All Auto-enrolment articles – Page 25
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OpinionIt is time to introduce a flat rate of tax relief
Imagine shopping in the January sales, where items are discounted but you are not told which ones or by how much. Would you not buy more if you could see the discounts from which you were benefitting?
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OpinionThe death of DB is yet to be felt
The full impact of the decline of defined benefit schemes will hit many people hard, warns the Society of Pension Professionals’ Hugh Nolan.
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News
Freedoms still have industry in their grip: Top DC stories from 2017
Year in review: The sea change policy of freedom and choice brought in more than two years ago continues to dominate in the defined contribution world.
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OpinionAE review should silence doom-mongers
Standard Life’s Jamie Jenkins, a chair of the external advisory group of the automatic enrolment review 2017, says its package of proposed reforms will make meaningful changes to the savings landscape, while allowing time to monitor the success of contribution uplifts.
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News
TPR gets stronger, the government weaker: Top 5 law and regulation stories from 2017
Year in review: If the UK government’s all-consuming struggle to strike a beneficial Brexit deal can bring any relief to pensions professionals, it is that departments have not had time for the pensions tinkering so despised by the industry.
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News
AE review: Welcome reforms not due until mid-2020s
The government will introduce a package of measures to address issues with auto-enrolment, but questions remain over multiple jobholders and the self-employed, while the timescale has drawn criticism.
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OpinionLessons from abroad for averting a pensions crisis
From the blog: The idyllic view of retirees relaxing in comfortable surroundings at home or on holiday with apparently little financial worry is one often portrayed; but it is increasingly becoming an aspiration impossible to realise for the majority of people.
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OpinionAdd s67 rethink to the Christmas wishlist
An end to the negativity surrounding pensions may be a stretch too far, but SPP president Hugh Nolan hopes for a pleasant surprise from markets and an open mind on changing benefit structures for Christmas.
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Opinion
DC Debate Q4: Mastertrusts, AE and more
Six defined contribution specialists talk mastertrusts, compulsion, and what lessons can be learnt from DC systems around the world.
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OpinionWhere is the pensions ice bucket challenge?
An increase in auto-enrolment contribution rates needs to be accompanied and aided by renewed efforts at member engagement using viral media tactics, says Aon Employee Benefits’ Debbie Falvey.
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NewsWorker status at centre of draft bill on gig economy
The Work and Pensions Committee and the Business, Energy and Industrial Strategy Committee have published a draft bill and a report on workers’ rights and the gig economy.
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OpinionCan we afford for members not to be engaged?
From the blog: Steve Webb recently argued that changing how people make choices is the “one thing” that has reversed the fall in membership of workplace pensions.
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OpinionEmployers must review pensions and rewards
Lady Barbara Judge says companies must understand the importance of pensions if they are to attract and retain talent.
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OpinionOvercoming behavioural biases in retirement saving
Applying behavioural interventions in a simple and personalised manner could generate more optimal savings decisions, says Columbia Threadneedle’s Chris Wagstaff.
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FeaturesTeachers’ Pensions gets slammed over admin
Teachers’ Pensions, which runs the Teachers’ Pension Scheme, has been criticised by its members over its perceived poor service delivery, as experts highlight the limitations of relying on online servicing.
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Opinion
Do we really need members to be engaged?
For most of the past half century, membership of workplace pensions in the private sector has been in steady decline.
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NewsOpperman discloses timetable until spring
PLSA Annual Conference 2017: Pensions minister Guy Opperman provided some clarity on timescales for the dashboard and progress on the creation of a single financial guidance body in a speech at the Pensions and Lifetime Savings Association’s annual conference.
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Opinion
When money meets religion: Sharia compliant pensions in the UK
Islamic finance is a fascinating and challenging domain. The industry’s assets were valued at $2tn (£1.5tn) globally at the end of 2016, according to S&P Global Ratings.
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NewsAE review: Consensus on solutions is still lacking
PLSA Annual Conference 2017:Despite unanimity on the need to increase coverage and boost contributions, there is still a distinct lack of consensus on exactly how to address these issues, according to independent advisers on the government’s auto-enrolment review.
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NewsFCA: Half of UK adults show signs of financial vulnerability
The Financial Conduct Authority’s largest survey of UK consumers’ financial habits has identified concerns around financial resilience and undersaving, as experts urge improvements to the auto-enrolment framework.