All Retirement articles
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NewsStop tweaking and start transforming pensions, says tech provider
UK policymakers must rethink the meaning of pension adequacy and use established solutions as benchmarks to deliver better retirement outcomes, according to Festina Finance, a European pension administration technology provider.
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NewsAviva launches ‘guided retirement’ offering for master trust members
Aviva is the latest company to introduce a flexible retirement product, with the Pension Schemes Bill requiring providers to offer default pension income solutions.
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In DepthMind the gap: Pensions Commission urged to act on gender inequality
The government’s latest figures reveal a 48% gender pensions gap among those nearing retirement. Experts say the new Pensions Commission must address systemic inequalities and act fast to prevent a deepening crisis.
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OpinionOur pensions system is unfair and inadequate. Will the Pensions Commission fix it?
Finance Innovation Lab chief executive Jesse Griffiths says the new Pensions Commission is a “significant step forward” – but, he argues, the lack of policy direction on long-term ESG issues is a major oversight.
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NewsMeet the new Pensions Commission
The newly revived Pensions Commission will lead the government’s review into retirement adequacy. Pensions Expert looks at who’s on the panel and what they bring to the role.
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NewsTrustees urge Pensions Commission to consider housing and rental costs for retirees
The Association of Member Nominated Trustees has called for the new commission to incorporate housing costs into their research on pensions adequacy.
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NewsAsset managers get behind ‘targeted support’ drive for pension savers
The asset management industry’s trade body has said the planned ‘targeted support’ regime for people approaching retirement will be “critical” in ensuring good outcomes.
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NewsOne-size-fits-all retirement ‘no longer enough’, research suggests
Two thirds of pension savers polled by YouGov want greater flexibility when accessing their retirement savings.
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OpinionThe Friday Takeaway: Retirement riddles and toddlers’ trousers
This week brought news of post-retirement offerings from two major master trusts, as the industry attempts to solve a particularly vexing problem. Pensions Expert’s Nick Reeve, meanwhile, is worrying about trousers.
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In DepthNest to tap into bulk annuity market to support post-retirement proposition
The UK’s largest defined contribution master trust has set out its post-retirement model, which will include flexible drawdown and a novel use of the bulk annuity market.
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NewsTPT unveils ‘groundbreaking’ retirement income offering
The announcement comes after the government published plans for default post-retirement offerings in the Pension Schemes Bill last week.
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FeaturesAdequacy is top of the industry’s agenda after Pension Schemes Bill published
As the dust settles following the publication of the Pensions Investment Review final report and the release of the Pension Schemes Bill, the industry’s focus has immediately turned to adequacy.
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OpinionDecumulation CDC is a natural fit for the UK’s maturing DC pensions
Simon Eagle, a member of the Institute and Faculty of Actuaries’ (IFoA) collective defined contribution working party, explains that traditional defined contribution retirement in the UK is on the verge of a major transformation.
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OpinionThe Friday Takeaway: Attempting to solve the ‘nastiest, hardest problem in finance’
After an illuminating day at the Pensions Expert DC Strategic Summit last week, editor Nick Reeve opines on the decumulation dilemma.
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OpinionThe concerns of Gen Z and the changing landscape for retirement saving
Shantel Okello, a policy researcher at the Pensions Policy Institute, delves into the findings of a new report into the retirement savings challenges faced by young people.
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OpinionHow salary exchange can improve women’s retirement outcomes
Susan Hope digs into the detail of Scottish Widows’ latest research into the gender pensions gap, and looks at ways to boost women’s pension savings.
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OpinionReality starts to bite for pension ‘under-savers’
New research from YouGov shows that savers understand the precariousness of their retirement savings. YouGov’s Matthew Palframan looks at the data and what can be done to address savers’ concerns.
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News‘Sleepwalking into a crisis’: Savers fear unaffordable retirement
Nearly 40% of people face being unable to fund a minimum retirement lifestyle, according to Scottish Widows.
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NewsThe importance of DC default strategies
Four in five defined contribution pension savers will wait until five years out from retirement to engage – and in many cases, much later.
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NewsWhat we learned from the FCA’s retirement data
Pensions Expert delves into the numbers released by the regulator this week to explore what they say – and what they don’t – about the UK’s retirement landscape.