All Retirement articles – Page 25
-
Opinion
How to predict member outcomes in the new normal
Myriad products could help grow pension savers’ assets following the Budget changes, but caution is recommended.
-
News
Industry calls for better DC risk guidance to hit target outcomes
Industry figures have called for better guidance for defined contribution members to help them choose the appropriate level of risk pre-retirement to achieve their target outcomes.
-
Opinion
How to predict member outcomes in the post-Budget world
The 2014 Budget gave pensions savers and plans considerable new flexibility in arranging their retirement incomes.
-
News
Managers boost pre-retirement risk to match DC flexibility
Providers are revising products offered to defined contribution pension scheme members to incorporate greater risk in the decumulation phase, as a result of the greater flexibility afforded by the Budget.
-
Opinion
How to design your DC default pre-retirement phase
Premier’s Martin Thompson takes stock of the Budget’s historic changes to defined contribution savers’ pre-retirement journey and how scheme design must change to match them, in the latest Technical Comment.
-
OpinionEditorial: When is advice not advice?
The great advice versus guidance debate of 2014 is gathering apace. Let us step back for a moment and consider it from the viewpoint of the person on the Clapham omnibus.
-
Opinion
Auto-annuity purchase is dead – here’s how providers will respond
Guest column: Pensions expert Ros Altmann picks out some of the products that will benefit from the Budget’s assault on the entrenched annuity market.
-
Opinion
A blueprint for pre-retirement comms to spur good decisions
In this week’s Technical Comment, Scottish Life’s Fiona Tait looks at how pension schemes can communicate with their members to help them achieve a secure and sustainable retirement income.
-
Opinion
What overseas DC systems can tell us about the post-Budget landscape
The retirement flexibility brought about by the Budget has left many schemes wondering how to best implement the at-retirement options.
-
Features
BT suspends flexible retirement options during review
BT has suspended its flexible retirement option while it reviews the conditions under which it will consent to BT Pension Scheme members taking early payment of their pension while continuing to work at the communications company.
-
Features
Budget prompts schemes to revisit lifestyle and annuity options
Schemes that default members into annuity brokerage services are considering the implications of last week’s Budget announcement, with calls for the rules around income drawdown to be simplified.
-
News
Education key as employers stretch to reach pension goals
News analysis: Companies need to better educate staff to encourage responsibility for pension saving, as research has highlighted a misalignment between employers’ goals and the outcomes of their defined contribution plans.
-
News
Annuity brokering grows as managers seek value for savers
News analysis: Nearly half of schemes have or are planning to put in place annuity brokering services for their members, but experts warn this may not be enough to achieve value at retirement.
-
News
Employees being left in lurch over annuities
In this edition of Informed Comment, Baker Tilly’s Mark Wilson looks at the factors in achieving good-value annuities, and whether employers are doing enough to help staff.
-
NewsAutumn Statement 2013: How it affects your scheme
Today’s Autumn Statement left schemes mulling state pension rises, a boost to exchange traded fund investment and an option to allow scheme members to top up their additional state pension.
-
Features
The DC Debate – improving retirement income
This quarter's debate sees experts discuss the gender gap, decumulation and illiquidity, as schemes strive to attain the best outcome for members close to retirement age.
-
Opinion
Editorial: To the collective benefit
An eloquent voice has been added to those calling for the introduction of collective defined contribution pension schemes in this country to drive better outcomes for savers.
-
Opinion
Editorial: Lessons from Norway
Last week saw a four-hour strike by firefighters in England and Wales owing to changes to their pension terms which will force them to work for longer.
-
Opinion
Crucial retirement tools to benefit your members
The Annuity Bureau’s Richard Williams sets out the tools and techniques that schemes and employers can use to get value for their scheme members at retirement, in the latest Technical View.
-
NewsRoyal British Legion to expand Pie after £1m saving
The Royal British Legion is working on a pension increase exchange offer for members coming up to retirement, after an exercise with the scheme’s pensioners last year knocked £1m off its deficit.