All Auto-enrolment articles – Page 29
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OpinionA clearer picture of AE default funds
Nest’s Paul Budgen reveals what the government-backed mastertrust is doing to assess default fund quality across the sector.
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Opinion
What's the outlook for DC in 2017?
Defined contribution adequacy and stagnant investments were key concerns for trustees in 2016, so what do experts think the new year has in store for DC?
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News
Discrimination, indexation and tax relief's survival: Top law and regulation stories from 2016
Year in review: As if Brexit didn’t pose enough challenges, regulators, lawyers and two successive pensions ministers have had a lot on their plate in 2016.
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Opinion
Shout above the crowd
From the blog: The last print issue of Pensions Expert for the year went out on Monday, so as we cool our heels and begin winding down for Christmas I am left wondering what we as an industry will be talking about next year.
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News
2017 AE review will ignore adequacy but include charge cap
The Department for Work and Pensions has announced the scope of its 2017 review of auto-enrolment, including a reconsideration of the charge cap on defined contribution default funds.
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News
Select committee sets sights on gig economy
The Work and Pensions Committee has this week launched an inquiry into self-employment and the so-called gig economy, focusing on pensions as well as universal credit, support and labour market participation.
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News
Ownership or nudge? How to make auto-escalation work
The pensions industry and government must instil a sense of “personal ownership” over pensions in currently underprepared members if auto-enrolment is to achieve its aims, pensions minister Richard Harrington has said.
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OpinionEnable savers to take ownership of their money
Pensions minister Richard Harrington takes a look at auto-enrolment and says what he expects from the pensions industry to create a better savings culture.
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News
Increased contributions vital to continue AE success story
The real tests of auto-enrolment are still to come, one of the architects of the initiative has warned, as an adequacy report found many defined contribution-reliant members of Generation X are already beyond auto-enrolment’s help.
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OpinionTackle covert discrimination in auto-enrolment
From the blog: In recent months, much attention has been given to the Women Against State Pension Inequality campaign. This has brought the issue of gender inequality in pension legislation into sharp focus.
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News
Draft Lisa rules attempt to prevent AE opt-outs
Providers of the lifetime Isa should warn savers that substituting their pension for the product will mean they lose out on employer contributions, draft rules published by the Financial Conduct Authority have proposed.
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OpinionDone right, re-enrolment can be an auto-enrolment MOT
Nest’s Paul Budgen looks at the opportunities offered by automatic re-enrolment.
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NewsWill tribunal judgment force Uber to auto-enrol its drivers?
Two Uber drivers have been deemed workers who are employed by the taxi app, in a tribunal judgment released last week that could set a precedent for the auto-enrolment of gig economy workers.
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OpinionHow to get defaults and fund choice right for auto enrolment
This month the Department for Work and Pensions calculated that by 2020, 10 million people will start saving, or saving more, due to auto-enrolment. They’ll soon collectively be putting away billions each year, mostly into default funds.
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NewsPensions minister outlines plans, warns of AE challenges
Pensions minister Richard Harrington laid out his intentions for the pensions industry today, speaking at the Pensions and Lifetime Savings Association’s annual conference in Liverpool.
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Opinion
The savings crisis: Top-up v save more tomorrow
Analysis: The debate about tax relief on pension contributions and incentives for saving has kept industry and policymakers entertained (or unamused) for five or six years now.
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OpinionTime to address the next savings hurdle
From the blog: Heralded as a "tremendous success" by the Work and Pensions Committee in its May report, it’s true that auto-enrolment has opened up retirement saving.
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OpinionDealing with the next stage of auto-enrolment
The Pensions Regulator’s Charles Counsell gives an update on the progress of auto-enrolment as it moves on to small and micro employers, and on how the regulator plans to work with employers.
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OpinionHow bright is the future for AE – the DC Debate part 1
In the third DC Debate of 2016, seven defined contribution experts reveal their thoughts on automatic contribution increases, small businesses which mean business, and the possibility of Nest entering the decumulation market.
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News
DC default funds: Experts divided on best strategy
Huge variations in the risk profiles and investment strategies of DC default fund offerings are putting savers’ retirement provision at risk, according to a recent study.