All Defined contribution articles
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OpinionHow freedom and choice reshaped retirement – and what we can do next
The concept of retirement and decumulation was fundamentally changed a decade ago, writes Kirsty Ross – and it’s time the pensions industry caught up.
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NewsMaster trusts increasingly ‘testing the water’ with private markets allocations
LCP research shows master trusts are in step with the government’s drive to invest more in ‘productive finance’ such as private equity and infrastructure.
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NewsHow the government plans to consolidate small pension pots
Pension schemes will have to be able to facilitate automatic consolidation of pension pots smaller than £1,000 from 2030, under proposals set out by the government today.
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NewsHow pension schemes have reassured members through the ‘taper tantrum’
Equity markets have endured significant volatility over the past two weeks since the US introduced international trade tariffs on most of its trading partners. Jon Yarker looks at how pension schemes have reacted and helped their members understand the situation.
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People NewsNew co-chair appointed at Association of Member Nominated Trustees
The Association of Member Nominated Trustees (AMNT) has appointed John Flynn as its new co-chair, taking over from Janice Turner.
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NewsPoor default offerings could ‘undermine trust and widen generational gap’
Two professional trustees have written an open letter warning the industry of dangers lurking in default strategies that do not adequately reflect the views of their members.
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NewsStudy shows savers are shunning advice over pension freedoms
A decade on from the introduction of pension freedoms, more research has emerged showing that a growing proportion of pension savers are taking no advice or guidance at all before accessing their retirement savings, despite a lack of understanding of the decisions and options available.
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NewsDC retirees risk running out of savings without major reforms, warns IFS
A major new report has called for the government to reform its regulations to support DC savers in retirement.
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People NewsAppointments: Major DC hires at L&G, Aon and Invesco
The latest hires, promotions and appointments for the week ending 28 March 2025.
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NewsTPR could reduce master trust capital reserves amid drive to cut regulatory burden
Most master trusts are profitable and less likely to fail than they were when the regulatory regime was established in 2019, according to the regulator’s chief executive.
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NewsScottish Widows embeds sustainability into new lifetime pension offering
Scottish Widows has revamped its largest default fund to target a higher exposure to growth assets and embed sustainability targets.
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NewsThree quarters of pension savers lack access to adequate technology from providers
New research from Bravura Solutions unearths a worrying lack of pensions technology that is hampering engagement.
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News10 years of pension freedoms: How people are accessing their retirement savings
A decade on from the introduction of pension freedoms, new research reveals that many eligible savers opted to withdraw from their pension under these rules without seeking any advice at all.
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OpinionThe concerns of Gen Z and the changing landscape for retirement saving
Shantel Okello, a policy researcher at the Pensions Policy Institute, delves into the findings of a new report into the retirement savings challenges faced by young people.
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NewsPension Investment Review seeks scale – but not at any cost
The Pensions Investment Review will not undermine freedom of investment choice, nor will it threaten fiduciary duty, according to the person overseeing the project for the Treasury.
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NewsWhat Canada’s pension funds can teach UK DC ‘megafunds’
There is no such thing as a Canadian pension fund model, according to an international pension and investment expert at the Pensions and Lifetime Savings Association’s investment conference.
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NewsPLSA Investment Conference: Lessons from overseas for DC engagement
The UK pensions industry must learn important lessons from defined contribution (DC) models around the world, in order to improve outcomes for savers.
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OpinionPension transfers: A year of lessons and the road ahead
People’s Partnership CEO Patrick Heath-Lay addresses the substantial problems that the industry faces regarding pension transfers.
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OpinionA decade of ‘freedom and choice’: Time to rethink advice provision
Glyn Bradley of the Institute and Faculty of Actuaries looks back on a decade of pension freedoms and ahead to how we can make the policy work better for members.
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NewsConsolidation pushes number of DC schemes below 1,000
The Pensions Regulator’s push towards “fewer, larger schemes” is having an impact as large DC funds – including master trusts – increase their dominance.