All Advice and guidance articles
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OpinionRailpen: What does a member-first approach really mean?
Nic Cromack, chief officer for member services at Railpen, explains how the pension scheme has overhauled its approach and continues to innovate to support members.
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NewsNew research sheds light on savings gap as coalition launches to boost resilience
The National Coalition for Workplace Savings was launched this week with the aim of boosting financial resilience, supported by several large employers as well as Nest Insight, MaPS and TISA.
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NewsGuiide and Aon collaborate on DB member comms service
The service – dubbed ‘My Pension Planner’ – is primarily aimed at helping members understand their choices at retirement, but it can also demonstrate how their pension income can work alongside other savings and sources of income.
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OpinionSPP: Putting people at the heart of retirement decisions
Clear and considerate communication will be key to helping members make the best choices in the lead up to, and through, their retirement, argues Alastair Hogg of the Society of Pension Professionals.
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NewsMaster trusts expand retirement support as savers face ‘big decisions’
Two master trusts have launched support services for their members in the run-up to retirement as the industry’s attention is shifting to the at- and post-retirement stages of the pension journey.
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NewsHow small employers are trying to boost pension saving levels
Small employers are concerned about a lack of retirement saving among younger workers and exploring ways to increase pension engagement, according to new research from People’s Pension.
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NewsLV= launches retirement planning tool with Guiide as decumulation services grow
The launch comes as providers seek to pre-empt the Pension Schemes Bill by developing post-retirement decumulation options and support services.
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NewsTargeted support measures for pension savers to launch in 2026
The Financial Conduct Authority has finalised its ‘targeted support’ regime for financial services customers, allowing pension providers and other firms to make limited recommendations to clients.
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OpinionWhy the success of targeted support is so important
The Financial Conduct Authority is working on a ‘targeted support’ regime that could allow financial services providers to steer groups of consumers in certain directions. Fairer Finance’s Tim Hogg explains why getting this right is so important.
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NewsLib Dems table ‘universal advice’ amendment to Pension Schemes Bill
Liberal Democrat and Plaid Cymru MPs have tabled several major amendments to the Pension Schemes Bill as a parliamentary committee prepares to scrutinise the proposed legislation.
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NewsMore clarity needed on targeted support proposals, industry tells FCA
The Association of Professional Pension Trustees, the Society of Pension Professionals, and the Association of British Insurers have all called for changes to the regulator’s proposals for targeted support.
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NewsTPR: Trustees’ role in improving retirement support and adequacy
The regulator wants trustees to improve signposting of support services such as Pension Wise and MoneyHelper in “core communications”, after recent research showed a lack of awareness among savers.
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NewsRachel Reeves ‘confident’ that investment mandation won’t be necessary
The chancellor addressed the financial services industry at an event in London last night, unveiling plans to encourage individual savers to invest more rather than hold savings in cash.
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OpinionHow will targeted support shape guidance for pension scheme members?
The Association of British Insurers’ George Ritchie explores the Financial Conduct Authority’s targeted support plans and what they mean for the help trustees can give to their pension scheme’s members.
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NewsAsset managers get behind ‘targeted support’ drive for pension savers
The asset management industry’s trade body has said the planned ‘targeted support’ regime for people approaching retirement will be “critical” in ensuring good outcomes.
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FeaturesFCA’s ‘targeted support’ plans could help trustees close advice gap
With trust-based schemes explicitly in scope, the FCA’s proposals on “targeted support” for non-advised savers could offer pension scheme trustees a fresh opportunity to support disengaged members, reports Sara Benwell.
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In DepthIn Depth: How the FCA will regulate pensions over the next five years
The financial services watchdog has published its latest five-year strategy, pledging to become a more flexible, predictable and efficient organisation.
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OpinionA decade of ‘freedom and choice’: Time to rethink advice provision
Glyn Bradley of the Institute and Faculty of Actuaries looks back on a decade of pension freedoms and ahead to how we can make the policy work better for members.
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OpinionPension transfers: A year of lessons and the road ahead
People’s Partnership CEO Patrick Heath-Lay addresses the substantial problems that the industry faces regarding pension transfers.
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NewsRegulators urged to collaborate on ‘targeted support’ for DC savers
The Pensions and Lifetime Savings Association (PLSA) has called for trust-based defined contribution pension schemes to be included in proposals to allow “targeted support” for savers.