All Policy articles – Page 13
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News
TPR appoints new policy lead
The Pensions Regulator has hired David Fairs as its executive director for regulatory policy, analysis and advice.
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News
UK has lowest net replacement rates of average earners in OECD
A new report has highlighted markedly low replacement rates for UK savers amid increasing pensioner poverty due to ill health, emphasising the importance of increased saving into private pensions.
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NewsRecreation and retirement do not go hand in hand, say experts
PLSA Annual Conference 2017: The association between retirement and a luxurious lifestyle of holidays is financially unsustainable and should be challenged, say experts, as the industry considers how to improve saving rates.
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Features
Slide towards retail investing faces backlash
Pensions Expert 20th Anniversary: March 19 2014 marked a seismic change in the UK pensions landscape: from the dispatch box in the House of Commons, future newspaper editor George Osborne announced the removal of the requirement to annuitise defined contribution savings, unlocking a world of possibility for scheme members.
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Features
What do the ONS labour stats tell us?
Analysis: Record numbers of older workers have come as little surprise to economists, but what will it mean for other generations, and might the broad trends hide potential pitfalls for pensions policy?
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News
Government reaffirms commitment to cold-calling ban
The government has announced that it will introduce its long-promised ban on pensions cold calling “when parliamentary time allows”, putting to bed concerns that a second consultation would further delay the legislation.
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OpinionThe societal shift hindering good pensions policy
The Society of Pension Professionals’ Hugh Nolan says politicians and the public are locked in an individualistic system that prejudices policy soundbites over sound policy.
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News
Government follows Cridland on state pension age
The government has announced its intentions to implement the recommendations of the Cridland report, bringing the state pension age from 67 to 68 seven years ahead of schedule.
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NewsQueen's Speech omits pensions as focus is firmly on Brexit
After the intensity and frequency of debate and consultation on pension issues, the industry is left in limbo by the government’s legislative programme.
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Opinion
Cunningham: Next government must boost transparency
In the first of a series of interviews with political candidates representing their parties on pensions issues, we hear from Alex Cunningham, Labour MP for Stockton North.
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News
DWP blocks Nest drawdown in favour of industry innovation
The Department for Work and Pensions has decided against letting Nest offer drawdown after strong opposition emerged at consultation, opting instead to rely on industry innovation, but some have questioned whether the market will provide this.
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Opinion
Key takeaways from the finance bill 2017
Eversheds’ Tom Meyrick takes a closer look at the finance bill and what it means for pensions.
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FeaturesShipbuilding members can board public sector scheme
The Shipbuilding Industries Pension Scheme has given certain members of its Fleet Support section the choice to rejoin a public service pension scheme as part of the government’s 'new fair deal' policy, but experts say it might not all be plain sailing.
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News
Increased contributions vital to continue AE success story
The real tests of auto-enrolment are still to come, one of the architects of the initiative has warned, as an adequacy report found many defined contribution-reliant members of Generation X are already beyond auto-enrolment’s help.
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News
Select committee urges government to scrap triple lock
The Work and Pensions Committee has called for the state pension triple lock to be scrapped, in an attempt to ameliorate an economy "skewed in favour of baby boomers and against millennials".
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OpinionWhat have we learnt from the pensions undersecretary’s first 100 days?
The changes at Westminster following the fateful EU referendum effectively resulted in a new government, including responsibility for pensions. Hopefully this does not signal a return to the revolving door at the Department for Work and Pensions.
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NewsPensions minister outlines plans, warns of AE challenges
Pensions minister Richard Harrington laid out his intentions for the pensions industry today, speaking at the Pensions and Lifetime Savings Association’s annual conference in Liverpool.
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OpinionHow to provide a flexible workplace savings scheme to all employees
JLT Employee Benefits’ Mark Pemberthy explains where he stands in terms of pensions and the lifetime Isa.
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OpinionWhat to expect from the forthcoming pensions bill
We do not yet know when the pensions bill announced in the Queen’s Speech will be released, but Ruth Bamforth of Walker Morris outlines what we can expect when it does.
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Opinion
No more short notice, please
The recent ‘changing of the guard’ at Downing Street has led to a major reorganisation of the government as a whole. The relevance of its impact on pensions policy is potentially very significant indeed.