The Pensions Dashboards Programme (PDP) is taking steps to encourage private sector dashboard providers, as the government-backed MoneyHelper dashboard continues to go through testing.
The PDP published proposals last week aimed at strengthening collaboration with industry on the delivery of private sector pensions dashboards.
The proposals form part of a consultation on how PDP should support the development of private dashboards, building on its existing “industry participant” approach. That approach has involved a group of around 20 organisations connecting directly to the central digital architecture, either as pension providers or on behalf of pension providers and schemes.
More than 70% of pension memberships are now connected to the dashboards ecosystem, alongside the MoneyHelper pensions dashboard, with small-scale testing underway. While around 3,000 providers and schemes are in scope of the dashboards regulations, most do not connect directly and instead rely on third-party organisations to meet their connection requirements.
PDP said the industry participant relationship “has been critical in the progress made to date”, adding that this approach “enabled early reviews and iteration of standards and processes, leading to successful connection to the central digital architecture and ultimately the connection of millions of pension records”.
In a statement, the Association of British Insurers (ABI) said private dashboards would complement the MoneyHelper service by expanding how savers engage with their pension information.
Henry Cainen, policy adviser for long-term savings at the ABI, said: “Private sector dashboards will be well placed to complement the MoneyHelper dashboard. While MoneyHelper’s service will fundamentally change how people view and engage with their pension savings, private dashboards will expand the usage and tools available to customers engaging with their pensions.
“We were pleased to see the government and PDP reiterate their commitment to introducing private dashboards last summer. Now, with less than a year to go until the connection date for the MoneyHelper dashboard, this industry group will help us to maintain momentum towards private dashboards too. Together, they can ensure that everyone has the resources they need to plan for a better retirement.”
Under the proposals, the PDP would establish a new working group for organisations actively planning to operate a private dashboard, either directly or in collaboration with others. The group would support the development and testing of standards, guidance, connection processes, user testing and end-to-end dashboard journeys.
Last year, a coalition of potential private sector dashboard providers disbanded due to the regulatory bar being set too high.
PDP is seeking feedback on the proposals until 10 February 2026, after which it will publish a summary of responses.
