All Retirement articles – Page 25
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Features
Warburtons kicks off three-pronged comms strategy
NAPF Annual Conference 2014: Warburtons, the UK’s largest bread baker, has this year launched the first of a three-part plan to boost engagement among a new swath of pension savers.
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Opinion
The pros and cons of offering drawdown to your members
In the latest edition of Informed Comment, Aon Hewitt’s Jan Burke considers those scheme members for whom drawdown might be appropriate, ahead of April’s pensions changes.
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Opinion
How to use your DGF in a post-Budget environment
Kevin Frisby from LCP, JLT Investment Consulting’s Allan Lindsay, Axa IM’s Yoram Lustig, HR Trustees’ Giles Payne, Aon Hewitt’s Ryan Taylor and Bruce White of LGIM discuss how schemes can invest in DGFs in the post-Budget environment, in the final instalment of a four-part panel discussion.
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OpinionEditorial: Don't spend it all at once
The debate rumbles on. Will the annuity make the best comeback since Lazarus? What should we make of this grand shove into drawdown?
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Opinion
NAPF: Time to take stock
Talking head: The NAPF’s Graham Vidler looks forward to its annual conference, as schemes confront the challenges left in the wake of the so-called saver’s Budget.
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News
Budget flexibilities fail to spur DB transfer interest
Predictions that the Budget flexibilities would lure members out of defined benefit pension schemes have so far proved unfounded, as data show no uplift in the proportion requesting transfer value quotations.
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News
Consultants call for more flexible DC retirement products
Industry figures have called for flexibility to be built in to defined contribution solutions, as the first post-Budget products aimed at members looking to draw down income at retirement reach the market.
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Opinion
How to educate DC members on retirement 2.0
Zurich’s Jonathan Plumtree argues that auto-enrolment and the Budget’s pension reform have turned the engagement challenge on its head, creating a new focus on decumulation, in the latest edition of Technical Comment.
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Opinion
How to predict member outcomes in the new normal
Myriad products could help grow pension savers’ assets following the Budget changes, but caution is recommended.
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News
Industry calls for better DC risk guidance to hit target outcomes
Industry figures have called for better guidance for defined contribution members to help them choose the appropriate level of risk pre-retirement to achieve their target outcomes.
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Opinion
How to predict member outcomes in the post-Budget world
The 2014 Budget gave pensions savers and plans considerable new flexibility in arranging their retirement incomes.
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News
Managers boost pre-retirement risk to match DC flexibility
Providers are revising products offered to defined contribution pension scheme members to incorporate greater risk in the decumulation phase, as a result of the greater flexibility afforded by the Budget.
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Opinion
How to design your DC default pre-retirement phase
Premier’s Martin Thompson takes stock of the Budget’s historic changes to defined contribution savers’ pre-retirement journey and how scheme design must change to match them, in the latest Technical Comment.
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OpinionEditorial: When is advice not advice?
The great advice versus guidance debate of 2014 is gathering apace. Let us step back for a moment and consider it from the viewpoint of the person on the Clapham omnibus.
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Opinion
Auto-annuity purchase is dead – here’s how providers will respond
Guest column: Pensions expert Ros Altmann picks out some of the products that will benefit from the Budget’s assault on the entrenched annuity market.
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Opinion
A blueprint for pre-retirement comms to spur good decisions
In this week’s Technical Comment, Scottish Life’s Fiona Tait looks at how pension schemes can communicate with their members to help them achieve a secure and sustainable retirement income.
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Opinion
What overseas DC systems can tell us about the post-Budget landscape
The retirement flexibility brought about by the Budget has left many schemes wondering how to best implement the at-retirement options.
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Features
BT suspends flexible retirement options during review
BT has suspended its flexible retirement option while it reviews the conditions under which it will consent to BT Pension Scheme members taking early payment of their pension while continuing to work at the communications company.
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Features
Budget prompts schemes to revisit lifestyle and annuity options
Schemes that default members into annuity brokerage services are considering the implications of last week’s Budget announcement, with calls for the rules around income drawdown to be simplified.
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News
Education key as employers stretch to reach pension goals
News analysis: Companies need to better educate staff to encourage responsibility for pension saving, as research has highlighted a misalignment between employers’ goals and the outcomes of their defined contribution plans.