All Auto-enrolment articles – Page 30
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News
Lord Willetts: More progress is needed for adequate DC provision
Pension providers must build on the success of auto-enrolment and embrace technological solutions if they want to tackle declining rates of saving among the ‘DC generation’, Lord Willetts said at a conference this week.
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OpinionReconfiguring DC: The pensions dashboard
The Specialist: The pensions dashboard could be the upgrade the industry needs to take it into the digital age, but it is at risk of being just another expensive neglected technology project.
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News
Select committee flags Lisa as AE opt-out concern
A recent report from the Work and Pensions Committee has raised concern that the Lifetime Isa could lure people out of pensions, but the industry is divided over whether Lisas are a threat or potential boon for auto-enrolment.
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News
Queen's speech promises mastertrust regulation
Long-anticipated mastertrust legislation was announced in the Queen's speech this week, providing protection for consumers and increased powers for the Pensions Regulator, but details are still sparse.
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OpinionPutting the ‘trust’ in mastertrusts
From the blog: Like the proverbial three bears, regulators face criticism if they deviate from carefully calibrated positions. Too ‘hot’ and undue costs could be placed on industry. Too ‘cold’ and consumers’ protection can suffer.
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OpinionLatest ombudsman decisions – and what trustees can learn from them
Dominic Harris and Keeley Frampton from law firm CMS Cameron McKenna summarise and interpret recent cases from the High Court and pensions ombudsman that schemes and employers can learn from.
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OpinionOur priorities and approach – an update from the Pensions Regulator
Lesley Titcomb reveals which issues top the regulator’s agenda over the next three years.
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FeaturesThe push-me-pull-you: In which direction is UK retirement saving headed?
Analysis: The introduction of a workplace Isa, mooted in a new proposal this week, could present both the UK workforce and employers with a radical new alternative, but how can developments in government policy drive the sea change needed in the UK’s savings culture?
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News
Women undersave due to childcare, but AE carer credits unlikely
Women do not save enough for pensions due to the persistence of the breadwinner model and a lack of confidence in their own financial aptitude, a new study shows. Despite this, a proposal to introduce carer credits to auto-enrolment was rebuffed by the pensions minister this week.
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OpinionAutomatic choice
Editorial: Saving should be made easy. Savings vehicles should be trusted by people, so that they are more likely to contribute into them. I don’t think anyone would disagree with that. But what about pension saving through auto-enrolment?
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Opinion1.6m reasons why technology is key to auto-enrolment
As our industry is busy preparing for the 1.6m small employers set to auto-enrol over the next two years, we are focused on the scale of the task before us. After all, we are halfway through the biggest shake-up to the pensions sector in our lifetimes.
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News
Regulator announces mastertrust crackdown
The Pensions Regulator has announced plans to crack down on poorly governed mastertrusts, as auto-enrolment begins to show clear winners and losers among schemes.
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News
Aldermore ups matching in employee retention drive
Retail banking group Aldermore has increased its matching contribution offering as part of a wider overhaul of employee benefits aimed at improving employee retention.
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OpinionRe-enrolment: Pitfalls your scheme should look out for
Re-enrolment seems straightforward but there are a few wrinkles to look out for, says Linklaters’ Sarah Parkin.
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News
More than a third support Lisa expansion, research shows
Many under-40s are planning to save into Lifetime Isas alongside their workplace pension, research commissioned by mastertrust Now Pensions this week revealed, but support for expansion of the new savings vehicle could pose a threat to pensions.
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Opinion
Altmann: Create a culture where it pays to save
Pensions minister Ros Altmann outlines the next steps for auto-enrolment and welcomes the new higher limit on tax-free employer-arranged advice.
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News
Honeymoon for DGF performance could come to an end, experts warn
Experts have warned diversified growth funds could suffer from lower returns in the future and called for increased innovation among providers, but others still expect the asset class to grow in coming years.
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NewsIRRI: Nest 'should be allowed' to enter decumulation market
Government-backed mastertrust provider Nest should be allowed to compete in the decumulation market from 2018 to help savers who do not understand the risks, the long-awaited Independent Review of Retirement Income has said.
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OpinionAn update from the Pensions Regulator
Talking Head: The Pensions Regulator’s Lesley Titcomb takes a closer look at whether small and micro employers have understood their auto-enrolment duties, and what can be done to support trustees in the 21st century.
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NewsNHS cash for pensions offer could open loophole
An NHS trust has come under scrutiny for offering nurses cash to opt out of the pension scheme, which experts have said could lead to other employers copying the move.