contributing, apathetic savers has marched into the official data on pension contributions, demonstrating the uphill battle facing the industry to secure a decent retirement for today's savers.
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News
Consultants report evidence of Osborne boost to DB-DC transfers
Consultants have reported an increase in the number of defined benefit to defined contribution transfer requests from scheme members following George Osborne's announcement of greater retirement flexibility in the March Budget.
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Opinion
Osborne's guidance bill, a £2.5bn buyout and at-risk DC savers – a day in pensions
Here's your guide to an eventful day for the UK workplace pensions industry.
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Features
Wolseley moves to quell creeping opt-out rate
Plumbing products supplier Wolseley UK is working to battle a climbing opt-out rate, reflecting the challenge of keeping new joiners in workplace pension schemes despite attractive terms.
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Opinion
The DC Debate – how the UK stacks up against global DC
This quarter's debate puts the UK's retirement reforms in their global context, and compares the adequacy of this country's defined contribution schemes with that of other developed markets.
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News
Nest: understanding behaviour more important than product fixes
The UK’s state-backed pension scheme has led calls for understanding member behaviour in light of the incoming pension flexibilities, arguing such work is more important than developing new products for savers.
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OpinionEditorial: Just around the corner
The level of calm within a given pensions department ahead of the advent of the new pension freedoms is probably related to how well you know your scheme membership.