All Auto-enrolment articles – Page 35
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Opinion
Webb: Why a soft launch is right for automatic transfers
It is sometimes claimed that all the necessary legislation to deliver a successful programme of auto-enrolment was passed by the previous government. Under this version of history, all the coalition had to do was sit and watch its success.
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News
Guidance questions leave employers wavering on workplace education
Industry experts have reported employer doubts over the effectiveness of the guidance guarantee, but have also predicted the service could act as a catalyst to review their financial education programmes.
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Opinion
Tax allowance boost could buffer SMEs against rising AE costs
The Association of Consulting Actuaries has called for action to help alleviate the financial pressure on small companies resulting from the statutory increases in auto-enrolment contributions.
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News
Marine Harvest's trilingual roadshow keeps opt-outs in single figures
Salmon supplier Marine Harvest used boats, planes and cars to reach employees across the far reaches of northern Scotland, in a face-to-face auto-enrolment communication campaign that reflects the challenges faced by remote employers.
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News
SABMiller, Wolseley and Findel in 2014's top AE stories
Auto-enrolment ramped up a gear in 2014 as the reform began to sweep up medium and smaller-sized employers, highlighting new challenges around how to ensure employers had the support they needed.
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Opinion
Top tips for small employers readying for AE
For small businesses faced with auto-enrolment, the need to plan ahead should not be underestimated.
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Opinion
When is halfway not halfway? Measuring the AE journey
Talking head: Pensions commentator Steve Bee looks at the engagement challenges faced by smaller employers in light of the shift to a more individualist pensions regime.
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Opinion
Three points you may have missed from the OECD report
The OECD's 2014 study into established pensions markets has concluded that changes to auto-enrolment scheme design, including tougher rules on opting out could improve UK coverage rates overall.
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Opinion
DC is getting worse before it gets better, in three graphs
The auto-enrolment army of (initially) low-contributing, apathetic savers has marched into the official data on pension contributions, demonstrating the uphill battle facing the industry to secure a decent retirement for today's savers.
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Features
Wolseley moves to quell creeping opt-out rate
Plumbing products supplier Wolseley UK is working to battle a climbing opt-out rate, reflecting the challenge of keeping new joiners in workplace pension schemes despite attractive terms.
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News
Nest to switch TDF goalposts from annuity purchase as April looms
Nest is planning to amend its target date funds that currently aim for annuity purchase in light of the greater flexibility in retirement options available to scheme members from April 2015.
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Opinion
Is Labour right to argue for extending auto-enrolment to 1.5m lower earners?
From the outset, the Pensions Commission’s vision for auto-enrolment was a regime designed for low to medium earners.
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News
Less than 1% opt out at caterer despite seasonal staff headwinds
Catering company Jenkinsons has auto-enrolled around 400 staff with just three opt-outs, despite enrolling a large seasonal workforce.
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OpinionEditorial: Turn the dial?
I should start off by agreeing entirely with Barnett Waddingham’s Damian Stancombe that the vast majority of breath spent on defined contribution pensions should not be expended discussing investment, but on encouraging savers to pay more in.
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News
Just one AE member per micro employer, ACA projects
Three-quarters of a million micro employers could end up with an average of only one member of staff each in their pension scheme as a result of auto-enrolment, fuelling the debate over eligibility.
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Features
SABMiller to offer pension-plus savings options after 20% opt out
NAPF Annual Conference 2014: Drinks company SABMiller will launch additional savings vehicles after one in five workers opted out of its UK defined contribution scheme, with reductions in tax relief a principal factor.
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News
Beauty company nails AE with just one opt-out from 175
NAPF Annual Conference 2014: As smaller employers reach their auto-enrolment staging dates, beauty brand Nails Inc has said only one of 175 opted out when it auto-enrolled staff in January, which it attributed to knowing what level of benefits employees would want.
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Opinion
Today at the NAPF annual conference – October 16 edition
The National Association of Pension Funds Annual Conference 2014 in Liverpool was in full swing today, with panel discussions on auto-enrolment, collective defined contribution, independent governance committees, to name just a few.
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Opinion
Shoot for the stars: Why after AE staging, contributions need to rise
Talking head: Pensions commentator Steve Bee compares the current statutory minimum of 8 per cent of pensionable pay to the 17.5 per cent that was calculated in the 1950s as necessary to provide a defined benefit-like income.
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Opinion
When AE equals a B – the UK's pensions system ranked
Auto-enrolment has pushed the rating of the UK’s public and private pensions up the ranking of the world’s best pension systems, but greater participation or contributions are needed to reach the level of Australia or even Chile.